CapeFin » user profile

Member Since 15/10/2015
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11/04/2019 - 16:39
CapeFin replied to ShortyX on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Break costs cant be calculated up front, so we suggest not fixing if you decide to refinance or close the loan within the fixed period. Yes…
11/04/2019 - 12:51
CapeFin commented on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Hi mate, We don't get any of the rate lock fee, it is paid directly to the bank and is optional. As for the CR, my response above "It…
11/04/2019 - 12:10
CapeFin replied to EnALup on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Variable owner occ P&I 3.79%, variable investment P&I 4.09%, both with offset.
11/04/2019 - 12:02
CapeFin replied to EnALup on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
We can get a 20 point discount to bring the Suncorp offer down to 3.79%
11/04/2019 - 11:58
CapeFin replied to kungfupanda on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
First step would be to check the break fee from your current bank and then we can work out how long it would take for you to be ahead and…
11/04/2019 - 11:54
CapeFin replied to abb on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
They aren't, we are offering the cash back as Suncorp is not paying their bonus incentive on these specials.
11/04/2019 - 11:29
CapeFin replied to navarch on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
It factors in the revert variable rate after the fixed rate matures as well, I have queried the CR supplied by the bank as they do not look…
11/04/2019 - 11:03
CapeFin replied to daleyboy79 on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
The $1.5k rebate does not apply to these fixed rate specials released today.
11/04/2019 - 10:57
CapeFin replied to navarch on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Please shoot us a PM or an email to contact@capefinance.com.au and a response will follow shortly
11/04/2019 - 10:53
CapeFin replied to Peter File on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Might want to have another chat with your loan advisor, there is no offset on the fixed rate loan at Suncorp. Also from the members package…
11/04/2019 - 10:52
CapeFin replied to 4foxache on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Agreed on the comparison rate, we would discuss alternate options close to the maturity of your fixed rate.
11/04/2019 - 10:40
CapeFin replied to surg3on on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Only for a variable split, or for once the fixed rate matures and goes variable.
11/04/2019 - 10:39
CapeFin replied to CachePC on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Yes it does factor in the fees and another big impact is the variable revert rate which is not competitive, at which point we would…
11/04/2019 - 10:30
CapeFin replied to yourflights on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
You would need to have the construction component variable but the land component can be fixed.
11/04/2019 - 10:26
CapeFin replied to llllllllllllll on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Good question, not something we have been made aware of but I will check with the bank now.
11/04/2019 - 10:25
CapeFin replied to Moncastle on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Yes, would you like to shoot me a PM so I can quote for your desired structure.
11/04/2019 - 10:15
CapeFin replied to llllllllllllll on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Not for the fixed rate loan, only if you take a variable split. Full details on members package can be found on the following link:…
11/04/2019 - 10:14
CapeFin replied to easternculture on Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
Thanks mate that was a typo, should have read **$1,000** to match the title
11/04/2019 - 10:09
Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
CapeFin posted a deal Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin
For an undisclosed period, **Suncorp Bank** are offering the below 3 year fixed rate specials, with the first year package fee ($375) being…
11/04/2019 - 09:51
CapeFin commented on $2000 Refinancing Home Loan Rebate (250k Min Loan Size and $395 Annual Package Fee Applies) @ Westpac
For variable interest rate offers at **Westpac**, you will need to speak to the bank directly or chat to your mortgage broker as discounts…
19/03/2019 - 14:16
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