BadPanda » user profile

Member Since 01/01/2016
Last Seen Online Now
Location Sydney

Recent Activities

Your opinion looks like it belongs in the 50s
19/09/2021 - 16:13
After some research I decided to go with the Epson TW7100 over this due to differences in picture and fan noise and I didn't need 240hz. I...
26/08/2021 - 08:12
Do you have to supply your mobile number to use this?
07/08/2021 - 23:33
I think you and the guy above are both consecrating on lego.
04/07/2021 - 07:50
Recieved mine 12/05/21, purchased 9/04/21. Delivered in four days North West Tas happy with packaging and really happy with communications....
13/05/2021 - 08:58
What postcode did you use? The cheapest I can see is $80
17/03/2021 - 07:30
I'm not sure but perhaps they might have some claim to ownership if they pay part of the mortgage instead of rent? Wouldn't you also lose...
16/01/2021 - 17:42
Lots of good advice here. Ive spoken to the ATO who think there is no tax due due to the fact I will be paying the mortgage directly.
16/01/2021 - 17:38
Freelance with dependants, I was pre approved for a loan two years ago but an opportunity presented itself so I traveled (for work)...
16/01/2021 - 14:31
There is really good info here thanks.
16/01/2021 - 14:23
I'm not sure but, if the bank sees my name on the legals done by conveyer I think they will want me on the loan application. Otherwise I...
16/01/2021 - 13:54
I'm also using my deposit and not living in a city
16/01/2021 - 13:48
Good tip.
16/01/2021 - 13:45
An accountant told me she would be taxed on the money I paid off the mortgage. I just got off the phone with ATO and they don't think I...
16/01/2021 - 13:43
All I have to do is wait for someone to die :) Thanks for your advice. My biggest concern was the money I pay off the mortgage being seen...
16/01/2021 - 11:18
Can't use a guarantor to gurantee income and my Mum doesn't want to use the equity in her home. I've also been told banks have started only...
16/01/2021 - 10:20
Thanks for your advice
16/01/2021 - 09:41
Perfect I have an appointment with my accountant I will ask her, thanks.
16/01/2021 - 09:40
Ive heard there needs to be a minimum of .3% interest do you know if this is correct?
16/01/2021 - 09:38
I think its an investment loan and the only security is my deposit and the future property. I'm not sure why the bank wants to call it a...
16/01/2021 - 07:38
I agree, the house itself will incur stamp duty and capital gains on transfer to me. I was looking for a way to avoid Mum paying tax on the...
16/01/2021 - 06:46
Thanks for your reply unfortunatly my parents cant guarantee income and she doesn't want to use the equity in her home.
16/01/2021 - 06:40
Stamp duty on purchase, when she sells to me its my first home so FHO. Its not primary its an investment yet the bank wants to call it a...
16/01/2021 - 06:38
I agree, I've spoken to a couple of accountants and so far heard its not possible and conversely that it is possible. Unfortunatly it might...
15/01/2021 - 23:01