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Credit Cards and Credit Card Points, Point Me in The Right Direction

I'm a 38 yr old who's never had a credit card as i never liked the idea of owing money (aside from house loan which is inevitable) but from what i hear i maybe missing out on …

First Time Buying a Car, Where to Get a Loan?

Hi everyone. I'm looking to buy my first car, probably going with new or demo car at the very least. My question is how to go about getting a car loan? Any suggestions which banks/institutions …