spal » user profile

As every time we renew we will need to allow for the 6 month validity rule, plus the renewal processing times. So, for a 10 year passport,…

Thank you all. Much appreciated.

Never shopped on Temu. I am tempted. Genuine question, does the transaction on credit cards show up as a foreign currency transaction, or…

In my experience, Westpac to HSBC slow. HSBC to Westpac is instantaneous. Commbank - HSBC instant both ways.

Genuine question. Why do we need such higher speeds. My user case, two people working from home MS Teams meetings, and one Netflix at 4K in…

At that level you will be able to nose hair and dirt between the toes.

True OZB here. Still on 50/20 plan.

Just returned from a month holidays. Used a combination of booking via booking.com, Expedia and direct. Expedia stays were paid out within…

I have received cashback confirmation for the additional $5 too. Thank you for your work.

Yes, I did. Regular cashback tracked immediately. Couple of hours back, the additional cashback also tracked.

Yes.

Someone dropped bbq onion once, and now we have to have the sausages over the onion.

I tried the Aldi variety, but I liked this one. IMHO heaps better than Aldi.

Tell me more about it please. I am tired of paying for expensive internet with ABB. It is going up again.

I have first hand experience, paying with gift card or eBay discount code to not matter. Refund will be based on the GST shown on the…

True, but it is $900 per person for a group of travellers. Plus, once you open and use it, it is not that straight forward. I had a custom…

I believe the new repayment is calculated taking into account three factors, the outstanding capital, the outstanding term and the new…

Not knowing what was the item. But have a casual chat with the neighbour and bring the item along the lines that I recently bought X at a…

Land tax for holding the property. Rates are based on the value of land held by the owner. So, three kids, three trusts would be ideal.…

If you are buying for your kids, few things to consider: 1. You kids may not want to live there. 2. Buy on trust for them, otherwise you…

Package fee refund - - Westpac - CPA Membership - HSBC - Premier Banking status

My rates, before the latest rate cuts: 5.99% OO - Westpac - Offset + Package (package fee fully refunded every year) 5.94% OO - HSBC - With…

They made a free one year offer just before they were about to start charging.

Question regarding Wise, doesn't the card has a monthly cash withdrawal limit, and beyond that there is a fee payable? Is that still a…

AAMI is also based on annual estimated kilometres travelled, the number of days used for travel to work, and number of days you drive…

I am pretty sure with AAMI new for old works only if you are the first registered owner (not a demo car) and the car is less than two years…

I have the same question. Not really looking forward to SB lotto.

It is 1600 ANSI lumens. So, a dark room will be needed for getting between viewing. Not much use in a bright room.

Gardening business is a real tricky one. If you quote too low, it is really not making any money for you, if higher then someone else will…

If anyone is looking for a specific deal, https://karakoram2.com/products/the-holy-grail-womens-handbag-tote Looks really well priced at…