Shadowsfury » user profile

3 3
Member Since 03/10/2009
Last Seen 4 hours 24 min
Location Melbourne

Recent Activities

I bought some masks in Feb and thought I'd never get to use them.
19/07/2020 - 11:56
I wouldn't take mine either haha. My ETFs are doing better than my stock picks which I think just shows why I should be majority ETFs.
12/07/2020 - 16:06
Bought some in early March (so missed the bottom) Bought more in late April (so still missed the bottom) Decided from now I'm gonna DCA...
12/07/2020 - 14:06
I'm in Melbourne but I basically avoid tolls at any time except perhaps peak hour. I also think about potential petrol savings but I think...
08/07/2020 - 10:30
They might be secured by your home but they're business loans so probably veiwed as more risky - thus you can't compare to the rate you...
04/07/2020 - 16:47
Slightly off topic for the OP but seems the indexation is already in parliament - 1.8% this year. Which oddly nowadays means its worse than...
17/05/2020 - 16:23
I'm in same situation but just taking it because there's not many other choices right now - not like I could leave and jump right into...
11/05/2020 - 13:31
But if you ARE eligible and do this for the tax benefit? Matt is doing it whilst not eligible.
23/04/2020 - 12:30
Yes the 10 days certainly helps and roughly halves the blow (plus the fact of our marginal tax rates means money in the pocket isn't as...
22/04/2020 - 17:28
Yes but what I mean is Deloitte and KPMG went with a blanket 20% cut for everyone and unaffected hours PwC and EY are cutting based on...
22/04/2020 - 17:26
KPMG introduced it the same way. I'm at Deloitte so in same boat as OP. Although if I were at EY or PwC then I'd probably have hours...
22/04/2020 - 16:37
Personally don't think it will drop much more (if at all). 1) RBA said they won't be dropping cash rate below 0.25% 2) All the fixed rate...
22/04/2020 - 09:34
Thanks I should mention the Hamilton Island trip is booked with Virgin which is now looking even less likely!
20/04/2020 - 19:21
Lakes Entrance for a weekend (already moved once due to bushfires) Hamilton Island (booked for June - maybe still a small chance of...
20/04/2020 - 09:25
Well now my company announced 20% cut in pay for a few months - but no change to working hours. On the face of it means I'm not eligible...
15/04/2020 - 18:37
Thought has kind of crossed my mind as well. Anniversary date just passed. Last year's flight was meant to be used this June which is very...
15/04/2020 - 12:32
Yes but many think spending $300 and deducting it means its free when in reality your saving is your marginal tax rate.
14/04/2020 - 13:30
Return - share price return + dividends. Not interest. It's a percentage it doesn't really matter how much you put in. Yes its possible -...
07/04/2020 - 21:17
+1 support the shop that has the cheap price to begin with
07/04/2020 - 11:23
I have an Asus one - USB 3 (not USB C) since its a few years old now. It's handy for my line of work since I'm frequently out of the office...
06/04/2020 - 21:04
Yes I wouldn't have taken it out and left it as cash - I would have put it straight back in since I luckily don't actually need the money...
06/04/2020 - 09:28
At $158K your 9.5% compulsory super is $15K. So with a limit of $25K/year, that leaves you with the $10K remaining that you can...
05/04/2020 - 22:35
Shadowsfury replied to DisabledUser102420 on Early Access to Your Super
I myself am slightly affected by COVID but not enough to hit the requirements. If I did I would be doing it for the tax loophole. I have...
05/04/2020 - 22:04
Yes I saw a graph that I think the abc made on when it works out best and 30k or less you'd be worse off.
05/04/2020 - 22:03
I thought one of the other requirements on top of what you listed is showing you're actually affected (e.g. 20% cut in hours or lost your...
05/04/2020 - 21:58
Consider an ultrawide one? I bought a new monitor - LG 29 inch 21:9 monitor - was under $300. Couldn't quite yet justify the even...
27/03/2020 - 18:17