cathalm8 » user profile

Interesting data point. Have you churned many cards over the last 12 -24 months? I feel like they are looking at number of cards churned..

Yeah its defo gotten stricter. I got a pro rata refund on citi pretige 2 months ago or less. They offered a downgrade and the refund as a…

Definitely is, but I get my citi annual fees pro rata refunded or downgraded with the pro rata fee as credit. NAB is cheapest by my calcs…

I believe it is 49 plus 75 for the Velocity Rewards Program fee so its 124 all in.

Pretty obvious that this is a popular deal. Seems the general Aussie public understand that Isreal are committing a genocide. Iam glad.

Iam currently on optus but my contract ended months ago. I assume ill need to port out and port back in? Can i do this in store i.e can it…

What documents did you apply at time of application?

I assume having a personal amex exlcudes you from getting the amex business rewards offer?

110,000 Velocity Points via Points Autosweep To be eligible to receive 110,000 bonus Velocity Points (automatically redeemed from 220,000…

Earn 110,000 bonus Velocity Points when you spend $8,000 on eligible purchases within 3 months from approval and enrol in Points…

Where can i grab the 5% discounted vocuhers?

How much discount to these cards offer? cheers

I asked in my local and the 16 yr old girl was like what? no.. I had to eat the chicken without sides then. :(

Best sides are?

So I called Bupa after I got my membership number. They said they would just give me the 6 weeks free as soon as I made the first payment…

This is true, they try and kill you with kindess but nothing ever gets done. Tempted to cancel to avoid hassle.

I spoke to BUPA who were friendly tbf. They said I need my membership number which should arrive from Bupa within 5 days of signing up so…

Looks like I need to cancel it somehow as it states in the offer t&c's screenshot i took that offer excludes freedom 50 and freedom 60. I…

Wow this has me worried I signed up for BUPA via CTM and it was tracked by TCB. However I just went with the option it gave me which was…

Not the waiting periods, the offer has a 12 month exclusion period. The offer isnt viable for anyone that has held Bupa policy in last 12…

NIB. I can select a date for example I selected 17th April but I was concerned that if payment wasn't taken today i.e. before the cashback…

When you say 'start the policy today' does that mean I can't select the policy start date in the future i..e the 17th then or I wont be…

So it doesn't actually track the transaction, just that you've signed up

Ok, well thats good to know. it may be worth a shot, However I really want it to start on 17th April so would be 17 days from today..

Think it might be too late to sign up for this as the CTM website only allows me to select tomorrow for first payment and that's with a…

Are you sure? Because I just tried with NIB via the CTM site and you need to choose a payment date and the first date for a payment is…

Also 12 month exclusion period, yuck

FYI we had a nightmare last year getting our points from BUPA

Yeah I churned these cards hard over last 3 years but last 6 months ive been declined, they're finally cracking down even know there is…

So did they raise the cost of this so its only $6 per month cheaper now?