mortgagebroker » user profile

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Member Since 18/10/2018
Last Seen 19 hours 16 min
Location Gold Coast

Recent Activities

Make sure you see a broker if this is your first transaction. It will be beneficial to have some guidance. Have a look at the FHLDS...
21/05/2020 - 14:47
4.00% and 4.53% I have never had a customer take a loan of 150k over 25 years. Most clients change lenders ever 2-7 years so comparison...
19/05/2020 - 18:52
Do what you think is best. Change depending on your circumstances. Owner-occupied 433k 2.79% Variable with ANZ offset account 56k currently...
19/05/2020 - 14:58
Just providing information related to the question. I agree with you, I think go back to the broker and ask for better pricing, but OP...
18/05/2020 - 20:09
There is nothing stopping you from contacting NAB directly. The broker will most likely still retain the ongoing commision unless you make...
18/05/2020 - 17:53
Go see a mortgage broker. Adding the family guarantee will not be needed. Your issue is borrowing capacity so a family guarantee will not...
17/05/2020 - 11:48
**2 years fixed under 80% LVR with 500k+ loan** * ING 2.09 * ANZ 2.19 $395 annual fee * St George 2.24 $395 annual fee * Adelaide Bank 2.29...
12/05/2020 - 09:49
I had a bit of a WTF moment. Ran it for 2 weeks. Glad you found out now rather than later.
06/04/2020 - 19:16
Rates are set to change effective 7 April 2020 AMP Saver Account1 - Standard Rate for all balances. 1.05% pa - 6 month Bonus Rate...
06/04/2020 - 18:16
I post on here, just here to help lol. Never offered a cashback deal. These cashback posts are getting old though.
06/04/2020 - 14:06
AMP Saver Account 2.65% pa for 6 Months Then 1.05% pa (New Customers Only)
AMP Saver Account. [^1] A honeymoon 2.65% pa for 6 months then 1.05% pa Earn a bonus 1.60 pa on top of the standard variable rate, payable...
27/03/2020 - 15:00
You would have to get a very good rate to save $3715 in 10 months. maybe look into a lender that's doing a cashback to cover some of the...
15/03/2020 - 22:21
If it's funded by Adelaide bank it should be covered as they are an ADI
10/03/2020 - 21:52
If you are paying a package fee look at the credit card your lender is offering, assuming the package fee includes the credit card annual...
18/02/2020 - 11:20
You can still do IO with an Owner Occupied loan.
14/02/2020 - 11:01
If you are moving into the house why would you do an investment loan? Go see a broker to make sure you set up your structure correct.
13/02/2020 - 16:35
Talk to a broker. Valuations come in different all the time. Avoided LMI for a customer last week, bank 1 valued at 680k, bank 2 valued at...
16/01/2020 - 12:03
There is too much going on in these comments. This is simple. Email broker "Please provide me with a copy of the credit quote outlining the...
16/01/2020 - 12:00
AbsX, they will need to give you a "Credit Quote" which you would have signed. You would have been given a copy also. Ask to see the Credit...
12/01/2020 - 21:19
Hi All, Received communication that Energy Australia will be lowering their feed-in tariff rates from 27 January 2020....
07/01/2020 - 20:08
Online portal for customers so I can collect required information and they can upload documents, via camera or file upload. Online portal...
30/12/2019 - 19:50
It must be on a different security property. While a customer can get both, the need 2 security properties. Title is not really correct in...
28/11/2019 - 14:53
Call up and let us know what the break fee is.
28/11/2019 - 00:50
Do what you think is best. If you have a lot of questions or don't feel comfortable dealing with the banks, go to a broker. Ubank home loan...
28/11/2019 - 00:44
Well Home Loans is a mortgage manager, not a mortgage broker. All their loans are branded Well Home Loans. If they cannot do a face to face...
28/10/2019 - 22:47
You answered your own question - go see a mortgage broker. Applying for many lenders will not look good on your credit report. Apply for...
03/10/2019 - 18:12
Save for the deposit. You will be better off as your LMI premium will be lower....
03/10/2019 - 12:17
Don't get a pre-approval until you are ready to purchase (within 3 months). A broker will let you know your borrowing capacity so you can...
03/09/2019 - 19:44
You would be surprised. Couple on 45k and 50k, both have 2 coffees a day as $4 each (2 x $4 coffees per day by 6 days a week by 2 people =...
03/09/2019 - 19:40