mortgagebroker » user profile

1 1
Member Since 18/10/2018
Last Seen 23/06/2021
Location Gold Coast

Recent Activities

Get advice from an accountant. Pull the money from redraw and make sure you split the loan so you can tell what split is for investment...
25/04/2021 - 17:49
Hey mate, Bluestone has a product with no LMI up to 85%. Interest rate is a bit higher at 2.99 but no LMI is worth the savings. Refinance...
10/04/2021 - 18:02
It is based on the purpose of the funds. As the new borrowing is not for investment purposes, you cannot claim the interest. The only funds...
15/12/2020 - 23:50
Go see a broker. There are lenders that do no LMI at 85% The other banks may value it less. I'm sure are better offers out there for you.
22/10/2020 - 20:09
Go talk to your broker. As mentioned, you can split your loan. Keep 200k as variable so you can still offset it. Have a think about what...
10/08/2020 - 13:15
Interest is held till you make a payment. Once you make a payment you will be able to pull out the full amount. Depending on your setup,...
28/06/2020 - 10:58
Bank Australia Adelaide Bank Auswide TMB Offer Offset on a fixed rate :)
15/06/2020 - 22:30
Do your own research of some lenders you like or find online. Go see a mortgage broker and ask questions. Pick the best lender that suits...
10/06/2020 - 20:25
Make sure you see a broker if this is your first transaction. It will be beneficial to have some guidance. Have a look at the FHLDS...
21/05/2020 - 14:47
4.00% and 4.53% I have never had a customer take a loan of 150k over 25 years. Most clients change lenders ever 2-7 years so comparison...
19/05/2020 - 18:52
Do what you think is best. Change depending on your circumstances. Owner-occupied 433k 2.79% Variable with ANZ offset account 56k currently...
19/05/2020 - 14:58
Just providing information related to the question. I agree with you, I think go back to the broker and ask for better pricing, but OP...
18/05/2020 - 20:09
There is nothing stopping you from contacting NAB directly. The broker will most likely still retain the ongoing commision unless you make...
18/05/2020 - 17:53
Go see a mortgage broker. Adding the family guarantee will not be needed. Your issue is borrowing capacity so a family guarantee will not...
17/05/2020 - 11:48
**2 years fixed under 80% LVR with 500k+ loan** * ING 2.09 * ANZ 2.19 $395 annual fee * St George 2.24 $395 annual fee * Adelaide Bank 2.29...
12/05/2020 - 09:49
I had a bit of a WTF moment. Ran it for 2 weeks. Glad you found out now rather than later.
06/04/2020 - 19:16
Rates are set to change effective 7 April 2020 AMP Saver Account1 - Standard Rate for all balances. 1.05% pa - 6 month Bonus Rate...
06/04/2020 - 18:16
I post on here, just here to help lol. Never offered a cashback deal. These cashback posts are getting old though.
06/04/2020 - 14:06
AMP Saver Account 2.65% pa for 6 Months Then 1.05% pa (New Customers Only)
AMP Saver Account. [^1] A honeymoon 2.65% pa for 6 months then 1.05% pa Earn a bonus 1.60 pa on top of the standard variable rate, payable...
27/03/2020 - 15:00
You would have to get a very good rate to save $3715 in 10 months. maybe look into a lender that's doing a cashback to cover some of the...
15/03/2020 - 22:21
If it's funded by Adelaide bank it should be covered as they are an ADI
10/03/2020 - 21:52
If you are paying a package fee look at the credit card your lender is offering, assuming the package fee includes the credit card annual...
18/02/2020 - 11:20
You can still do IO with an Owner Occupied loan.
14/02/2020 - 11:01
If you are moving into the house why would you do an investment loan? Go see a broker to make sure you set up your structure correct.
13/02/2020 - 16:35
Talk to a broker. Valuations come in different all the time. Avoided LMI for a customer last week, bank 1 valued at 680k, bank 2 valued at...
16/01/2020 - 12:03
There is too much going on in these comments. This is simple. Email broker "Please provide me with a copy of the credit quote outlining the...
16/01/2020 - 12:00
AbsX, they will need to give you a "Credit Quote" which you would have signed. You would have been given a copy also. Ask to see the Credit...
12/01/2020 - 21:19
Hi All, Received communication that Energy Australia will be lowering their feed-in tariff rates from 27 January 2020....
07/01/2020 - 20:08
Online portal for customers so I can collect required information and they can upload documents, via camera or file upload. Online portal...
30/12/2019 - 19:50