mortgagebroker » user profile

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Member Since 18/10/2018
Last Seen 7 hours 6 min
Location Gold Coast

Recent Activities

Pay down your most expensive debt (highest rate).
20/01/2019 - 17:19
Refinance the 3 loans and set up a structure for your situation. Consolidate the credit cards into the PPOR loan. If you are using interest...
18/01/2019 - 22:28
I would be more concerned about your credit report looking good. Planlend would not have given you the loan if it was bad. Advantedge (your...
18/01/2019 - 22:17
If the contract is older than 12 months, which you say it is, then yes, some banks will do this. Purchase price does not mean it will value...
18/01/2019 - 22:09
It's a great deal. 3.59 from ubank and HSBC (Dont need $500,000 or more borrowing plus less or no fees) 3.49 from well home loans without...
17/01/2019 - 10:06
It's a great rate and product. Bankwest offers up to 9 offsets, just part of their offering. Some lenders only offer 1. The above loan is...
17/01/2019 - 09:52
It's a suggestion to the previous comment. Not the best rate.
17/01/2019 - 00:01
Multiple accounts for each borrower. 1 transaction and 2 savings account for each borrower equals 6 offset accounts. People like the option...
16/01/2019 - 23:57
Bankwest has $1500 rebate. 3.72% with $395 annual fee, 9 offsets and credit card.
16/01/2019 - 23:34
Have you told the bank you only want to make the minimum repayments? Is the lender CBA? if not, who is it? What is the loan limit (loan...
04/01/2019 - 20:37
Different product. They have multiple funders.
31/12/2018 - 00:46
141.60 is government fee. 150 is Westpac fee.
30/12/2018 - 16:48
NAB should come down from the 4.24 that you are on. Might not be much. Give them a call and let them know you're looking at changing...
30/12/2018 - 14:07
Is the property owner occupied and under 70% LVR? Otherwise you won't get 3.44%
30/12/2018 - 12:01
This company is run by Mortgage Ezy. Check their reviews online. 3.44% product is provided by Adelaide Bank through Mortgage Ezy. LVR is...
30/12/2018 - 11:59
Paying too much on your mortgage. New cars, car loans.
26/12/2018 - 21:04
Bought this a few weeks back. Myer had it listed to $169.95 on their website. Good Guys priced matched to $169 for me. Received an email...
17/12/2018 - 14:53
I'm with pantsparty... very vague. Need to know your financial situation and your goals and objectives for the property and your future.
06/12/2018 - 00:12
What documents have you received? Do you have a contract for the land purchase? Do you have all the building plans and specifications? Is...
06/12/2018 - 00:05
Not true. You can get fully assessed pre-approval which is a complete approval subject to finding an acceptable property. The pre-approvals...
06/12/2018 - 00:01
There are no fees for exiting a variable loan early. The fees I am talking about are discharge fees, application fees, valuation fees,...
11/11/2018 - 21:31
1. No, but depending on the type of loan, it may change your borrowing power. The best option is to tell the truth. In your loan contract,...
11/11/2018 - 13:38
Looks good, only up to 70% LVR though so will need 30% deposit. Will need a lot more information on your requirements to make a...
09/11/2018 - 16:50
The rate of Interest Only products is higher than Principal and Interest products
08/11/2018 - 10:48
No limit in a full transactional offset account.
06/11/2018 - 17:20
If you haven't provided supporting docs it would only have been a conditional approval which doesn't mean much. You may have received a...
05/11/2018 - 20:33
Rate with a 3 in front is a good rate. Be Happy. Commission is linked to the current drawn down loan amount minus funds in the offset. I'm...
05/11/2018 - 16:26
The money you pull out to pay for your new Owner Occupied will not be tax deductible as the purpose of the money is not for investment...
05/11/2018 - 15:33