jbu22en » user profile

While I loathe continuing these conversations, you've waded beyond your depth and are relying on forum posts to support your argument. Word…

This comment isn't super helpful... it seems like your only contribution here is to neg... 1. I'm not an accountant, but I don't think this…

It's correct, it's not required - a split is obviously better, and better again is often a completely separate loan, but let's not confuse…

Keep in mind inflation is 3% regardless of your fund your investment. Consider you have $50k you want to invest. You can make a market…

Technically a loan split is not required to begin debt recycling, though it makes the reconciliation much easier. As long as you cleanly…

As long as it's only half the value of the house dropping by half...

Which works with average S+P returns around 10.33% per year, plus tax treatment of investment debt. I guess if you were planning to invest…

Work in consumer finance (though not credit cards) - we will rarely tell someone why they're declined. This avoids the temptation to learn…

Who would you employ, particularly for a customer facing or uniformed role? 1. Any person who wants to do the minimum work for the minimum…

All the best in 2024 OzB team and community

Yeah I've been an on and off listener for years. I'm a big advocate

[Glen James Spending Plan](https://www.mymillennial.money/spending-plan)

> Since then there has been a renaissance period of fantasy writers and series with a lot more adult tone and topics. Any recommendations??

Haha no harm done!

I'm sitting here wondering if I did the math wrong... 4 ingredients, one missing (lettuce per first sentence) = 25% missing?

I went in on this last week, burgers came with no lettuce due to shortages, and another item missing entirely. We did however receive a…

Email your CV to me at a3tnfi6ob@mozmail.com and I will review it if you like. Feel free to anonymise.

Yeah Credit Cards will all take the limit - BNPL can be considered a living expense (like petrol, water, power etc). I can't promote any…

Some lenders will look at it and think you might have a cashflow problem. Some lenders will look at it and consider the limit of your…

I've recently attended and booked (but not sat the exam). I found the classes useful for an overview and having broad concepts explained…

Welcome aboard!