archiexyz » user profile

Member Since | 08/04/2020 |
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Last Seen | Hidden |
Badges | 1 1 |
Location | VIC |
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archiexyz replied to
Costanza on ubank Double Dipping Cuts to Savings Account (Down from 4.6% to 4.35% Effective Today)

Just saw their updated transition booklet today - looks like the freedom saver will be maintained post transition - not sure if it will be…

archiexyz commented on ME Bank Issue with Bonus Interest Rate
Yes a heap of us had this issue in one of the threads when we all opened a ME Bank account after ubank dropped their rates. For the…

archiexyz replied to
haggleit on Open an Easy Transaction Account, Make 5 Eligible Purchases in 30 Days for $50 Cashback @ Bankwest

Does anyone know where these marketing preferences are found? Don't recall anything in the application process about this

archiexyz replied to
parad0x on [NSW, QLD] Get $50 When You Open an Everyday Account & Make Two $5+ Card Purchases @ Newcastle Permanent

You can't put an address other than Qld or NSW so your card would go elsewhere. Also even if you pass online verification with passport…

Both Macquarie and HSBC only use part of the NPP so may not be instant between some banks. Use this as a guide (but may not be 100% up to…

archiexyz commented on Open a Complete Freedom Account, Spend $50 in 15 Days In-Person Using Visa Debit Card via Mobile Wallet, Get $50 CB @ St.George
Is there any risk to closing the account before the 60 days is up if the cashback is already received?

Be warned, they do ban accounts and you will lose your VM points if they assess that you are exploiting the points system.

archiexyz commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
If we're listing intro rates, coastline has 4.65 for 6 months no conditions

archiexyz commented on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App
Bonus rate now showing correctly for me in the app, and seems and the YTD interest accrued also seems correct for having the bonus interest…

archiexyz replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

More interesting to me is the rebranding of Mighty Saver to Starter Saver. With this change, it lifts the age cutoff from 18 to 30, and the…

archiexyz replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks - definitely some fees to be vigilant about and probably wouldn't want to use it as a transaction account, but seems it would be ok…

archiexyz commented on $100 for Referrer & Referee for Opening Orange Everyday & Savings Maximiser Accounts (Min Deposit & Spend Required) @ ING
Now that debit card fees for the ATO have been removed, would 5x $1 card transactions to hecs meet the monthly criteria? I'd been doing…

archiexyz commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Abal bank seem to have an online transaction account with no hoops that is offering 4.55% (so would presumably be 4.3% when they cut). Any…

archiexyz commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Aus unity has just gone down by .025 Still the best no hoop rate up to 50k. Also, why is unibank in the under review list when no products…

archiexyz commented on Win a Managed Portfolio Worth $50,000, or 1 of 10 Managed Portfolio Worth $5,000 from Betashares Direct
https://tools.get.betashares.com.au/referral/join/NKX76U

https://tools.get.betashares.com.au/referral/join/NKX76U https://www.betashares.com.au/direct/2025-giveaway/terms I'm not 100% clear if…

archiexyz replied to
Banks on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Requires the myBOQ app, not BOQ secure. It's the same app as virgin money and me bank use.

archiexyz commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Just highlighting that BOQ smart saver seems to have only dropped by 0.15, although future saver and simple saver have dropped the full…

archiexyz replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks, I presume no internal daily transfer limits. Reading their T&Cs, when the first day of a calendar month falls on a Sunday or public…

archiexyz commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
With the flip method for BoM/StG etc, do you need to flip from StG to BoM and back, or can you do it with 2 accounts within the same…

archiexyz replied to
Bigkevlovesabargain on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

same issue here, I also got an email on the 1st suggesting I had not met the criteria. Transfer to SpendME done around the 22nd and moved…

BOQ allows BPay so you could make a few payments into Super, HECS etc

archiexyz replied to
ozBForLife on AMP Bank GO Save Account 4.5% on Balance up to $250,000 @ AMP Bank

there is no set daily limit. They say if a large transaction requires review that will happen between 9am-5pm.

archiexyz replied to
igorekh on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

Even Westpac Life had a different BSB that didn't allow deposits. AMP Go Saver doesn't have a standard account number.

archiexyz replied to
kzl on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

you can deposit directly though, unlike some savings accounts

archiexyz replied to
ozBForLife on AMP Bank GO Save Account 4.5% on Balance up to $250,000 @ AMP Bank

BPAY cutoff time is 6pm. Can't find any info on external cutoff times for standard transfers - obviously osko should go through instantly,…

archiexyz replied to
dontpanic on AMP Bank GO Save Account 4.5% on Balance up to $250,000 @ AMP Bank

where did ubank come from? the deleted comment gave branch access as a differentiation between AMP Go and Macquarie

Amp go does have osko. The UI is much more appealing than Macquarie a few years ago

archiexyz replied to
freeb1e4me on AMP Bank GO Save Account 4.5% on Balance up to $250,000 @ AMP Bank

macquarie don't have branches

archiexyz replied to
indianregulator on AMP Bank GO Save Account 4.5% on Balance up to $250,000 @ AMP Bank

'spaces' (buckets) within the one account
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