Leiothrix » user profile

Well a "standard" loan won't make a margin call, so pros and cons. But if you're borrowing to invest in anything you should keep it…

Because if you see a problem it is better to get it fixed rather than playing games and waiting until the last minute. And UBank's current…

How about a petition to ban vanity plates?

I think that you are missing a few options on that poll. You're basically just whining that you're not getting something for free. There is…

No it is not a very valid point. Sure there are plenty of people struggling, but there are also plenty of people that aren't. The majority…

Please don't project your personal circumstances to the entire population of a country.

No. They could get permanent and potentially fatal liver damage though.

That is $2000 per month. 4.85% only to the first $100k, after that it is 2.85%

This isn't adding $1 per month, it is having the balance at the end of the month being $1 higher than the at start of the month. If you buy…

Depends on your balance. I can't see it clearly stated if these are interest bands or if the rate applies to your entire balance.…

I'm just reading through the summary pages, but that is what it says:…

I'll be changing my account to another bank. Make a purchase and it could cost an extra thousand dollars, that isn't really saving money.…

Knipex. And also use the right tool for the job. Don't go using a pair of mini flush cutters to try cutting a steel nail.

**P**eter's **R**ussell of **C**lark. Or something.

Index tracking ETFs. They have all of the blue chips, don't make the mistake of thinking that you can pick individual companies by anything…

Are you sure about the expiry date? Any promotional gift card I've got from HN has had a one month expiry.

Tax brackets only apply to income over the threshold and don't affect anything underneath it. Trying to avoid income to lower your tax…

You used some of your super to *speculate* on bitcoin. Bitcoin has no underlying value and does not generate income, it is only worth what…

https://en.wikipedia.org/wiki/Fiat_money

Who knows? There is no inherit value and its only use is speculation. It will either keep going up as people keep believing in it and…

Are you sure that it is not actually a *you* problem? A lot of people get really offended when their manager tells them that they need to…

The obvious question is ... why? They were terrible when they first came out, but that is all that there was at the time. They are still…

Because a lot of problems that school teachers write require some mind reading ability to know what they actually want.

The problem is when people can't tell the difference between fact and drivel and just believe the computer because it is "AI". I am not…

No it isn't. Old-school search tools will give you a link to pubmed or similar. ChatGPT will make up complete nonsense.

WD Blue. 5400 RPM. They are slow, but in this case that is a good thing. And as far as I can see 8TB is still the best $/TB. So get four of…

Yeah but refubing costs time, specialist manpower and money. A charity has a purpose and generally that does not include ewaste disposal.

Fate Grand Order. It teaches history. Sort of.

How about avoiding *any* drugs. And not just for one night, for at least a week. If you have gotten into the habit of requiring alcohol to…