Joshaz » user profile

Member Since 24/12/2020
Last Seen 03/04/2024
Location Canberra

Recent Activities

Also keep in mind if you need to spend some of that $50,000 on a large purchase. Say you had to spend $5000 in the month of March. Will you…
28/02/2024 - 11:30
Posted this three years ago. Found a full-time job shortly after the post. Since left that job and found another full-time job. I've saved…
24/02/2024 - 09:27
Pros: I swim and occasionally use a gym. It's affordable that I can do both for a fixed price, and sometimes do both at the same facility.…
01/02/2024 - 09:22
Complimentary for a few visits? Or access as long as one has the credit card active?
29/01/2024 - 11:33
I am well off silver and gold (travel hasn't recovered to pre-COVID levels), so this deal won't do much for me personally. But I am sure…
29/01/2024 - 09:17
We never measure the 'soft skills' until an organisation is burning to the ground. But I'd personally prefer a happier place to work, even…
25/01/2024 - 13:29
Can't say I am too shocked. Even once included me. Ironically, once I became frugal, I became super frugal. It's like learning (through…
24/01/2024 - 16:04
Is it just me, or Coles has been super slow updating points in January.
24/01/2024 - 16:00
Firstly, it's your decision and yours alone, so who are we to judge. Plus there's probably a lot of other factors that will go into what…
24/01/2024 - 11:27
Maybe they are a trustee with a dodgy Caribbean/UK bank?
05/03/2021 - 15:49
Why is that?
02/03/2021 - 13:55
Unfortunately, we are paying a lot of former prime ministers right now :)
02/03/2021 - 13:52
I have two years to decide, so I am going to use this period to inform me if I intend to have a long-term career in this sector (or not). I…
02/03/2021 - 11:20
Yes, I am also keen to hear more.
02/03/2021 - 10:26
Did the public service used to use it? When I was in Government in the past, I was on accumulation.
02/03/2021 - 10:26
Yes, there is a mandatory amount that goes to the Defined Benefit (inclusive of salary sacrifice), and there is a smaller amount that rolls…
02/03/2021 - 10:25
Is that so?
02/03/2021 - 10:25
Does anybody work in a sector that has a Defined Benefit for Superannuation? Or do people just stick to Accumulation accounts? My employer…
02/03/2021 - 09:06
Joshaz posted a forum topic The Medicare Levy Surcharge
Hi everyone Is this mandatory if one makes more than 90k a year and one doesn't have private health insurance? What if the combined income…
26/02/2021 - 09:20
It's a bit like drinking wine and scotch.
24/02/2021 - 08:51
Sorry, tagged the wrong person, mate.
23/02/2021 - 13:49
Capitalism and socialism are yet to address any of these issues.
23/02/2021 - 13:48
It could be a while before Labor gets back into power. In my observation, the Liberals are more willing to take votes from the centre than…
18/02/2021 - 15:00
Do we have to pay the medicare levy surcharge based on earning over 90k a year? What if one got their taxable income below 90k?
17/02/2021 - 16:20
Let them think as they like. Alternatively, you could purchase a normal family car to not draw attention to your expenditure and or worth.
17/02/2021 - 09:05
12/02/2021 - 13:55
Since when?
12/02/2021 - 13:54
That's really useful to know. Fortunately I finished paying my HECS a few financial years ago.
12/02/2021 - 10:37
That's awesome. It also makes me think I could try to get below the tax threshold (i.e. under 90k a year) :)
12/02/2021 - 10:12