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At time of posting, the CBA Ultimate Awards credit card: 1. Can get travel points (although requires additional fee for QFF, and the earn…

If you saved the ANZ application form with all the details filled in subsequent to submission, the page will typically include the product…

Claim experience: 30-Mar: Receipt submitted online, with email received confirming submission 2-Apr: Email received confirming approval…

That's correct, though note my experience was back in February when the promo started. I didn't get the confirmation email until a few days…

I don't think there's anything sneaky going on. The Terms and Conditions are pretty clear which Virgin could technically use to cover…

Something to be wary of - on the official Tapo website (https://www.tapo.com/au/faq/111/) they made a broad statement that 'Samsung EVO is…

Experience with 'Virgin Australia Velocity Flyer Card': 1) Minimum spend met a few days after card activation 2) General spend points…

You might find this helpful: https://www.ozbargain.com.au/wiki/discounted_egift_cards

It's difficult to figure out the upper limit because it completely depends on the person's individual circumstances & financial situation,…

I followed up with Harvey Norman via Livechat at the same ~1month period. Had paid for the product w/ delivery. The online agent said that…

Other considerations might include whether it's account which will have frequent transactions running through, hold existing savings, or…

Yeah. IMO the appeal of this deal for the Platinum card at this moment in time is diminished with the current AMEX parallel offers…

If referring to joining the Qantas Frequent Flyer program, there are plenty of ways to join for free. Easiest way imo is through…

The email is generic, and is worded along the lines of 'registration'. In my opinion, receiving the return email is not a guarantee that…

As the promotion involves 'extra Qantas Points are offered by Qantas', I would say that Qantas are the ones to follow up with, not Finder.…

IMO if it makes the people who missed out on the S95C deal feel better, there's a fair amount of anecdotal stories floating around having…

Tempting. Trying to resist by rationalizing that I don't want to risk any drama with the One Connect Box...and that that more affordable LG…

'Changing' credit cards involves triggering credit enquiries which can lower your score, especially if these enquiries are within a short…

I expect most people chasing points will forgo the incremental bonus when holding for more than 12months, and will instead close the credit…

My thoughts: * A credit score rating of 'excellent' vs. 'very good' etc. has little weighting - I don't think FIs pay much attention to…

I called them the next day because I'm impatient and wanted to get ahead of any questions/automated processing. Fortunately weren't strict…

Depends on a lot of things like income and expenses and open credit limits, but keep in mind applicants can request for lower credit limit…

The 'number' of credit cards is only part of the assessment. Other factors will include the credit card limits you have in total across all…

IMO really comes down to preference on Velocity or QFF programs, and view on Reward Seat availability between the two. Perhaps one…

Yes. Approved after receiving this email notification of '5 to 10 days'. I called up, they needed some additional supporting documentation.…

The AMEX web page for this card literally states this in the Benefits Section: 'Enjoy uncapped points earning potential with no limit on…

Financial Institutions are unlikely to be sharing their detailed Credit Card/Unsecured lending formulas. One way to potentially do a very…

The Target Market Determination PDF for this product…

Most people who churn credit cards or pay attention to fees would only use Amex in situations where the CC fees are waived/not applied. In…

Observing the same. Transacted the $50 spend on 17-Nov. Called up Flybuys support team and they said over the phone I was enrolled and had…