cheapanddirty » user profile

The use case in the long term is to replace both our cars for 1 diesel 4wd ute for long and rough trips, and 1 EV for the city trips. The…

Was looking at a new EV novated lease, but I have a nice offer to take over a car within the family for a good price. Considering I was…

Why do you address your child with they? It is super confusion to know if you have 1 or more children beyond going through the comments.

Honestly, you seem like a dick

I actually gave this some thought. Such an interesting comment if you think about it. Two options here; - You genuinely think someone…

2 Yr contract. I was thinking it might be a good idea to then get another 2yr novated lease, because the car will be perfectly fine still…

A financial planner.. mate they sell you super, insurance and investment options... and charge you for the service :)

thanks, this is exactly it

What a dumb response, always some spiteful jealous people around here

So... am well into the highest tax bracket, going for a 70K Electric vehicle, so on paper a novated lease would work ok for me. In the…

yep, already done. I have a meeting with an advisor today actually. This post did allow me to get some questions and ideas together to…

The handover of the money is one part of this yes. But after that, they need an income, which is what flows back to them as rent. That…

Well, the money is from the sale of a property overseas while they resided there, so I assume that means they already paid tax over that…

these are elderly people who just sold their house... god, take a chill pill. You go and live 20 years of 1M... in 20 years time, that…

Ok cool, very helpful already. So, the income of the rent will need to 100% go to my parents then, but I assume you mean they are also…

1M to last you 20 years until 2043, having to buy a house first and considering inflation and tax... if you think that is a lot, do the…

Ow this is not China, this is a country in Europe. The money is already sitting here in a savings account. Just needs something done with…

yep, will absolutely do that, but I want some rough ideas and understanding before I hit up a financial advisor with all this crap :)

Ok, this is a complex one for me, as a non-financial person. I will try to outline what I think is important here, if there are gaps of…

Ha that sounds like my life. Wfh dad/taxi trying to combine it all 😅

Nope, wife stayed home and covered the kids for a few years. Made sense both financially and from a parenting perspective. Completely off…

With bracket creep any incentive to study and work hard magically goes away over the years

If that even happens… feels like labor will get too hard of a time and will pull back on that soon. I completely think it should go…

Ow, I think Polestar is a full EV so FBT exempt

Yes, thanks for that. Definitely staying below the luxury car tax limit. Car is 74k all up. I am considering a 2 yr lease, possibly…

Thanks, appreciate the response. When you say “dont count on it”, is that from experience? Hard to find any real life examples around…

So... About to pull the trigger on a novated lease. The financials seem to work out, because I am in the highest tax bracket, and I am…

What is the deal? Are these normally like 2,50? And if so, would that discount make people order snails all of a sudden?

ok that's cool, thanks!

I have a current Telstra plan through jbhifi. I have an iphone 12 on that. Now I want to get an Apple watch with cellular (ultra) and use…