sweefu » user profile

4 3
Member Since 16/12/2010
Last Seen 5 hours 43 min
Location Melbourne

Recent Activities

3 star safety rating
09/04/2021 - 12:32
Just FYI 86400 and Bank Australia both deal with brokers
08/04/2021 - 09:35
Broker here. Very standard to speak with several brokers in the initial stages. Once you're ready to proceed to an application you will...
04/02/2021 - 10:09
Broker here. I find Macquarie and Bankwest the simplest to deal with the expat loans. They will both shade your income and have policy...
15/01/2021 - 10:07
Head says Tesla Heart says Alfa
01/11/2020 - 18:46
Great write up
26/10/2020 - 22:07
Just floor mats
06/10/2020 - 10:52
I bought a 2020 2.5i base model in June. Make sure you negotiate, we got ours for $35,500 drive away.
06/10/2020 - 10:38
Can anyone comment on the quality of the L series compared to the T or X series thinkpads?
17/09/2020 - 10:08
True - good point
05/09/2020 - 17:02
Balance minus offset
05/09/2020 - 17:02
Yes, you’ve essentially just confirmed what I said above?
05/09/2020 - 10:56
Very generally, most lenders pay us as follows: 0.65% of the net settled loan amount, paid the month after settlement. To explain net loan...
04/09/2020 - 20:06
Most lenders are very similar. In residential lending they range roughly from 0.60% - 0.65% I couldn’t tell you what each lenders pays.
04/09/2020 - 18:23
Open listing is definitely not the norm. Very few agents would take on a sale without being exclusive.
04/09/2020 - 11:31
By pricing I mean the interest rates I can achieve for the scenario discussed. For residential loans I don't charge any direct fees to the...
02/09/2020 - 17:00
RAMS only sells their own RAMS product. Aussie is a full mortgage broker, and have access to most lenders in the market.
02/09/2020 - 16:59
It doesn't happen often, but if I get the feeling I'm just being shopped I basically explain what I said above: "I only get paid on...
02/09/2020 - 10:00
Mortgage broker here. There's no harm in meeting with several brokers to decide who it is you want to work with. Few points on the above:...
02/09/2020 - 08:44
If they decide to pay you out for your notice period and have you finish up immediately, I believe you are no longer an active employee?
10/08/2020 - 17:09
Your broker is spot on - ANZ is very slow currently. Expect a total time of 2-3 months. Other banks are much quicker, but you wont get the...
24/07/2020 - 08:52
Funny i got the socks, but no masks
23/07/2020 - 14:45
I settled a purchase yesterday with ING for a sole income household, still on probation. Unless your deal was very high LVR I'm surprised...
15/07/2020 - 16:52
Broker here. CBA, NAB and ING are generally happy with probation.
15/07/2020 - 16:18
For what it's worth, I have a 2020 forester and the CVT isn't terrible. I was hesitant, but its very good for a CVT
26/06/2020 - 14:54
Broker here. The best variable interest rates i'm seeing with banks is low--mid 2.7s with offset. Given there will be discharge and...
25/06/2020 - 15:52
Broker here - construction loans with banks are not more expensive.
15/06/2020 - 16:53
Broker here - it's true (currently more like 35 days though)
09/06/2020 - 13:21
that's exactly what a scammer would say...
03/06/2020 - 19:38
I thought the RBA had been quite clear that they won't be cutting rates again?...
25/05/2020 - 13:04