sweefu » user profile

4 3
Member Since 16/12/2010
Last Seen 4 hours 38 min
Location Melbourne

Recent Activities

Is the normal canvas tote going to be available on back order? Or clear top only? Are the canvas bags made in Aus? Cheers
11/10/2021 - 10:50
3 star safety rating
09/04/2021 - 12:32
Just FYI 86400 and Bank Australia both deal with brokers
08/04/2021 - 09:35
Broker here. Very standard to speak with several brokers in the initial stages. Once you're ready to proceed to an application you will...
04/02/2021 - 10:09
Broker here. I find Macquarie and Bankwest the simplest to deal with the expat loans. They will both shade your income and have policy...
15/01/2021 - 10:07
Head says Tesla Heart says Alfa
01/11/2020 - 18:46
Great write up
26/10/2020 - 22:07
Just floor mats
06/10/2020 - 10:52
I bought a 2020 2.5i base model in June. Make sure you negotiate, we got ours for $35,500 drive away.
06/10/2020 - 10:38
Can anyone comment on the quality of the L series compared to the T or X series thinkpads?
17/09/2020 - 10:08
sweefu replied to DisabledUser141524 on Should I Use More than One Mortgage Broker?
True - good point
05/09/2020 - 17:02
Balance minus offset
05/09/2020 - 17:02
sweefu replied to DisabledUser141524 on Should I Use More than One Mortgage Broker?
Yes, you’ve essentially just confirmed what I said above?
05/09/2020 - 10:56
Very generally, most lenders pay us as follows: 0.65% of the net settled loan amount, paid the month after settlement. To explain net loan...
04/09/2020 - 20:06
Most lenders are very similar. In residential lending they range roughly from 0.60% - 0.65% I couldn’t tell you what each lenders pays.
04/09/2020 - 18:23
Open listing is definitely not the norm. Very few agents would take on a sale without being exclusive.
04/09/2020 - 11:31
By pricing I mean the interest rates I can achieve for the scenario discussed. For residential loans I don't charge any direct fees to the...
02/09/2020 - 17:00
RAMS only sells their own RAMS product. Aussie is a full mortgage broker, and have access to most lenders in the market.
02/09/2020 - 16:59
It doesn't happen often, but if I get the feeling I'm just being shopped I basically explain what I said above: "I only get paid on...
02/09/2020 - 10:00
Mortgage broker here. There's no harm in meeting with several brokers to decide who it is you want to work with. Few points on the above:...
02/09/2020 - 08:44
If they decide to pay you out for your notice period and have you finish up immediately, I believe you are no longer an active employee?
10/08/2020 - 17:09
Your broker is spot on - ANZ is very slow currently. Expect a total time of 2-3 months. Other banks are much quicker, but you wont get the...
24/07/2020 - 08:52
Funny i got the socks, but no masks
23/07/2020 - 14:45
I settled a purchase yesterday with ING for a sole income household, still on probation. Unless your deal was very high LVR I'm surprised...
15/07/2020 - 16:52
Broker here. CBA, NAB and ING are generally happy with probation.
15/07/2020 - 16:18
For what it's worth, I have a 2020 forester and the CVT isn't terrible. I was hesitant, but its very good for a CVT
26/06/2020 - 14:54
Broker here. The best variable interest rates i'm seeing with banks is low--mid 2.7s with offset. Given there will be discharge and...
25/06/2020 - 15:52
Broker here - construction loans with banks are not more expensive.
15/06/2020 - 16:53
Broker here - it's true (currently more like 35 days though)
09/06/2020 - 13:21