sweefu » user profile

4 3
Member Since 16/12/2010
Last Seen 8 hours 27 min
Location Melbourne

Recent Activities

The big 4 have a distribution network outside of the broker market. Smaller, cheaper lenders do not. If brokers cease to exist, the big 4...
29/11/2019 - 19:01
You've clearly got a bit of an agenda here, but i'll play along. 1. I've never directed a client to a high commission paying option. There...
29/11/2019 - 17:17
Bank pays us commission for sourcing business. There has been no change in this. In some cases I will get better pricing than direct. In...
29/11/2019 - 16:22
Broker here. Definitely not obsolete. If effect, the new best interest duty (that applies to brokers, **not bankers**) will ensure we...
29/11/2019 - 16:12
Just reading through your comments, it seems your partner has been supporting you financially for 2+ years? I would view part of that...
28/11/2019 - 12:34
I think the comments above are correct - i wouldn't spend money on a car at this point. However, if you have to, I would: 1. Sell your...
25/11/2019 - 10:20
I find RP data the most comprehensive. I have full access - PM me if you'd like some property reports done.
08/11/2019 - 10:45
I've got a BMW which is now out of warranty. I get all my parts from Clickable Automotive: https://clickableautomotive.com.au/
08/11/2019 - 10:44
sweefu was awarded a badge.
28/10/2019 - 20:47
Your attitude to this is honestly appalling. You emailed someone at 10pm on a Sunday night and are contemplating legal action on Monday...
28/10/2019 - 12:34
What are you using the funds for?
25/10/2019 - 18:35
What are the assets?
25/10/2019 - 18:31
Just thinking outside the box - could you build a duplex instead of a single family dwelling? This could increase rental yield, decreasing...
18/10/2019 - 14:15
Used fryingpan Mine: http://gvwy.io/yox7ops
18/10/2019 - 11:43
Broker here. I would get a broker to run an RP data report for you. It will give you an overview of the comparable sales in the area, and...
03/10/2019 - 18:42
Both. They don't accept introductions from brokers. As in, I have no access to their credit criteria so cannot prepare a file for them. If...
03/10/2019 - 13:14
> A broker will either offer you a low rate with high fee's or a higher rate with "no fee" No really true anymore - [flex commissions are...
02/10/2019 - 13:41
The above fees don't seem unreasonable to me. I can't comment on the other info, but there has been a lot of regulatory changes with car...
02/10/2019 - 13:38
Yes - $1100 is the minimum I will charge for a car loan. It's the same amount of work regardless of loan size. I agree that 10% of loan...
02/10/2019 - 13:37
I'm a broker and I do car loans. On consumer car loans there is generally no commission now, as flex commission was banned.There may still...
02/10/2019 - 12:44
Broker here. I'm obviously biased, but this situation is where you really should speak to broker. In the space of 30 mins a good broker can...
29/09/2019 - 17:05
As per my comment above, the best variable / interest only / investment rate I have is 3.39 with Firstmac.
28/09/2019 - 19:02
Best variable interest only investment rate I have is 3.39% with firstmac. I have a few other non banks at similar (ish) rates, each have...
28/09/2019 - 18:59
Broker here. 3.40% variable for an investment loan with a major bank is a very decent rate.
27/09/2019 - 20:01
There has never been a V6 M3
24/09/2019 - 14:48
If a lender accepts a stratum title, they should not charge a premium for it. So it's really down to assessing the lenders that will accept...
13/09/2019 - 08:52
ING is at 3.23% variable
13/09/2019 - 08:41
Broker here. Just finalised a stratum title with ING. ANZ can possibly assist also.
12/09/2019 - 21:04