Chewy2221 » user profile
| Member Since | 22/01/2023 |
|---|---|
| Last Seen | 08/04/2024 |
Recent Activities
Chewy2221 commented on Getting a Car Loan Vs Paying Outright
As a general rule, I choose to borrow money against appreciating assets (houses etc) NOT against depreciating assets such as cars. Good luck
Chewy2221 commented on Amazon Refusing to Refund Freight on USA Return
Did you buy it "in Australia"; via an Australian web site & paid for it in Australian dollars. If so, then you should be covered by…
The law of contract recognises "consideration" as an essential element of a valid contract. In other words, if the other party has paid for…
Chewy2221 commented on Should I Replace My Rain Water Tank?
I am assuming that the rainwater tank is a council requirement & it adds to the "environmental star rating" of the property. If you wish to…
Chewy2221 commented on Short Term Loan Selling House
Centrelink offers home equity loans to aged pensioners.It might be worth considering. Good luck
Chewy2221 commented on Retirement planning assumptions
In my employment, I worked with lots of retirees. There was a common theme. Those who owned their own home were always smiling and enjoying…
Chewy2221 commented on Inheritance/Death Tax - Thoughts?
Would you like a government staffer knocking on your door, a few days after you have buried your husband. This is exactly what happened to…
Chewy2221 commented on Pay off Mortgage Faster - Graeme Holm
There are lots of "gurus" who will tell you all sorts of things on how to save/make money. Many of them involve paying for "training…
I was 38 and married with 2 kids, when I joined the Australian public service. It became clear fairly quickly that I was too old and the…
Chewy2221 commented on Inheritance/Death Tax - Thoughts?
We really need to have an adult conversation about negative gearing, CGT and franking credits to name just a few. But wait!! Didn't Bill…
A simple idea to combat "bracket creep" is tax indexation. This has been suggested for many years but to no avail. If the CPI rises by say…
Chewy2221 commented on Inheritance/Death Tax - Thoughts?
Whether we like it or not, Australia is a country of homeowners. Any suggestion of death tax, property tax, negative gearing changes etc…
Chewy2221 commented on How to Avoid Credit Card Fraud/Skimming?
I had a number of fraudulent transactions in the days after an (infrequent)eBay purchase. I have not used eBay since & fraudulent…
Chewy2221 commented on Financially Better off OzBargainers, since The Inflation Rises, What Is One Product or Service That You Refuse to Spend on?
Costco membership. They have increased the membership fee as well as many of their prices in store. I can no longer justify the cost of…
I complained to the customer care web site about my local supermarket (Coles). To my great surprise they actually acted promptly on my…
Chewy2221 commented on Income Protection Insurance
During my 5 years of self employment, I looked at IP insurance a number of times. The policies that I considered would not provide ANY…
Chewy2221 commented on How Have You Gone with Your Tax Return?
I am amazed that anyone would fall for the myth that an accountant/tax agent will somehow obtain a higher refund for a client than the…
Chewy2221 commented on Issues with Old Fence
I suspect you might get a sympathetic hearing from the landlord. I don't think the landlord will be happy to have a pile of rubbish on his…
I had a dispute with an online travel retailer. I told them that they were in breach of Australian consumer law, but they basically laughed…
I would accept the (bad) situation for now, go on your trip and then complain to consumer affairs after your return. The beauty of on-line…
Chewy2221 commented on Driving Uber - Is It Still Worth in 2023?
Lying to your insurance company is never a good idea. They can refuse to honour the insurance contract if you have not been truthful. If…
Chewy2221 commented on Do You Agee with The Greens 2 Year Rent Freeze
It seems to me that a rent freeze is likely to prompt some landlords to sell their investment property - probably to a buyer who is an…
Chewy2221 commented on Driving Uber - Is It Still Worth in 2023?
If you have young kids, then I suggest you should spend the time with them enjoying free or low cost activities. There are lots of…
Chewy2221 commented on Novated Lease; Is This Concerning?
Last time I checked, the tax office allows depreciation of 22.5% per annum on motor vehicles. So your $70,000 vehicle will be worth ($70000…
As with all gambling, we only hear about the big winners ( tiny minority) and not the ( countless number) of losers.
Chewy2221 commented on 1800 Number Charged by Mobile Provider
The charges imposed by telcos seem very arbitrary - some countries are quite cheap to ring- others are outrageously expensive. I recently…
Chewy2221 commented on How Do You Reduce Energy Consumption in Your House? Also Advice on Smart Plugs?
I had a lengthy dispute with my electricity retailer. I have a smart meter & solar panels. The retailer told me that it was mandatory for…
Chewy2221 commented on Woolworths SIM - Poor Reception and Slow
I am with ALDI mobile. I received and made phone calls and text messages and used data from isolated parts of South Australia, along the…
Chewy2221 commented on Home Insurance Premium Triples!?
Is it still a requirement of the banks for a mortgaged property to be insured? It might be worthwhile talking to your bank. My insurance…
Chewy2221 commented on Is someone using my home address for fraud?
My previous employer would have lots of mail returned. This then prompted some investigation into the bona fides of the addressee. By not…
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