circle9nine » user profile

Member Since 09/03/2023
Last Seen 3 hours 24 min
Location nsw

Recent Activities

circle9nine replied to JKH25 on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)
Youre best not trying to optimise churning gas on this deal. Just wait for your first quarterly bill, then jump on the next sign up promo.
30/05/2025 - 11:20
circle9nine commented on Referrer & Referee Each Get $50 Bill Credit for Residential Energy Supply or $200 for Business Energy Supply @ Origin Energy
I've had trouble getting paid origin promos without lots of chasing but other people might have had a better experience.
29/05/2025 - 12:39
circle9nine commented on Join & Hold Hospital & Extras Cover for 42 Days, Get 6 Weeks Free & 25,000/50,000 Live Better Points @ Medibank
Good deal. The live better points can be redeemed for more weeks free.
28/05/2025 - 21:58
circle9nine replied to easternculture on [VIC, NSW, SA, QLD] Sign up Credit: $200 Electricity & [VIC, NSW] $50 Gas @ Powershop (New & Moving Customers Only)
Worlds changing. Suspect many more customers churning just the hot water or the cooktop where $150 can be the whole quarters bill.
05/04/2025 - 08:38
circle9nine replied to Aureus on Humm90 Platinum Mastercard: $400 Cashback after $4000 Spend in 60 Days, $9.95/Month Fee ($0 for First 12 Months)
Can anybody who has applied for this card advise what 'provider type' shows up on their credit file? I.e. 'Credit card' or 'buy now pay…
02/04/2025 - 14:25
circle9nine commented on $20 for Referrer, $20 for Referee ($60/Year Single Kid Membership, $78/Year 2-6 Kids Membership) @ Spriggy
Felt like a personal info harvesting scam last time.
01/02/2025 - 09:05
circle9nine replied to iMooachu on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)
True but not for promo credit which I assume some or more of the $141 is
16/01/2025 - 18:27
circle9nine replied to jimbler on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)
This deal will be back. Stick with engie. The credit inquiry even if you cool off.
16/01/2025 - 17:05
circle9nine replied to hypnOtixx on AmEx Essentials Rewards Card via Referral: 60,000 Bonus Membership Rewards Points ($3,000 Min Spend in 3 Months), $9 Monthly Fee
Because its an abuse of the credit reporting system. Nothing to do with credit worthiness - all to do with assessing loyalty.
15/01/2025 - 23:43
circle9nine replied to CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Did you read the terms ? "You will be ineligible for the cashback if your account is closed, switched to another card or in default at any…
15/01/2025 - 16:26
circle9nine replied to rarelyscene on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Does that mean that after the first statement, it could take up to 90 days and after that, you would get one cashback of $50 monthly for…
15/01/2025 - 12:42
circle9nine replied to CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Are you sure? "$50 cashback will be awarded for every month (statement period) $500 or more is spent on eligible purchases for 12…
14/01/2025 - 21:01
circle9nine commented on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Not a deal worth your time. Requires 12 months of engagement with their product during which time I'm sure they want to try cross selling…
14/01/2025 - 20:15
circle9nine replied to goocxx on $100 Cashback for Opening Orange Everyday & Savings Maximiser Accounts (New Customers Only, 5 Card Transactions Required) @ ING
Banking is literally all trust too. I've personally had difficulty getting paid our for promos. I wouldn't deal with them again unless the…
14/01/2025 - 20:12
circle9nine commented on $2,000 Refinance Cashback (Min $250,000 and LVR up to 80%) @ ANZ
Not a deal. Other brokers will pay $2k plus the anz cashback.
07/01/2025 - 19:49
circle9nine replied to retnup on Join & Hold Hospital & Extras Cover Bronze or Above for 28 Days, Get 4 Weeks Free & 25,000/50,000 Live Better Points @ Medibank
I've had good value in the past redeeming for amcal vouchers - 1000 pts per $10 - based on redeeming points for money I was going to spend…
01/01/2025 - 13:13
circle9nine commented on Open Simply Access Account & Deposit within 2 Wks, Bank Will Match The Hightest Deposit ($50 Cap, New Cust Only) @ Heritage Bank
Sounds like you didnt get the balance back? Not sure how a bank can write off your money.
20/12/2024 - 14:15
circle9nine replied to ozisaver on $20 for Both Referrer and Referee - Referrer Activates Offer by Updating to The Latest App Version @ Up Bank (App Required)
Their sharp pricing on rates and 'no haggle' - everyone gets the same rate - was appealing. Then, an out of cycle rate increase erodes…
10/12/2024 - 13:46
circle9nine replied to Chris892 on Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George
For info how many years have you been doing it at this rate?
10/12/2024 - 13:42
circle9nine replied to bobwokeup on Collect 20,000 Everyday Rewards Points ($100) with New NBN & OptiComm Services @ Origin
$83/ month for 25/10 isn't exactly sharp pricing is it
18/11/2024 - 12:35
circle9nine replied to Sxcbby on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Sooner than 10 business days...just 10 days.
29/10/2024 - 17:56
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