circle9nine » user profile

Member Since 09/03/2023
Last Seen 22 hours 41 min
Location nsw

Recent Activities

circle9nine replied to easternculture on [VIC, NSW, SA, QLD] Sign up Credit: $200 Electricity & [VIC, NSW] $50 Gas @ Powershop (New & Moving Customers Only)
Worlds changing. Suspect many more customers churning just the hot water or the cooktop where $150 can be the whole quarters bill.
05/04/2025 - 08:38
circle9nine replied to Aureus on Humm90 Platinum Mastercard: $400 Cashback after $4000 Spend in 60 Days, $9.95/Month Fee ($0 for First 12 Months)
Can anybody who has applied for this card advise what 'provider type' shows up on their credit file? I.e. 'Credit card' or 'buy now pay…
02/04/2025 - 14:25
circle9nine commented on $20 for Referrer, $20 for Referee ($60/Year Single Kid Membership, $78/Year 2-6 Kids Membership) @ Spriggy
Felt like a personal info harvesting scam last time.
01/02/2025 - 09:05
circle9nine replied to iMooachu on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)
True but not for promo credit which I assume some or more of the $141 is
16/01/2025 - 18:27
circle9nine replied to jimbler on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)
This deal will be back. Stick with engie. The credit inquiry even if you cool off.
16/01/2025 - 17:05
circle9nine replied to hypnOtixx on AmEx Essentials Rewards Card via Referral: 60,000 Bonus Membership Rewards Points ($3,000 Min Spend in 3 Months), $9 Monthly Fee
Because its an abuse of the credit reporting system. Nothing to do with credit worthiness - all to do with assessing loyalty.
15/01/2025 - 23:43
circle9nine replied to CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Did you read the terms ? "You will be ineligible for the cashback if your account is closed, switched to another card or in default at any…
15/01/2025 - 16:26
circle9nine replied to rarelyscene on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Does that mean that after the first statement, it could take up to 90 days and after that, you would get one cashback of $50 monthly for…
15/01/2025 - 12:42
circle9nine replied to CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Are you sure? "$50 cashback will be awarded for every month (statement period) $500 or more is spent on eligible purchases for 12…
14/01/2025 - 21:01
circle9nine commented on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Not a deal worth your time. Requires 12 months of engagement with their product during which time I'm sure they want to try cross selling…
14/01/2025 - 20:15
circle9nine replied to goocxx on $100 Cashback for Opening Orange Everyday & Savings Maximiser Accounts (New Customers Only, 5 Card Transactions Required) @ ING
Banking is literally all trust too. I've personally had difficulty getting paid our for promos. I wouldn't deal with them again unless the…
14/01/2025 - 20:12
circle9nine commented on $2,000 Refinance Cashback (Min $250,000 and LVR up to 80%) @ ANZ
Not a deal. Other brokers will pay $2k plus the anz cashback.
07/01/2025 - 19:49
circle9nine replied to retnup on Join & Hold Hospital & Extras Cover Bronze or Above for 28 Days, Get 4 Weeks Free & 25,000/50,000 Live Better Points @ Medibank
I've had good value in the past redeeming for amcal vouchers - 1000 pts per $10 - based on redeeming points for money I was going to spend…
01/01/2025 - 13:13
circle9nine commented on Open Simply Access Account & Deposit within 2 Wks, Bank Will Match The Hightest Deposit ($50 Cap, New Cust Only) @ Heritage Bank
Sounds like you didnt get the balance back? Not sure how a bank can write off your money.
20/12/2024 - 14:15
circle9nine replied to ozisaver on $20 for Both Referrer and Referee - Referrer Activates Offer by Updating to The Latest App Version @ Up Bank (App Required)
Their sharp pricing on rates and 'no haggle' - everyone gets the same rate - was appealing. Then, an out of cycle rate increase erodes…
10/12/2024 - 13:46
circle9nine replied to Chris892 on Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George
For info how many years have you been doing it at this rate?
10/12/2024 - 13:42
circle9nine replied to bobwokeup on Collect 20,000 Everyday Rewards Points ($100) with New NBN & OptiComm Services @ Origin
$83/ month for 25/10 isn't exactly sharp pricing is it
18/11/2024 - 12:35
circle9nine replied to Sxcbby on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Sooner than 10 business days...just 10 days.
29/10/2024 - 17:56
circle9nine replied to nightelves on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Reckon it might take some time. They've doubled down saying its a New to Bank offer, not referred to any clause. I've asked for escalation…
21/10/2024 - 21:18
circle9nine replied to circle9nine on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Updste...have been advised as follows via messaging in the app "This promotion is for New to Bank clients only. You have previously held…
21/10/2024 - 11:53
circle9nine replied to nightelves on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Thats really helpful thanks @bghunter and @nightelves. Same boat here. I reckon they've included some logic that isn't in their definition…
21/10/2024 - 07:45
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