CheapSticks » user profile

Member Since | 17/03/2011 |
---|---|
Last Seen | 42 min 27 sec |
Badges | 1 |
Location | Sydney |
Recent Activities

Hey guys - can you pls PM me too

yes i can - there is a continuation provision. thank you that was a good question and i checked the document.

My premium is stepped and i chose it bcoz i intended to reduce the cover as i age and hv reduced liabilities. I do need the IP and life…

Understand. My neighbour had a stroke and is now bed ridden (half paralysed) with long road to recovery. Luckily his kids are grown up and…

thanks. I checked the group policy and it hasnt got any exclusions for existing and i went through medical test and it came out fine for…

That’s a great suggestion to commence retail IP after 2yrs

CheapSticks replied to
Muppet Detector on Income Protection/Total and Permanent Disability Insurance

Primarily bcoz my life insurance went up 3x and he tells me I am not over insured. This makes it challenging to accept his advice on IP…

Thank you so much for your detailed response. Very very helpful. I totally agree and understand that the agent is looking after himself.…

CheapSticks posted a forum topic Income Protection/Total and Permanent Disability Insurance
Hi guys - I had insurance taken out privately via a retail policy that covered life/TPD/Income Protection. My employer has got group cover…

CheapSticks commented on Versace/Ray-Ban/Prada Sunglasses (Selected Designs) $30 + $9.95 Delivery ($0 C&C / $99 Spend) @ MYER
I received one of the three glasses. No info or updates regarding the others, called DHL and they advised to call MYER, Myer operator said…

Very poor quality sole and also slippery in wet with

Just checking with the fee of $8 a month - are people cancelling the card or doing what?

CheapSticks commented on 28 Degrees Mastercard - $0 Monthly Fee for 12 Months (Normally $8 Per Month) @ Latitude Financial
Just back from trip to US. My 28degree limit is only $3k so I had deposit some cash in credit card to top-up limit and did multiple times…


CheapSticks commented on Frantelle Spring Water 24x 600ml $11 ($9.90 S&S) + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
Aldi one is cheaper i believe

CheapSticks commented on Wise Vs 28 Degree Card
For travelling to US - assume I don’t need to get currency here ?? I can just withdraw when I land from wise or Macquarie (still waiting…

CheapSticks commented on 28 Degrees Mastercard - $0 Monthly Fee for 12 Months (Normally $8 Per Month) @ Latitude Financial
May be they are sending this offer to folks that are not using the card much??

Ouch - already paid now

Thank you. I opened Macquarie transaction account yesterday was quick and Macquarie platinum card is on way. So was going to use that for…

Yes $10 one-off cost.

CheapSticks commented on Wise Vs 28 Degree Card
Yes understand that - am going in literally 2 weeks so can leave for the first month and it will cost me $8 and it’s a credit card Not…

CheapSticks posted a forum topic Wise Vs 28 Degree Card
Hi - travelling to US. Hv 28 degree card for sometime that I have always used (sometimes add more cash to it to increase capacity) Was…

CheapSticks replied to
FarQ on American Express Platinum Charge Card - 275,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express

for travel insurance, do you hv to book airline tkt on the card? hv already purchased tkt so wondering


Is there a small car with 360 camera??



CheapSticks replied to
Jugganautx on $150 Welcome Credit for New Electricity Plan Sign-Ups (Paid in $50 Instalments over 3 Months) @ OVO Energy

I hv got 2kw that uses 600w n then drops to 250-300w to maintain.

CheapSticks commented on Purchase Fees Waived for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au
Suppose these will be good to pay ato ? That’s probably better way to earn points

I choose my monthly amount which aligns to my expected bill and some +/- gets adjusted at the end.
Loading...