CheapSticks » user profile

Member Since 17/03/2011
Last Seen 42 min 27 sec
Badges 1
Location Sydney

Recent Activities

Hey guys - can you pls PM me too
26/07/2025 - 16:51
yes i can - there is a continuation provision. thank you that was a good question and i checked the document.
12/07/2025 - 14:49
My premium is stepped and i chose it bcoz i intended to reduce the cover as i age and hv reduced liabilities. I do need the IP and life…
12/07/2025 - 14:48
Understand. My neighbour had a stroke and is now bed ridden (half paralysed) with long road to recovery. Luckily his kids are grown up and…
12/07/2025 - 14:45
thanks. I checked the group policy and it hasnt got any exclusions for existing and i went through medical test and it came out fine for…
12/07/2025 - 14:40
That’s a great suggestion to commence retail IP after 2yrs
11/07/2025 - 11:36
Primarily bcoz my life insurance went up 3x and he tells me I am not over insured. This makes it challenging to accept his advice on IP…
10/07/2025 - 06:49
Thank you so much for your detailed response. Very very helpful. I totally agree and understand that the agent is looking after himself.…
10/07/2025 - 04:43
Hi guys - I had insurance taken out privately via a retail policy that covered life/TPD/Income Protection. My employer has got group cover…
09/07/2025 - 22:38
I received one of the three glasses. No info or updates regarding the others, called DHL and they advised to call MYER, Myer operator said…
15/04/2025 - 16:36
Very poor quality sole and also slippery in wet with
08/03/2025 - 19:26
Just checking with the fee of $8 a month - are people cancelling the card or doing what?
14/01/2025 - 13:42
Just back from trip to US. My 28degree limit is only $3k so I had deposit some cash in credit card to top-up limit and did multiple times…
13/10/2024 - 08:00
For travelling to US - assume I don’t need to get currency here ?? I can just withdraw when I land from wise or Macquarie (still waiting…
13/09/2024 - 09:39
May be they are sending this offer to folks that are not using the card much??
13/09/2024 - 09:38
Ouch - already paid now
09/09/2024 - 08:20
Thank you. I opened Macquarie transaction account yesterday was quick and Macquarie platinum card is on way. So was going to use that for…
09/09/2024 - 08:16
Yes $10 one-off cost.
09/09/2024 - 08:02
Yes understand that - am going in literally 2 weeks so can leave for the first month and it will cost me $8 and it’s a credit card Not…
09/09/2024 - 07:39
CheapSticks posted a forum topic Wise Vs 28 Degree Card
Hi - travelling to US. Hv 28 degree card for sometime that I have always used (sometimes add more cash to it to increase capacity) Was…
09/09/2024 - 06:21
for travel insurance, do you hv to book airline tkt on the card? hv already purchased tkt so wondering
25/08/2024 - 23:53
Is there a small car with 360 camera??
01/07/2024 - 10:41
I hv got 2kw that uses 600w n then drops to 250-300w to maintain.
10/06/2024 - 17:31
Suppose these will be good to pay ato ? That’s probably better way to earn points
30/03/2024 - 20:28
I choose my monthly amount which aligns to my expected bill and some +/- gets adjusted at the end.
22/02/2024 - 13:29
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