dealstacker » user profile

Member Since 21/03/2024
Last Seen 11/04/2024
Badges 2 1

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dealstacker was awarded a badge.
12/04/2024 - 16:24
To be in a tier you need to have made 5+ transactions in the previous month. Need to be in a tier at time of application, otherwise the…
08/04/2024 - 21:20
Just another data point, cancelled NAB FF signature in Feb, no annual fee refund for first year cancellations. The fee is still worth the…
08/04/2024 - 09:46
Go to ‘yello’ in the app. If you have no tier it will say ‘locked’. Need 5 transactions in the month prior to get first tier.
08/04/2024 - 09:40
Yeah I was overseas too. Edit: note there is 3% forex fee.
08/04/2024 - 09:38
Consider the ANZ platinum over the low rate - more cashback and no annual fee for same spend, and it doesn’t impact eligibility for the…
07/04/2024 - 21:12
This card has a high bonus to spend ratio, and more accessible than higher tier cards. The bankwest is definitely better outside of this.
07/04/2024 - 17:32
dealstacker was awarded a badge.
07/04/2024 - 16:54
T&C does exclude having held low rate or low fee card types in the past 12 months but you could message and ask about your older card.
07/04/2024 - 14:51
Free for under 30s, other option is to deposit $2,000 each month and transfer it back out. Can’t believe banks still charge monthly…
07/04/2024 - 14:49
I know it's not the same bank but I just did it with a NAB Low Rate card and it counted towards minimum spend. Best to check with their…
07/04/2024 - 10:02
Hmm... I now get that error too. Hopefully they aren't taking it away.
07/04/2024 - 09:46
Probably. Message their chat service and get written confirmation.
07/04/2024 - 08:09
I haven't heard of closing the card affecting the credit score, but more churning through many cards at once (lots of enquiries on file)…
07/04/2024 - 08:08
Just checked and the offer isn't expired. If the link doesn't work for you, try organic search from your browser, or try on a different…
07/04/2024 - 08:03
This is true. Bought M3 mid 2022 and they were shockingly bad once the windshield got dirty. Much better these days I suspect because of…
07/04/2024 - 07:55
No minimum. Bank needs to be satisfied with your credit history and that you can service the credit limit with your income/expenses.
06/04/2024 - 22:43
3% Forex fee, Visa conversion rate. Reduces the profit from 20% to 17% of spend effectively. Other than that, shouldn't run into any fees…
06/04/2024 - 22:22
Not targeted - you don't need to click through an offer, just be in a Yello tier and apply for the low rate card to get the offer. From the…
06/04/2024 - 19:40
On its own shouldn't do anything to your score if you pay on time.
06/04/2024 - 18:28
I can't replicate that issue - try a different browser?
06/04/2024 - 18:21
Credit score doesn't matter nearly as much in Australia as in America which is where a lot of online financial information comes from.…
06/04/2024 - 18:19
This is a platinum (non-rewards) - Message their chat and find out if you can close the card and open a new one for the bonus offer. And…
06/04/2024 - 18:08
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