duchy » user profile

Member Since 26/04/2011
Last Seen 13/10/2026
Badges 1 4
Location Sydney

Recent Activities

It's great. I just recommend getting a physical card if you plan to withdraw cash while abroad. I could pay with my phone and the virtual…
03/09/2026 - 22:13
Revolut is what I use
03/09/2026 - 21:46
That's true. Personally, I'd be much more worried about all the plastic that wraps our meat, sausages, fruit and veges. There are tons of…
21/08/2026 - 12:57
PLA is polylactic acid - a renewable polymer made from organic starch or sugar. Unlike conventional petroleum-based plastics, PLA…
21/08/2026 - 12:43
I think I saw you at auction on the weekend. Two ice-hockey gear bags full of $100 notes?
19/06/2026 - 09:27
Why the personal attack? Different people have different needs and spending patterns.
18/06/2026 - 09:43
I am on 5.94% P&I with CBA. This is pretty good deal.
18/06/2026 - 09:35
What's racist about didgeridoo sound? Is it now reserved to be played by indigenous folk only? I hope Italians will let my son play his…
17/06/2026 - 08:51
Robocop voice at the crime scene: “What seems to be the problem?”
15/06/2026 - 22:02
I loved the books. It felt like RPG game - from peasant to Demigod. 😆 And what a ride…
15/06/2026 - 21:58
Feels like we are finally first at sthg in Brisbane. 😁
29/05/2026 - 08:47
My dog will donate blood and I will get a parasite treatment, it’s a win-win.
28/05/2026 - 11:29
Hahaha - it's the same everywhere. I also seek approval AFTER the shopping spree. Just realised whatever my wife buys is always ABSOLUTELY…
28/05/2026 - 09:43
Not bad and interesting way for broker to increase business. I wonder how banks feel to lose customers through brokers as 80% loans are now…
25/05/2026 - 07:53
Have you checked Temu recently?
18/05/2026 - 16:35
This is a price of 4 cups of coffee in Brisbane at the moment. Why would anyone do that?
17/05/2026 - 10:24
Had to ask ChatGPT to explain that to me… 😀
15/05/2026 - 18:08
Invisible hand will make that decision…
14/05/2026 - 18:18
Subscribed to 3 months for the next one. Seems a tad optimistic. 😁
10/05/2026 - 10:36
My response below. It applies on tax deductible investment loans. It takes into consideration that interest is the cost of (borrowing)…
05/05/2026 - 21:00
duchy replied to [Deactivated] on RBA Hikes Cash Rate from 4.1% to 4.35%
That’s true. I didn’t consider business loans / personal loans to buy things. I was lucky enough to only borrow tax deductible loans…
05/05/2026 - 20:52
duchy replied to [Deactivated] on RBA Hikes Cash Rate from 4.1% to 4.35%
How is it bad for loan holders? If I borrow for 5.85% and the CPI is 4.85%, the price of the borrowed money is effectively just 1%.
05/05/2026 - 15:41
But the coffee is disgusting thin black water sitting in a kettle on the stove the whole day...
04/05/2026 - 21:08
Peanuts are legumes. The name is misleading.
12/04/2026 - 13:16
You know the flood wasn’t real or it was just a local thing, right? No other (older) texts mention it.
11/04/2026 - 11:58
It’s only fair as you got wife’s Cherry.
10/04/2026 - 08:06
Might need to watch this with my son. He’s getting to the age that these parasites target.
12/03/2026 - 14:40
Czechoslovakia had a really strong manufacturing between the wars. After the Munich conference it just fed the German war machine making…
12/03/2026 - 12:06
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