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except that much of the government spending is contributing to productivity decline. NDIS participants arent increasing their employment…

I only have two regrets with our trip. First being timing, being there during Golden Week just made it packed pretty much everywhere we…

except the benefit is less than before. and if indeed investors make a bee line for new builds to maximise deductions, construction costs…

and if you have the 'good fortune' to have a house built using some of these imported tradies, be prepared for blowouts in lead times as…

a free market wouldnt set a price floor on services (and certainly not one significantly higher than market rate), nor would it operate off…

And still, the scheme is projected to grow unsustainably. What's really disconcerting is how little the government care.

Nothing will change, because the disabled are a sacred cow, yet it's the taxpayer that will be milked for all they're worth. We get to…

what's the median house price across the same group? most medians I see reported are for capitals, but wage data is nationwide.... ?

it's below average in a two income scenario. the average home is a family home, not a bachelor pad.

May I ask what sort of percentage return you aim for? And what sort of time cost? My wife started trading this year, and the amount of time…

I'm one of those that is very suspicious of the explosion of autism diagnoses. It's significantly higher than just about everywhere else in…

They're kicking 160,000 people off, and onto a new scheme that we will also have to pay for. Smoke and mirrors.

It's *called* an insurance scheme. Real insurers have finite budgets, they try to control costs, they don't pay out more than they collect…

I absolutely can blame the mother. Yes, likely egged on by the provider, but in criminal activity, that would be called an accomplice.

Plan to... just made a reservation for the Molecular Tapas Bar :D

I'm off next weekend.... staying in Ginza for 4 nights, doing a cruise for 10 days, then another 4 nights in Shinjuku. what are the train…

fined for what? if NDIS allows somebody to charge $300 to mow a lawn, that's an NDIS problem, not a provider problem. the scheme has no…

Doesn't go anywhere near far enough. It needs to be limited to legitimate therapies or critical support (ie. doing the physical tasks your…

> the issue is people dont want to make the sacrifice and move to areas far away but that is exactly what most people did in the 90s and…

> What you dont realise it has never been easy to buy a house in Australia Easy is relative. We bought our first house in 2004. Admittedly,…

Depends on what they're paying, not to mention what 'claim-backs' are being used to have the supplier wear some/all of the discount. In our…

Yep. We sold 20x more product via traditional channels (ie. distributors/wholesalers to supply retail stores) than we did via our website.…

Not quite. That's what happened in the early days of NDIS, til the rules were changed and you couldn't have two-tier pricing. So NDIS…

what does the market dictate? that the value of the work/employees is increasing, or decreasing? wages dont always have to rise. if the…

if they're funded by the taxpayer, they should be catering to the majority of the population, and while I find most of their news/current…

Not yet. Supposed to be flying early May, fingers crossed there is fuel :/

The other thing that needs to be considered is whether the gain in quality of life for the disabled is worth the decline in living…

i disagree with looking for more funding. it simply entrenches inefficiency and poor value. the most immediate and obvious step is to run…

they're not sick, they're disabled. the sick can't get a fraction of what the disabled now get. Medicare billing rates are far below market…

Even so, it's not really true. NDIS simply replaced a bunch of state-based disability schemes/funding. With or without NDIS, WC bleeds…