Albert10 » user profile

Member Since 12/01/2012
Last Seen 49 min 48 sec
Location Melbourne

Recent Activities

I guess might be good enough for Qld
11/10/2021 - 09:10
Albert10 was awarded a badge.
11/09/2021 - 18:49
thanks OP, just ordered a box of krispy kreme!
27/08/2021 - 16:45
I got one from Kmart too, works very well except food started to stick to the basket after a couple of months. Very annoying!
21/08/2021 - 14:07
Is this good for changing brake pads?
16/07/2021 - 23:56
maybe their model shows I am about to lose my job? or maybe the person who handles my application is my boss' gf? OMG
17/06/2021 - 21:46
or they just like you, could be your name... hahaha just kidding
17/06/2021 - 21:43
HSBC is a no-no for me now. am I able to request to have my data deleted?
17/06/2021 - 21:38
but I do use my credit cards (I have two btw) a lot, banks should charge merchant fees, I guess.
17/06/2021 - 21:29
> Would you willy nilly just lend out money? no I wouldn't but I wouldn't hide reasons either
17/06/2021 - 21:21
I don't borrow money to buy things except my house which has been paid off. Never had default, no debt, no loans, never pay interest on...
17/06/2021 - 20:43
looks like many people are pretty ok with big banks having the power to squeeze them. I am quite surprised to see that tbh
17/06/2021 - 10:04
thanks very much. much appreciated. finally someone in the forum not looking at me like a credit thief(Lol). thanks for your advice, very...
17/06/2021 - 10:01
nah, got the email a few days ago. didn't say anything. called them to ask reasons, they refused.
17/06/2021 - 09:17
I thought we put in true and verifiable information
16/06/2021 - 23:24
basically, they have to have a reason though.
16/06/2021 - 23:19
by the way, my credit score is over 800, and the report from equifax is all green. I haven't had any credit issues ever. never had credit...
16/06/2021 - 23:14
Thanks All for your replies. what I wanted to know is that the bank should keep the process transparent to the customers. looks like all of...
16/06/2021 - 23:05
no you didn't get my point. I am ok if they don't give credit. but I think they should let me know why.
16/06/2021 - 22:42
but how do you know if they don't tell you
16/06/2021 - 22:24
If you walk into a shop, can they refuse to serve you without a reason?
16/06/2021 - 22:11
well, I wish they have told me why. but they just don't. keep saying they can't disclose the reasons.
16/06/2021 - 22:10
you mean I don't have the rights to know why?
16/06/2021 - 21:52
definitely not. only applied for one about 2 years ago.
16/06/2021 - 21:50
Hi Guys, I recently applied for a credit card from HSBC. they declined my application. I am a little disappointed, but the most frustrating...
16/06/2021 - 21:36
I have a canopy one, with external motor too. It is super good; powerful and quiet. However you have to install it correctly. the exhaust...
31/05/2021 - 17:24