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Correct - apologies.

18 months as a minimum.

There are many lenders we work with that provide 4k cash backs. Ubank Westpac St George ME Bank Heritage (they offer 5k) AMP etc etc Reach…

Correct ! :)

On a 300k loan it is $450 per year, yes it decreases as you pay the loan off.

If you choose a lender that pays a cash back then yes.

The trail and comms is based on what lenders refer to as "net of offset" . Hope this helps...

We are a mortgage brokerage and just launched this trail commission back offer: https://www.ozbargain.com.au/node/778834

Are you considering ways to reduce your home loan payments and find a little extra for your monthly budget? Look no further, because Soren…

Hi - I saw your email come in today (sorry had back to back calls and meetings all day). We did call you on the day of your meeting and I…

Hi - If you move within 2 years, our comms gets clawed back. We are happy to facilitate the move if there is a real financial benefit to…

The trail is based on the new amount that is sitting in your offset, so in your example that you gave you would be paid trail on 500k. Get…

Most definitely - we cover all of Aus.

Sorry under our credit license we are not allowed to quote rates without understanding the client's specific scenario. I cannot comment on…

That is correct, you only need another valuation if you move to another lender as they need to do their due diligence when assessing risk.…

Hi - a few things to unpack. 1. Depends on what your LVR is to start with. E.g if your LVR was 80% last year, assume that its 85-90% now.…

This is an Ozbargains specific deal, you wont find this on our website.

We have clients all over Australia and Internationally as well (we do ex pat loans too).

Hi - there are so many variables in a loan scenario to simply be able to accurately quote interest rates (E.g LVR), we could quote rates…

Our sincerest apologies - last time we ran this we were totally overwhelmed by the response and as such we were not able to respond to…

Hi - the trail is calculated on the loan amount so in the example of a 1.6m loan, you would receive $2400 a year of $200 per month as you…

Hi - we dont offer the rates, it is the banks/lenders that offer the rates. Our job is to find you the best lender for your circumstances…

Hi - this is for both refinance and purchase loans.

Hi - the cash back you receive from a lender is on top of our offer. (i.e you receive both cash back and trail)

You dont have to stay with the same lender, you can move and the trail will follow as long as it is refinanced via Soren Financial :)

Hi - We are paid an upfront commission as well as a trail, we are sharing the trail with our clients through this promotion. We feel that…

Ready to save on your home loan and enjoy some extra cash in your pocket each month? Look no further! At Soren Financial, we're proud to…

Im the broker that was quoted in this article funnily enough. We always try to get options that avoid LMI for our clients

Refinancing doesn't mean automatically resetting your loan, we dont do that unless the client specifically asks for it and even when they…