HappyPuppies » user profile

Member Since 08/03/2013
Last Seen 3 hours 18 min
Badges 1
Location Sydney

Recent Activities

HappyPuppies commented on Tesla Model Y: RWD $65,700 (Was $67,200), LR $74,700 (Was $80,200), Performance $84,700 (Was $93,200) + ORC @ Tesla
Would increase current owner depreciation as residual values go down.
04/04/2024 - 12:51
HappyPuppies commented on Is It Time to Cut Funding to Private Schools?
This issue keeps coming up. The people that send their kids to independent schools to contribute more to the tax base. Give a little, take…
27/02/2024 - 12:08
HappyPuppies commented on Booking.com: 10% Cashback on Accommodation/Hotels @ Cashrewards
Abit misleading. The prices through the cashback link is more expensive (after cashback) compared with booking.com via Google.
29/01/2024 - 18:49
HappyPuppies commented on BYD Atto 3 MY23 Models - $2023 Cash Back @ BYD Automotive
Feel like the depreciation of a 2023 (despite being new) model would be greater than the 2k cashback...
19/01/2024 - 02:11
HappyPuppies commented on Import Japanese Car from Japan
If you get into an accident, it may be difficult to get parts which translates into $$$s.
24/11/2023 - 21:03
HappyPuppies replied to dasher86 on [Pre Order] BYD Seal: Dynamic $49,888, Premium $58,798, Performance $68,748 + On-Road Costs ($1,000 Deposit) @ BYD Automotive
Given the Road User Charge is off the table, feel it gives the NSW govt an opportunity to drop the Stamp Duty exemption (and Rebate)…
19/10/2023 - 10:38
HappyPuppies replied to Cupa Bundy Drinker on $750 Rebate for Tesla Powerwall Purchase & Installation @ Tesla
Add some annual battery degration to that, the ROI gets extended by a few years. PW2 warranty is 70% capacity at 10 years, so might be able…
11/08/2023 - 16:22
Orbic Tab 8, 8" Tablet Android (Telstra Prepaid) $99 @ Coles
HappyPuppies posted a deal Orbic Tab 8, 8" Tablet Android (Telstra Prepaid) $99 @ Coles
A cheap tablet for the kiddies. Comes with a Telstra pre-paid sim with 15gb of data. Locked to Telstra: An unlocking fee may apply for use…
02/08/2023 - 20:17
HappyPuppies commented on Tesla Model 3 - RWD $62,700, Long Range $75,700, Performance $88,700 + On-Road Costs @ Tesla
Glad I've offloaded my M3. >30% depreciation over 2 years lol.
04/04/2023 - 11:34
HappyPuppies commented on I'm Surprising My Wife with a New Tesla Today. How Should I Reveal The Surprise?
Good luck, hope you get a positive reaction! The Model 3 have has lost alot of its lustre and novelty and getting abit long in the tooth as…
02/02/2023 - 12:05
HappyPuppies commented on HSBC Star Alliance Credit Card: Star Alliance Gold Status (with $4,000 Minimum Spend in 90 Days), $0 Annual Fee First Year
3% Overseas Exchange Fees. Its interesting that these travel orientated cards always seem to have these overseas exchange fees.
15/11/2022 - 15:14
HappyPuppies replied to happydude on Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits
I'm not sure you can reliably expect 3.5% to be the average interest over a 30 year loan term. You'd want to price in 6-8% interest rates…
17/05/2022 - 21:54
HappyPuppies replied to GG57 on Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits
Even if you have 1 property, an increase in market value of that property means you have access to more cheap capital to invest.
16/05/2022 - 16:25
HappyPuppies commented on Clive Palmer Right about Interest Rates (Well Half, but More than Other Pollies)
Say you set the price of petrol at $1, and the market values it at $2. Your going to have more demand than supply (without subsidies), in…
09/05/2022 - 10:45
HappyPuppies commented on Income Tax Rate For Liberal and Labor?
Whichever party that forms government will be faced with an enourmous debt from CoVID. That government will have a difficult political…
02/04/2022 - 12:18
HappyPuppies commented on Guinea Pig or Bunny as a Pet
Have you thought about chickens? If you look up silkies they are quite good with children. You get fertilizer for the vege patch, and eggs…
28/02/2022 - 00:07
HappyPuppies replied to CaptainHoltisDad on [Pre Order] BYD Atto 3 Electric Car from $44,990 Drive Away (NSW $47,110, VIC $47,131, QLD $45,984) @ EVDirect
Yeah not a deal. Also seems to be $47,110.35 Drive away in Sydney, so not only is it not a deal, the driveway price is misleading.
20/02/2022 - 00:52
HappyPuppies replied to postform on What is considered a good pay now?
Gross inc super, overtime, etc.
13/02/2022 - 19:00
HappyPuppies commented on What is considered a good pay now?
In June 21 $59k was typical. $211k is the top 2%. $188k is the top 3%.
11/02/2022 - 13:02
HappyPuppies commented on Any Scalable Business Ideas with less or minimal education?
Try your hand as a Mortgage Broker? Requires a Cert IV in Finance and Mortgage Broking.
10/02/2022 - 11:26
HappyPuppies replied to DashCam AKA Rolts on Why is Tax So High in Australia?
It could get to 40% ish effective tax rate.YMMV, but add GST, Stamp Duty, Excise (Fuel, Alcohol), Medicare Levy (and Surcharge if you don…
04/02/2022 - 12:55
HappyPuppies replied to djkelly69 on Why is Tax So High in Australia?
Your effective tax rate will be a little higher than your income tax. YMMV but add up the following: Income Tax GST Stamp Duty Excise…
01/02/2022 - 16:48
HappyPuppies replied to mister_snrub on 22kW 5m Type 2 to Type 2 EV Charging Cable - $224.10 Delivered (Save 10%) @ EVSE
Agree. Not a good ROI. I have one and have used it a handful of times over the past couple of years. It used to take up boot space, but now…
24/01/2022 - 09:41
HappyPuppies replied to ZeeFlyingMonkey on 10% off Coles $100 & $250 Mastercard Gift Cards (Including Additional Applicable $5 or $7 Purchase Fee) @ Coles
Amazing how fast the Ozb crew works. Went to my local Coles at lunch to pickup a $100 card for a Bday next fortnight, it was totally…
20/10/2021 - 23:11
HappyPuppies replied to tooniezz on 30x Flybuys Points with Apple Gift Card (Excluding $20 and $30 Cards, Limit 75,000 Points Per Account) @ Coles in-Store Only
Seems like Flybuys is awarding 29x Flybuys points per dollar of the gift card. Based on the screenshot.
14/10/2021 - 20:09
HappyPuppies replied to happydragon on 5% Off The Online Card (Can be Redeemed for eBay Gift Cards) @ The Card Network
Not recommended. Ordered, they charged my credit card and still no gift cards one week later. Left a voicemail everyday for the last 3 days…
29/10/2020 - 14:43
HappyPuppies commented on Sendle Reviews?
Strongly recommend against using Sendle. Customer service is only by webform, and the people responding by webform respond in a templated…
09/08/2018 - 18:58
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