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I've given up on my application. It is ridiculous but I've exchanged roughly ten emails with the bank rep about paperwork and it's still…

You don't need $500 in separate transactions but your total expenditure should come up to $500 per person traveling. Let's say this is…

It's literally one paragraph in the pdf, you don't need AI to summarise it. > Also can one big single transaction activate me, my wife's…

My company also uses 1P enterprise and offers free for personal use. I would not lock myself in when BitWarden is 1/10 the cost and works…

> Will give each family member their own account Be ready to receive non-stop “feedback” from family about how Google Photos was easier…

ADAOULS

Hold a *hospital and extras* policy for 31 days - get 4 weeks free - Family cover will get a $200 gift card. Single (or single parent)…

Do I need so much chips? Nope. Did I buy it? Yes!

Check for lowest rates every 4-6 months and switch. It’s not more complicated than that. Never sign up for a long term contract. If you…

It's common for employers in the gulf area to hold the passports of labourers. Looks like you're white collar, but still, be wary. Also if…

Uber has expired too EDIT: Strange, it has come back

Set up email forwarding from other services. I have it from outlook.com to Gmail. Works fine.

Have you clicked through to the products in the description?

For those looking at IMB, they charge application fee of 799, title fee of 125. Your current lender will charge 350 or more for discharge.…

Qantas may have that crapy rule but most lenders don’t. New lender cannot see your current offset balance. You have no obligation to tell…

Offset is your money and will remain untouched even after refinancing. The outstanding loan is what matters

You should share the health plan from your previous life.

> IMB was a fully paper process. Current one seems online only, hope I'm right. $4000 isn't enough to make me go through a paper…

As of as you want. Some feel it affects future borrowings but that's debatable: https://www.ozbargain.com.au/comment/16948211/redir

https://moneysmart.gov.au/glossary/australian-government-guarantee-on-deposits > Refers to the Financial Claims Scheme (FCS) which provides…

I LOLed at this > To help us determine if any Lifetime Health Cover loading or waiting periods will apply to your policy with St Lukes…

Calculate the gain after discharge from current lender, charges from new lender, package fee for offset, etc. See if the gain is worth the…

IMB bank T&C Says > Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 18/10/24 until Offer is…

I'm considering IMB and a cursory look shows that they support loan splits

You're in a good spot with a low outstanding amount, well done.

Anyone who's been with Me Bank or IMB, how has your experience been, specifically customer service and internet banking?

Beta offers free transfers without triggering a cgt event. Very tempting.

Presume that you will miss growing your balance for 3 months every year (or more or less, you decide). Now calculate the effective interest…

UPI is very easy to set up and use, just that it needs an Indian bank account that is linked to an Indian or Australian phone number

This needs an Indian bank account that is linked to an Indian or Australian phone number