Hi all
I applied/obtained 2 credit cards ….
1 x 28degree
1 x Amex Platinum Velocity
The purpose is to use them in USA when i'm travelling there BUT is it worthwhile to carry them both WHILE my NAB credit card has a low conversion rate charges?
Thank you
If you're paying interest fees on a credit card then you're doing it wrong.
I suppose to say all other conversion charges ……
Use your 28 Degrees card to make purchases in the U.S. It's a no brainer.
Why use other cards that will result in currency conversion fees?
They only gave me 4K limited ….. wtf while the Amex i got at the same time had a limit of 20K, go figure!!!
Also to the fact that i heard the 28degree can be un-reliable at time, true or false?
False, the only thing unreliable is that you use to be able to load it up and use it to withdraw cash at ATMs. Now they charge extra for that.
What sort of NAB card to you have and what is the conversion rate ?
1 x Amex Platinum Velocity
replace with $0 Annual Fee Bankwest Zero Platinum MasterCard which has no forex fees :)
and of course don't forget citibank plus for free overseas atm withdrawls with no forex fees (or any fees at all) - https://www.ozbargain.com.au/node/138996
I got my 28 degrees card just for overseas use due to the zero surcharge for conversion. I pay it off in full after the trip and never use it when I'm home.