Bank states Auto-Approval for loan then rejects days later?

iWouldDie4u on 03/03/2015 - 11:40

Hi all -

TLDR:

I need an OP.

I went to bank.

Bank states Auto Approval for loan.

I book OP.

Days later bank then informs me am no longer able to get loan.

Is there anything I can do about this since the OP has been booked and scheduled for this week?

Should I still be entitled to the loan?

What exactly is Auto-Approval?

Thanks

Comments

sweefu on 03/03/2015 - 12:15

+2

You are the OP.
modsec802 on 03/03/2015 - 12:19

TLDR; OP confuses acronym OP
- iWouldDie4u on 03/03/2015 - 13:44
  
  -3
  
  The acronym for operation predates the acronym for original post.
mick123 on 03/03/2015 - 12:26

+1

he might mean OD (overdraft)???
- coin saver on 03/03/2015 - 12:32
  
  I think he means operation as in surgery.
iWouldDie4u on 03/03/2015 - 12:37

+1

OP = operation
pjetson on 03/03/2015 - 12:46

A loan for an operation sounds a lot more risky than other loans. What can they repossess if you cannot repay?
- donbot on 03/03/2015 - 12:56
  
  +1
  
  Whats a kidney go for these days?
- Munificent on 03/03/2015 - 17:44
  
  +1
  
  What happens if he doesn't make it after OP?
pjetson on 03/03/2015 - 13:02

How much will the loan be for? Maybe you could pay it on a credit card and then get a balance transfer with zero interest.
- iWouldDie4u on 03/03/2015 - 13:42
  
  That's the route I have to take by the looks of it.
Charity on 03/03/2015 - 15:55

+1

Auto approval = car loans approved.

Probably cancelled when they found out OP meant operation.
- iWouldDie4u on 03/03/2015 - 16:23
  
  Nope it was a personal loan and the reason stated was medical.
backpaqer on 04/03/2015 - 08:44

No chance of get op done via public instead of private? Maybe have a word to your surgeon, they may suggest options you haven't thought of.