Please help me decide the loan!!!

Ahir87 on 03/07/2015 - 10:31
Last edited 03/07/2015 - 15:24

I am looking for a loan of upto $340-345k
I have already bought the house for $355k and i have deposit of $32000

CBA gives me 4.39% for first 3 years which reverts to 4.99 after 3 years. (comparison rate 4.84%)
BOM offers 4.19% variable (4.20% comparison rate)

I need to get the finance in 2 weeks.

Can any expert advice which one should i go for? Thanks in advance.

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Bank of Melbourne

Ahir87 on 05/07/2015 - 13:10

Cba has approved my loan, 4.39%
I am waiting on bom approval offering 4.19%
- - Ahir87 on 06/07/2015 - 10:29
    
    Yes i had my pre-approval done in just time as my banker called me a day before they were changing policy.
- coolhead on 06/07/2015 - 09:25
  
  hey mate.. can you pleae tell me whr is BOM 4.19% advertised,,, cant find anything online?
  - - coolhead on 06/07/2015 - 09:32
      
      Thanks mate.. is the 4.19% or the discount for limited time of for the life of loan.. I am also waiting for them to pick up my phone…
coolhead on 07/07/2015 - 10:46

thanks ShannonIngram
usmanyousaf on 12/07/2015 - 10:57

Why u don't go with loans.com.au
whats wrong online lender?
Mamaof3 on 12/07/2015 - 12:37

Ask your Broker or CBA to do a pricing request and see if they will match the BOM rate.