Minor self-accident, worth to claim insurance or self-repair?

Ltks1432 on 23/09/2015 - 16:06

Would it be worthwhile to claim from car insurer (excess $700) or do my own repair with $1500 out of pocket? There were some dents and scratches to front and back door when I hit a pillar in a carpark. Just worry it would jack up the cost of my premium in the future.

Any wise words? Thanks!

Automotive

Comments

  • tomleonhart on 23/09/2015 - 16:14

    go with the $1500 out of pocket I'd say. That way you save the no claim bonus and dont have to pay a jacked up premium the next year.

  • ilikeradiohead on 23/09/2015 - 16:34

    Maybe check your policy. I caused a fender bender once and my insurance told me it didn't affect my no claim bonus.

  • pjetson on 23/09/2015 - 16:59
    +1

    Ask your repairer if they can do a better price for cash, and make sure they know you're paying for it out of your own pocket, not insurance.

  • pointless martyr on 23/09/2015 - 17:35

    Diy, if you know which end of the sledge hammer is which!

  • tks1432 on 23/09/2015 - 20:28

    Thanks guys! DIY did crossed my mind but not too sure it'll work.

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