BoQ Platinum Visa Card 0% for 16 Mths Balance Transfer, $0 Annual Fee 1st Yr

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findercomau on 08/12/2015 - 11:47 boq.com.au (671 clicks)
Last edited 08/12/2015 - 11:51 by 1 other user

Overview: Take out a BOQ Platinum Visa Credit Card before 29 February 2016 and you'll receive:

• 0% p.a. for 16 months on balances transferred
• No annual fee for the first year (normally $199 per year)

Other features:

• International Travel Insurance: You and your family will be covered from unexpected travel cancellations, personal liability, unlimited medical expenses and the loss or damage of personal items when you purchase your tickets using the Platinum Visa Card.
• Purchase Cover Insurance: This covers you on most new items against loss, theft or damage for three months.
• Interstate flight Inconvenience Insurance: You and your family will be covered for up to 14 days for trip cancellations, delayed flights, excessive rental car fees and lost or stolen luggage on an interstate holiday.
• Transit Accident Insurance: Eligible cardholders also get coverage in the event of a sustained injury while on a trip.
• Guaranteed Pricing Scheme: Shop with confidence knowing that you will be reimbursed for up to $500 if you purchase an item in an eligible store and that item later goes on sale.
• Extended Warranty Insurance: This cover provides up to 12 months additional warranty for most personal items purchased with the Platinum credit card, with a manufacturer’s warranty of 5 years or less.
• Q Rewards Points. You can collect 2 rewards points for every $1 spent on your Platinum Visa card.

Approval Criteria:

• Earn a taxable income of $35,000 per year or more
• Permanent Australian Residents only
• Have a good credit rating
• Are at least 18 years of age

Note: This offer is exclusively available through http://www.finder.com.au

Full product review here: http://www.creditcardfinder.com.au/boq-platinum-visa-credit-…

Mod: Updated deal to meet third party website guidelines.

Related Stores

BOQ

• 

  PLA74 on 08/12/2015 - 11:53

  +2

  LOL, almost thought it said "tinder.com.au" :P

  • 

    findercomau on 08/12/2015 - 11:54

    +3

    swipe right to apply? haha!

    • 

      malouphix on 08/12/2015 - 12:18

      +2

      You'll be approved if BOQ swipe right too.

• 

  forumninja on 08/12/2015 - 12:41

  +2

  Effectively only 0% pa for 12 months because of the high annual fee.

  • 

    findercomau on 08/12/2015 - 16:11

    It's a $0 annual fee for the first year

    • 

      forumninja on 08/12/2015 - 16:27

      Yes, so you only get 12 months of 0%, before you have to pay $199 annual fee on the 13th month

• 

  spuderump on 08/12/2015 - 16:05

  Best current balance transfer deal?

  • 

    malouphix on 08/12/2015 - 16:13

    St George.

    http://www.creditcardfinder.com.au/credit-card-balance-trans…

    20 months balance transfer $99 annual fee.

• 

  gza on 03/02/2016 - 20:22

  Merged from Bank of Queensland Platinum Visa Credit Card – Exclusive Offer Via Finder.com.au $0 Annual fee

  Enter the holiday season with BoQ Platinum Visa Credit Card’s unique and exclusive promotion of 0% p.a. for 16 months on balance transfers and $0 annual fee for the first year if you apply and get approved by 29 February 2016.
  Reverts back to $199 p.a after first year
  This offer is exclusive to finder.com.au only

  Spoke to customer service rep. Said that it comes with all other features as stated on BOQ website.
  Rewards system is the banks own 'Q rewards' system. Cannot tell you much about that other than watch the video on their site.

  • 

    drillvoice on 03/02/2016 - 20:34

    +2

    Is this credit card actually worth having?

    • 

      Gavman on 03/02/2016 - 21:14

      +1

      Def not I say. Probably only good to get if ur looking for a balance transfer. Otherwise shoo

  • 

    spychiatrist on 03/02/2016 - 21:12

    +1

    Two years ago, this would've been a deal. Now, people want free points and flights with their free (on the first year) credit card

  • 

    Laurenlauren on 03/02/2016 - 21:12

    +2

    What? A credit card offer with no frequent flyer points?

  • 

    altomic on 03/02/2016 - 22:54

    +2

    Where are the incentives to get apply for this? No points, no flights, no cash reward. First annual fee waived - I'm underwhelmed.

    This card doesn't provide fee free overseas transactions like 28D or Citibank.

  • 

    grog on 03/02/2016 - 23:07

    +1

    "$0 annual fee for the first year"

    Rack off BOQ this is a trick to get me to pay annual fee after the first 12 months… stuff that what a ripoff.

    Pathetic

  • 

    tanastra on 03/02/2016 - 23:52

    I wonder if BOQ credit card still being outsourced to Citibank ? It was really annoying when any problems with the credit card could not be solved by the BOQ people / branches / the manager, instead you got to solve it with some strangers overaseas over the phone. No more BOQ In my case . Citibank credit card ( BOQ ) was also not competitive in anyway you look at it .