Police broke our fence while chasing someone. Insurance won't cover.
Police broke our fence
Couple of weeks ago police broke our enclosed backyard fence while chasing someone in the middle of the night. The offender is not related or known to us. Police came back after a couple of hours and gave us a card with the report details, police officer's name and said to pass the details to our insurance.
However RAC refuses to take the claim as they say, that type of damage is not covered. What to do now??