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Market value is quid pro quo the depreciated value. As I have advised the base line is depreciated value in the absence of other supporting…

Chumlee, it is not about going to court, but determining a fair value. If the TP wanted to pursue the matter beyond the process I have…

Frugal Rock. I i have not disputed that the TP is entitled to damages. The amount in dispute is the issue. How much is a 10 year old…

Be very wary of bush lawyers like HighAndDry. The law in Australia is based on the principle of Equity. The replacement concept promulgated…

What rubbish. If the victim wants to pursue the matter through a Court the compensation will be calculated at the original purchase price…

Phil, the amounts involved for a typical user of RAIZ is tiny. Try to access a Vanguard fund with a savings plan for the same investment…

If you are using wifi, you should use the 5ghz band for streaming. I It is worth checking and possibly an easy fix.

FYI you will not find the term " Act of god" in any modern domestic insurance policy. Whilst it still appears in some Lloyds of London…

The valuer will look at recent sales in the area and consider size, location and condition. The valuer will also look at what the market…

When Ocker is talking about "independent valuation" I think he means a licensed property valuer. Preferably find a valuer that is familiar…

I experienced similar a similar delay with another courier coy. The issue is so many companies (their main customers) are closed for…

I disagree. Modern cars with the latest technology consume far more electricity need to near full charge to function properly. I do lots of…

I think I know what your problem is, it is water coming from the A/C. There is a waste water hose coming from the condenser. It needs to be…

No where does it say they must be a policy holder. If you look back through the ALRC advice to Government by Michael Kirby you will see…

Wrong advice. "INSURANCE CONTRACTS ACT 1984 - SECT 20 Persons benefited need not be named An insurer under a contract of insurance is not…

I would be very surprised if any contents policy sold within Australia did not include personal liability. I did a quick check on one of…

You are looking at the property owners liability section which is linked to the building section not the Personal liability section linked…

I do not think it would do any harm bringing to the bank's attention the difference between their calculator and your loan and ask for an…

They certainly will have accidental damage but the excess they have to pay will be between $5K and $20K in order to keep the cost of…

Be careful what you wish for. A well-maintained property sells for a lot more, attracts better tenants and higher rents , easily lettable.…

I withdraw my comments about Trump. Markets rise on confidence and fall on uncertainty. He is a lame duck but is causing a lot of harm…

I use the garden blower.

Milky Feet is good. I was shocked at how much skin comes off.

I think you need to read the insurance policy carefully. I have read a few and all had words to the effect of "insure for agreed Value, but…

I am in stock picking competition. Here are the 10 stocks I picked. Code Stock name PGC Paragon Care MSB Mesoblast MYX Mayne Pharma…

I had severe Plantar Fasciitis for 6 years. Here is my experience; At it's worst I could not walk 50 metres in the mornings. My pain was…

I don't know a lot about it other than to say it is light on services.

I have got no idea what makes the narcs tick. I am sharing openly what I know about investing and it is clear some followers find some of…

I have a look at the outlook for the sector and the business to see if it looks promising. I then take 3 year forward projections, work out…

Almost certainly but it is outside my field of interest.