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Westpac Altitude Black Card 100,000 Qantas/Altitude Bonus Points ($250 Annual Fee - First Year, $395 After)

250

Westpac's Altitude Black card has 100,000 bonus Qantas or Altitude points plus $145 off the 1st year annual fee. There are many ongoing card benefits, including Qantas or Priority Pass lounge invites and World Mastercard benefits.

100,000 Qantas Points or Altitude Rewards points when you spend $5,000 within the first 90 days from card approval
$145 off the first year annual fee, making it $250 (usually $395)
0.625 Qantas Points or 1.25 Altitude Points for every $1 spent on the MasterCard
2 x Qantas Club or Priority Pass invitations per cardholder year
Access to World MasterCard benefits
Overseas Travel Insurance, Purchase Protection and other insurances(PDS)
$250 annual fee for the first year (usually $395 p.a.)
$5,000 minimum spend in 90 days required to earn 100,000 bonus points
Bonus points offer not available with switches, upgrades, customers accessing employee benefits or packages.
Offer ends: 31st January 2018

Source:Pointshack.com.au

Referral Links

Westpac Choice Account: random (115)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Related Stores

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closed Comments

  • $5000 in 90 days…

    rip

    • Considering Amplify Signature Card's 90,000 Points on $5000. This is actually not the worst

      • I mean i have the ANZ black and easily spent over $6000 in 3 months, but it's sometimes hard to put everything under your Visa/MC card. Especially when you have dependents.

    • Council rates can wipe out most of that - offer to process the payment for a family member perhaps.

      • I might just put my business expenses on the card and claim it through concur.

      • Have you paid the council rates with this card and whether they were considered as an eligible transaction for the bonus points?

        • +1

          Yep - they were the majority of my initial spend effort. I'm under the previous offer though, but I see that that the criteria hasn't changed..

          Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY-equivalent transactions, refunds and balance transfers debited from the card account

        • +1

          After paid 2 council rates for me and my relative in the same council, I realised I can use PostBillPay then use PayPal then use AMEX to pay the bill. So I paid the last bill with AMEX. Could've earned 2000 more points if I had knew I could use PostBillPay

  • +2

    If choosing Qantas bonus points (which you should as worth 2x the amount of $$$), to get the 2 Qantas lounge passes you have to purchase a Qantas tick on a QFF flight/pay for annual Qantas membership in annual fee or joining fee. So unless you are flying on Qantas (I personally don't as too $$$) you won't get the lounge passes.

    Although I did recently work out if I sold the passes and compared the $ savings of that and Qantas ticket to Jetstar ticket I was slightly ahead, so I had planned it all out. The next day Qantas put up all the flights for that day about $70~$80 negating it all….

    Also $5k spend in 90 days jeez, it was hard for me to get the $3k spend on the 80,000 point one earlier this year.

    • book business class single trip ticket and refund.

      • I have heard of that but never tried

        • it works, the credit card surcharge is usually refunded as well.

        • @PissLUR: Although I don't know how that would go with my current signup bonus I am going for on my Qantas issued Qantas card haha

        • @PissLUR: Would Qantas ever try to give you a credit voucher instead of refunding that money?

        • @ty99234:

          Yes. They did once even though I chose refund.

          Had to call the customer service to get the refund.

    • If you book a QF award flight.. the tax component would trigger the lounge passes as well.

      • +1

        Yep it does. Got a nice surprise in the mail, 2 weeks after booking domestic award flight :)

  • Twas easy ..comes with a MasterCard accepted everywhere .. just have to wait til the third month

  • +5

    Be aware of the changes from April 2018.

    https://www.westpac.com.au/personal-banking/credit-cards/rew…

    • Good to know. So, get in, make the spend and get out before that $50 QF Amplify charge comes in April.

      • Hmm. when is it incurred for existing customers? Seemed a bit vague. With $50 additional fee and loss of AMEX I'm inclined to cancel.

        • The base fee is reduced to $250 as well.

  • Any experience on how strict they are with the existing Altitude cardholder restrictions?

    • Most of them are quite strict. And it is less than 12 months since I cancelled mine, so I can’t get it.

    • wonder this as well

    • Yes reading the forums on AFF, hey are very strict. Call up to confirm if unsure. I did, was 24 months since I had an altitude platinum. Phew.

  • +1

    I got this one a number of weeks ago and for some reason the annual fee was waived. I applied in-store, might have been some temporary promotion. Still worth checking.

    • Which branch did you go?
      I called up local branch and they said, they could only waive it, if I had a loan with them

      • +2

        Berry Street North Sydney, but again it might have been some sort of promotion at the time. I’m also already banking with them (though no mortgage).

  • I've looked everywhere and cannot find the minimum income required!

    • I think the black cards are 75k? Used to be anyway.

      • Yes. I finally found it in the point hacks link.

        Bummer. Too high for me

  • +4

    To trigger the QF lounge passes purchase a carbon offset for any flight (no need to actually have the flight), just select a short sector - I did CBR to BNE and it was a couple of dollars. I've done this with the Westpac Altitude Black, St George Amplify Signature and more recent with the QF passes with the Ultimate QF Amex and never any problems. It is a legitimate QF purchase to trigger the lounge passes.

    • I wish you posted this last week. Could of saved quite a few $$$ and actually flown on the same flight as the missus on our next trip.

    • why didn't you do canberra to sydney? That's only 54c… unless is there a minimum spend to trigger the lounge passes?

      • I already booked the Qantas flights on the weekend. No cancellation.

      • There's no minimum spend to trigger the QF passes that I'm aware of. I went the whole dollar option, but no reason why it wouldn't trigger with the CBR/SYD sector for 54c.

    • What do you mean? How can I purchase Carbon Offset without booking a flight?

  • Got a letter last month no more Amex via westpac and thy are removing it from my earth black in 2018..

    • Same here, my letter said it's due to new Govt regulations. My letter from Westpac said they are going to partner with Amex but the card is directly issued by Amex

      Does anyone know if this indeed affects all banks? Or is this about fees and each bank will decide what they want to do?

      Anyone know if Comm Bank are also removing their Amex cards from dual card accounts?

  • darn it! just missed this. missed the last 100k and had to decide between the st george amplify 90k points a few weeks back whilst the westpac black was stuck on 80k. This is a much better deal considerng the st george's annual fee is going to be $279 for 90k points.

    Oh well, I guess i got my $5k spend on the st george in one transaction, which if I waited for this it would never have happened. still salty though, i guess this will be back in a few months….

  • This offer goes to the end of January.

  • Can someone help I have two questions:

    When do you pick Qantas/Altitude point is it at the end of three months after spending $5000 or at the time of the application??

    Another question If I apply now will I be charged $50 for this AMEX notorious Govt fee?

    • +1

      When you apply you pick Qantas or Altitude.

      I have never heard of this $50 AMEX govt fee?

      • thanks I was referring to the $50 QF Fee that WestPac will charge due to proposed Govt changes wrt credit cards

  • I got approved this card from Westpac last week. Next week I have to pay over $5K.
    Let's see how it's going.

    • please keep us posted as to how it is going. I am in a similar situation. Thnaks

  • I cannot find anywhere about customer who previously held this card. Can I get the bonus if I have cancelled a black card last month?

  • does anyone know if the annual fee is waived if you're currently a home loan customer with Westpac?

    • Yes it is part of the package if you have a premier account or whatever it is called. Basically you pay the $400 in annual fee on the home loan instead of the card.

  • Has any one got the points from last offer?

    Got my cards mid Oct, spent around 10K towards end of Dec. No points so far - I am aware the 80K point would take some time, however have expected the 20K bonus points from Qantas should have come earlier.

  • +1

    Yep on 4th monthly statement

    • Thanks for your reply, so I would need to wait for Feb or March statement then.

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