Westfield Gift Card - RED and Gold XS Westfield Gift Cards > PROOF of RIP-OFF <

Lcatchpossum on 01/12/2018 - 00:02
Last edited 02/12/2018 - 21:01 by 1 other user

Westfield Gift Card - RED and Gold XS Westfield Gift Cards > PROOF of RIP-OFF <

I've recently seen a lot of posts on both Ozbargain and other forums where people are getting very stressed out and confused about the Red and XS (Gold) Westfield Gift Cards.

It's no wonder due to the below statement in their FAQ's — Westfield FAQ's

Where can I use the Westfield XS Gift Card ?
The Westfield XS Gift Card offers more choice and flexibility.

In addition to being accepted in participating retailers in our centres Australia wide, the Westfield XS Gift Card can be used anywhere EFTPOS is accepted outside of Westfield Centres (at retailer’s discretion).

Gift Card acceptance is at the retailer’s discretion and some retailers may choose not to accept the Westfield Gift Card or Westfield XS Gift Card, including cinemas

The above FAQ statement is an absolute lie and what westfield thinks is a very clever way to cash in on unsuspecting customers. Most customers would also assume because they are paying an extra $2 ( $4.95 for Westfield XS Gift Card GOLD ) and it has the EFTPOS logo on the front it must be legit.

It's not legit and I will explain why >

BOTH cards , the Westfield Gift Card ( RED $2.95 ) and the Westfield XS Gift Card ( GOLD $4.95 ) are BOTH EFTPOS CARDS. In fact the cheaper RED Westfield Gift Card is BETTER than then the more expensive XS Westfield Gift Card Gold.

EFTPOS cards ( so both the westfield RED and GOLD gift cards ) can be used anywhere in Australia that accepts EFTPOS, again it's BS that they have to be used inside a westfield shopping centre.

If you're having problems at a check out or POS machine, make sure you do it yourself - everyone is so used to tapping now, this card needs to be swiped and then you need to press SAVINGS - do not press cheque or credit as it will decline just like any other EFTPOS card would - after you press SAVINGS enter your PIN, the PIN is located on the back on the card - you scratch to reveal it.

I have been using my card outside of westfield for YEARS at pretty much every single shop you can think of and surprise guess what - yes it works because it's EFTPOS!

Here is a screen shot https://files.ozbargain.com.au/upload/282722/64473/westfield… of my receipt from outside of westfield to show you, you can also check your own RED Westfield Gift Card ( or Gold ) if you are still unsure by going to the below website link > This tool will check if the entered credit card numbers conforms to the Luhn formula ( Google > Luhn Formula < if you are unsure what this is ) Debit, Prepaid, Credit and Gift Cards should all work fine.

https://www.mobilefish.com/services/credit_card_number_check…

PLEASE NOTE - Never enter your personal or credit card details or other personal details onto any site to 'test', the site I have linked only asks for the card number - not your EXP date or CVV number - If a site is asking for this then it's a phishing site and a scam.

Below you will see a check I did on my RED Westfield Gift Card.

Valid credit card numbers. Passing the Luhn test.

Credit card number: 502119#############
Personal account number: 0230#######
Major Industry Identifier: (5) Banking and financial
Bank identification number (BIN): 502119

So what does this tell us? Well now we know it's a valid debit, prepaid , credit or gift card ( yeah so what… ) - > what we really want is the (BIN) which is the cards 'Bank Identification Number' - as you can see the RED Westfield Gift Card BIN is 502119

Now you know the BIN ( by the way ALL RED Westfield gift cards have the SAME BIN ) you can go to this website and check your BIN >

https://www.exactbins.com/bin-lookup - again I tested the above BIN mentioned and the below is the result.

BIN: 502119
Card Brand: MAESTRO
Issuing Organization: WESTFIELD GIFT CARDS PTY LIMITED
Card Type (DEBIT/CREDIT/CHARGE): DEBIT
Card SubType: GIFT
Issuing Country: AUSTRALIA

Anything stand out to you? Yes that's correct - CARD BRAND = MAESTRO | Maestro = Mastercard | and CARD TYPE = DEBIT. ( Debit is EFTPOS )

more details on Wikipedia re Maestro

Due to the fact it's a Maestro DEBIT card - what this means is yes you can use your RED Westfield Gift Card card outside of westfield, you can also use it anywhere in Australia that accepts EFTPOS and because it's a MAESTRO card you can use it anywhere in the WORLD! ( that accepts Maestro which is EFTPOS )
please see below statement from Wikipedia — https://en.wikipedia.org/wiki/EFTPOS

Australian debit cards normally cannot be used outside Australia. They can only be used outside Australia if they carry the MasterCard/Maestro/Cirrus or Visa/Plus or other similar logos, in which case the non-Australian transaction will be processed through those transaction systems. Similarly, non-Australian debit and credit cards can only be used at Australian EFTPOS terminals or ATMs if they have these logos or the MasterCard or Visa logos"

So all of a sudden you've gone from having a Red Westfield Gift Card which you think gets you no where / being ripped off and told / restricted to using your RED Westfield Gift Cards only in Westfield Shopping Centres to now actually having a Maestro Debit Card which can be used anywhere worldwide.

You're Welcome - Merry Christmas ;)

Mod: Removed libellous language.

Financial

Related Stores

Westfield Gift Cards
Westfield Gift Cards

Comments

  • Worf on 01/12/2018 - 00:18
    +6

    Holy smoke. I have a couple of Westfield gift cards, but I don’t have any Westfield’s nearby. But based on what you’re saying I can just use it like any eftpos card and swipe away.

    Thanks for your detailed post with clear instructions (e.g., swipe, savings, etc).

    Quite the specific post but very informative!

    • catchpossum on 01/12/2018 - 00:28
      +3

      Yes that's correct, you're very welcome Worf

      • altomic on 01/12/2018 - 00:32
        +8

        maybe a TL:DR?

        Westfield XS Gift Card is a EFTPOS /maestro savings/debit card that can be used anywhere.

        • catchpossum on 01/12/2018 - 00:33

          I don't know what a TL:DR is, but the RED and GOLD Gift Card are exactly the same.

          • altomic on 01/12/2018 - 00:38
            +1

            @catchpossum: TL:DR = Too Long : Didn't Read - it's a brief summarization of the entire post/body.

            • catchpossum on 01/12/2018 - 00:44

              @altomic: lol I can't help it, rather give all the information then a brief I DGAF summary.

              • Nugs on 01/12/2018 - 06:09
                +6

                @catchpossum: think of it as a synposis or executive summary, it encourages the reader to make a choice whether to proceed or not.

                in my case, not.
                .

                • catchpossum on 02/12/2018 - 12:14
                  -2

                  @Nugs: lol yes this is very correct, although I work in SEO and you'd be surprised - longer articles and posts generally receive more attention than a short post as it's more informative.

              • idonotknowwhy on 03/12/2018 - 12:50
                +1

                @catchpossum:

                brief I DGAF summary.

                I love this, I'm going to start using it now.

          • chriise on 02/12/2018 - 12:16

            @catchpossum: Your post said red is actually better than gold - is that based on the price only?
            Can these be purchased to meet minimum spend requirements on credit cards?

            • catchpossum on 02/12/2018 - 12:18
              -1

              @chriise: Hey Chriise, yes price pretty much - in effect they are both exactly the same card. I'm not sure what you mean by "Can these be purchased to meet minimum spend requirements on credit cards?" > can you explain this to me?

              • chriise on 02/12/2018 - 12:28

                @catchpossum: Thanks for clarifying. Some CCs have airmiles points if you spend minimum amount (eg $3000 in 90 days). Someone here might be able to confirm if buying these EFTPOS cards will count towards that minimum spend.

                • catchpossum on 02/12/2018 - 12:35
                  -1

                  @chriise: I know with Woolworths you can get bonus ' woolworths points' when buying Gift Cards over a promotional period ( for example at the moment you can buy the Visa Predpaid Gift Card and they giev you 1000 Bonus points ) In regards to Credit Cards and airmile points I wouldn't know. Plus I've been using a Qantas FF point trick for years - I never fly anywhere economy, I've also never paid to fly business class ;)

                • catchpossum on 02/12/2018 - 12:40
                  -1

                  @chriise: actually I do know of a way you can get those points. Buy something from David Jones - maybe 2 x Khloe Bags ( they are around $1500 each ) then after you purchase them go to their 'exchange Refund counter ( normally on another level ) and return them. Depending on your CC company it will show just as 'refunded' you may also like to wait 2 weeks then return them. This also works GREAT for interest rates, your credit card see's the refund as you paying off your credit card - so your interest rate goes down :)

      • cameldownunder on 03/12/2018 - 10:05

        Kudos.

  • altomic on 01/12/2018 - 00:30
    +1

    I would upload screen shots of my receipts outside of westfield to show you but unfortunately you can't do that on Ozbargain,

    you can,

    my account—-> files —->upload new file.

    once uploaded then click on image and copy and past url into post.

    • catchpossum on 01/12/2018 - 00:32

      sorry I'm new to posting on Ozbargin, took ages even to bold I'm used to Wordpress lol

      • jv on 01/12/2018 - 00:52
        +28

        took ages even to bold

        WHAT ?

      • nith265 on 04/12/2018 - 12:43

        took ages even to bold

        you should have saved some time and done a lot less of it! you've added so much bolding the intended effect of adding emphasis is lost

        But good on you for taking the time to share some good info for anyone with a Westfield card though.

        I’ve never understood why anyone buys them – sure they’re more flexible than a store gift card but by the time you’ve reached the point of giving a defacto credit card as a gift you might as well go with a card with cash inside - it would be more appreciated!

        • catchpossum on 21/12/2018 - 08:22
          -1

          lol don't even bother with the card just give me cash money.

    • catchpossum on 01/12/2018 - 00:48

      Thanks altomic, now fixed - I think?

  • CyberMurning on 01/12/2018 - 00:53
    +1

    Anyone work for channel 7 or 9?
    Maybe good for current affairs or today's tonight material.

    • catchpossum on 01/12/2018 - 00:54
      -1

      lol I know about 8 people that work in TV, it's nearly Christmas - everyone's already on holidays

    • WreckTangle on 01/12/2018 - 07:39
      -1

      Do they still have today tonight?

      • lovesabargain77 on 01/12/2018 - 11:53

        Only in Adelaide and Perth

      • [Deactivated] on 01/12/2018 - 12:17
        +1

        In VIC they've rebranded Today Tonight with an annual broadcast -
        the Melbourne Cup

      • catchpossum on 02/12/2018 - 12:15

        Once Tracy Grimshaw wins a Gold Loggie then they will stop the show lol

    • samehada on 03/12/2018 - 20:12
      +2

      What for? so that you can attract all their attention and for them to block it to Westfield only next day? This is nothing new to be honest, professional ozbargain and FF professionals all know about this.

      • 203132 on 06/12/2018 - 12:02
        +2

        I agree, this only benefits us. Any publicity might cause Westfield to change their cards and you will end up having to pay more these gift cards in the future…

      • catchpossum on 21/12/2018 - 08:24

        That sounds exciting how do I become a professional ozbargainer? Can I do a course? Will I get a certificate? < See sounds dumb.

  • neil on 01/12/2018 - 01:12
    +6

    A good wiki (probably needs updating) that lists the alternative stores that gift cards work at. Gift Cards. I believe it may have been discovered widely after this Amex Westfield Gift Card Statement Credit Deal in 2016. Another odd one is the Dan Murphy's gift cards that are Wish Gift Cards in disguise (I think this is still the case) that work in Woolworths.

    EDIT: Another one I'm keen to test out is the Casual Dining Gift Card which is an EFTPOS card however given it's only 5 retailers I do suspect it's locked to those retailers.

    • catchpossum on 01/12/2018 - 01:15

      Re Dan Murphy's Yes also correct :)

    • catchpossum on 01/12/2018 - 01:22

      https://www.casualdiningcard.com.au/gift-card-tcs/

      This Card is an eftpos prepaid gift card unless I'm wrong because it specifically sates it's and Eftpos Prepaid Card it's the same deal as the westfield gift cards - I've never used a Casual Dining Card but if it has a card number why not try it out like I suggested in the post > https://www.mobilefish.com/services/credit_card_number_check…

      • neil on 01/12/2018 - 02:13

        As per this comment. Good Food is an EFTPOS card but only works on listed restaurants. I'd guess the same with Casual Dining but will give it a test.

        • catchpossum on 01/12/2018 - 02:27

          Have you tested the card and BIN number as stated above? Just because it has EFTPOS on the card means nothing - I want to know what it says after you test it. Then I can help you.

          • neil on 01/12/2018 - 02:47

            @catchpossum: Respectfully, I'm not entering full card details into that site. :) The bin info from exact bins however is

            BIN: 501218
            Card Brand: MAESTRO
            Issuing Organization:
            Card Type (DEBIT/CREDIT/CHARGE): DEBIT
            Card SubType:
            Issuing Country: UNITED STATES

            The Perfect Gift Cards which are EFTPOS that work everywhere:

            BIN: 502125
            Card Brand: MAESTRO
            Issuing Organization: INDUE LTD
            Card Type (DEBIT/CREDIT/CHARGE): DEBIT
            Card SubType: PREPAID
            Issuing Country: AUSTRALIA

            I'll give it a test at self-checkout supermarket next time to see what happens. I'm thinking if it's not locked to certain retailers, it might be set to categories e.g. Retail: Fast Food.

            • catchpossum on 01/12/2018 - 02:56
              -3

              @neil: Card Brand: MAESTRO
              Issuing Organization:
              Card Type (DEBIT/CREDIT/CHARGE): DEBIT

              Don't worry about Card Sub Type or Issuing Country this is irrelevant, you can see both say MAESTRO and DEBIT. Follow steps above and your fine. There is no way that they can lock it to categories - you don't think Westfield would have done this ? lol

              • neil on 01/12/2018 - 02:57

                @catchpossum: Uh yeah they do according to this comment.

                • catchpossum on 01/12/2018 - 03:04

                  @neil: There is no context behind how they "tried" at other retailers - if you hand over say for example a Westfield gift card at IGA outside of a westfield then the 15 year check out chick will say " sorry we don't accept those" because she doesn't understand - hence you need to do it yourself. Test it out like you said and let me know :) it's 3am people why aren't you all in bed lol - good night :)

              • samehada on 03/12/2018 - 20:19

                @catchpossum: don't be over-confident with what you know from these search. I can tell you they can choose to set whatever they want in their system.

                I can give you a few examples which has now been blocked anyway, Crown gift card from the machine in front of Village cinemas, Homemaker centre in Springvale. It is all EFTPOS gift card, the card is still the same but it is not all locked if you try to spend outside the intended centre.

                Those who used Amex probably knew about the Crown one… well, good thing has come to an end after the post about it on ozbargain few years ago.

                The more attention you are trying to draw, the quicker the good things end. Once they really want to close the loophole, you won't even have a chance to regret that you did not make this post today.

                • catchpossum on 21/12/2018 - 08:31
                  -1

                  @samehada: I'm direct, not over confident but thanks for the feedback. I have no idea what you're even talking about Crown Gift cards and an Amex offer - I'm talking about the Red and Gold Westfield gift card - whatever your cards are I wouldn't know.

            • catchpossum on 02/12/2018 - 12:05

              @neil: soooooo ? Have you tested it Neil ? I've been waiting all weekend lol

              • neil on 04/12/2018 - 01:17
                +1

                @catchpossum: Tried today at Woolworths and got declined. It even printed out a separate slip. I believe the decline code is 58. So yes, the card can only be used for the listed retailers on the card. Oh well. Not a big deal as I'll be using them at Mad Mex anyway.

                • catchpossum on 21/12/2018 - 08:28

                  @neil: No way! 80% of my Red gift card is used at woolworths? lol - I don't want to say it but are you sure you followed the correct steps?

            • catchpossum on 02/12/2018 - 12:08

              @neil: Also neil can I ask with this one >

              BIN: 502125
              Card Brand: MAESTRO
              Issuing Organization: INDUE LTD
              Card Type (DEBIT/CREDIT/CHARGE): DEBIT
              Card SubType: PREPAID
              Issuing Country: AUSTRALIA

              I'm assuming there is a PIN on the back? I'd be interested to know as it says Card Type 'prepaid' if you pressed 'savings' or 'credit' and then entered the pin.

              • neil on 04/12/2018 - 01:19
                +1

                @catchpossum: Yes, pin on the back. Pressed savings.

                • catchpossum on 21/12/2018 - 08:33

                  @neil: Neil was the one that declined the one that said "issuing country" United States ?

                  BIN: 501218
                  Card Brand: MAESTRO
                  Issuing Organization:
                  Card Type (DEBIT/CREDIT/CHARGE): DEBIT
                  Card SubType:
                  Issuing Country: UNITED STATES

                  The Perfect Gift Cards which are EFTPOS that work everywhere:

                  BIN: 502125
                  Card Brand: MAESTRO
                  Issuing Organization: INDUE LTD
                  Card Type (DEBIT/CREDIT/CHARGE): DEBIT
                  Card SubType: PREPAID
                  Issuing Country: AUSTRALIA

  • GourmetFoodie on 01/12/2018 - 02:28
    -6

    Omfg! I'm gonna test ASAP. If true, you deserve Post of 2018 award!

    • Neoika on 01/12/2018 - 09:40
      +17

      It was already common knowledge among many in 2016(or even earlier).

      • catchpossum on 02/12/2018 - 12:03
        +5

        That's nice - common knowledge to who, you? The reason for my post was to inform people / help them out. Not really sure the point of taking the time to make that comment lol

        • Neoika on 02/12/2018 - 12:06

          It looks like you created this ID to make this post. You are the one taking the time. I have several reasons to believe you know ozbargain well, not newbie.

          • catchpossum on 02/12/2018 - 12:11

            @Neoika: ? I'm not sure what you mean, of course I know Ozbargain well? Everyone in Australia knows Ozbargain lol. I've just never joined or commented because I was always too busy with work now I am off for 2 months and I saw another post on Whirlppol where people were freaking out that they must buy the GOLD XS Westfield Gift Card because it's a superior card, it's not. Sorry just sh$ts me, Westfield make enough money they could give some back to their consumers. I'm curious though who do you think I am ? :)

    • Baysew on 01/12/2018 - 12:54

      Why would you buy a Westfield card anyway? If you are paying $2.95 or $4.95 on top of face value, what sort of OzBargain deal is that?

      • Neoika on 01/12/2018 - 13:12
        +5

        You can charge this card up to $995 with this small activation fee and use it in Aldi, Costco, IKEA or other where AmEx is not acceptable. So when you pay at those places, you are paying as if you are using an AmEx card. The AmEx points earned from $995 is usually worth more than the activation fee.

        For every $995 spent in Aldi, if you pay by VISA, the extra card fee is nearly $5, bigger than the activation fee.

        During the AmEx vogue offers, the statement back offer makes the return even better.

        • ihbh on 01/12/2018 - 13:18
          +1

          I didn't neg you, but isn't that a lot of effort for not much gain?

          The only use of these cards is when there's a substantial discount from Amex credits. Then I use it at Aldi.

          • Neoika on 01/12/2018 - 13:21
            +2

            @ihbh: Hi, I know most likely JIMB0 negged me. Some people may need to spend certain big amount in a short time for an new card bonus offer.

            • ihbh on 01/12/2018 - 13:22

              @Neoika: Gotcha. Makes perfect sense mate.

            • chriise on 02/12/2018 - 12:21

              @Neoika: Confirm these work for meeting minimum spend on credit card deals?

          • catchpossum on 02/12/2018 - 18:33
            -1

            @ihbh: I'm new to the Ozbargain forum, what does 'neg' stand for?

        • samehada on 03/12/2018 - 20:24

          Those who uses Amex probably know about this card, anyway once the devaluation happens in April it is no longer worth it anymore.

      • JIMB0 on 01/12/2018 - 13:13
        +3

        Sometimes they could be obtained at a discount to face value. I doubt that will be happening again after this. Add it to the list of things that have been ozbargained (Telstra Google play credit, buying gift cards with wish cards etc.)

        • Neoika on 01/12/2018 - 13:19
          +2

          That's why you always neg anyone who tell more, but I do not mind:).

        • meumax on 02/12/2018 - 12:48
          +1

          It used to be even better cos you could use the Westfield cards to pay bills at Australia post. Yes, even credit card bills.

          It was also possible to buy them without the activation fee if you bought them in $10k lots via their corporate gift card program.

          This was Ozbargained a long time ago. I'll let the reader work out what you used to be able to do with all these pieces of info.

          • fishball on 02/12/2018 - 20:41

            @meumax: That sounds pretty insane, could perpetually roll over CC debt and rack infinite points. Nice work to whoever found the looophole

            • ihbh on 02/12/2018 - 21:27

              @fishball: Imagine you misplaced one going to the post office. Ouch!

          • macmine on 25/12/2018 - 14:24

            @meumax: Oh, does it mean you can’t use either the red or gold cards to pay bills at Auspost any more? Taking about utilities bills….

            • meumax on 25/12/2018 - 14:41

              @macmine: Yes that trick was shut down a long time ago.

            • samehada on 25/12/2018 - 14:42

              @macmine: Good luck with that. Auspost has sent out memo to ALL post office to NOT accepting Westfield and the Eftpos gift card.

              • macmine on 25/12/2018 - 14:46

                @samehada: Oh- so on the other hand, can we still buy the Auspost Load&Go prepaid Visa with the Westfield XS cards then?

              • macmine on 25/12/2018 - 14:47

                @samehada: Still there some thread on OZB on this to read up?

        • catchpossum on 21/12/2018 - 08:40
          -2

          lol I don't think westfield care, they care about the $2.95 fee and $4.95 activation fee in their pocket - also what's the point of Ozbargain forums and deals if you can't share your Legal tricks with everyone? I just think a lot of you may be a little bit greedy…#giveback ( yep i'm doing hashtags )

          • samehada on 25/12/2018 - 14:44
            +2

            @catchpossum: @OP: I don't know what your real motive to dig up this. Just to show off what you know maybe.

            Don't be over-confident, what ppl know is far more than what you know.

  • John Kimble on 01/12/2018 - 07:42
    +2

    In fact the cheaper RED Westfield Gift Card is BETTER than then the more expensive XS Westfield Gift Card Gold.

    Why is it better?

    • CyberMurning on 01/12/2018 - 10:31
      +1

      Because red…so obvious

    • swimmingtoad on 02/12/2018 - 01:49
      +2

      Sounds like a TV infomercial. But wait there is more …

      • catchpossum on 02/12/2018 - 12:02
        -2

        lol but you read it and now you know.

    • catchpossum on 02/12/2018 - 12:01
      -3

      I thought writing a long post would post would clear up any confusion. Please read the post again and let me know if you have any questions.

      • chriise on 02/12/2018 - 12:22

        I read the whole thing but wasn't clear why red is better. Does the XS not have a BIN and maestro?

        • catchpossum on 02/12/2018 - 12:25
          +1

          All Predpaid and most gift cards ( not all ) are linked to Banks, hence the BIN so yes the XS Gold would have a BIN - I've never bought an XS Gold gift card I mean why would I as it's the same as the Red Westfield Gift Card.

          The RED Westfield Gift Card is better because it's cheaper - that's it.

    • Munki on 03/12/2018 - 11:54
      +2

      Because it goes faster.

  • OzJD on 01/12/2018 - 08:05

    Not all Maestro cards are equal. I tried to run a customers Italian Maestro card through a NAB terminal recently, and it didn't work - if they had an EFTPOS card it would have worked fine. They'd told me they hadn't had much success using it anywhere here.

    P.S. I don't mean transaction declined, I mean it couldn't even find an account to charge (immediate rejection after swipe)

    • catchpossum on 02/12/2018 - 11:59
      -1

      My cousin was visiting from Sweden, her Maestro card worked but there were times similar to your situation - generally it was because the employee was to quick or rough with the swipe, again it could be different for Italian cards but Swedish maestro cards work fine in Australia.

      • wozz on 03/12/2018 - 07:01

        I'd agree, card details aren't even sent to the network just after the swipe, so the network wouldnt have rejected it!
        However if the card couldn't be read by the reader, then it would appear to be rejected.

  • John Kimble on 01/12/2018 - 08:08
    +4

    Westfield gift cards were created with the intention that they are only to be used at Westfield merchants, it is a product designed for that and agreements put in place between the service providers, card issuer, Westfield's and their merchants. It's their products and they can say where they want the cards to be used.

    However, since there is no effective way for anyone to actually tell whether or not a merchant is a Westfield merchant or not at a transaction based messaging level, you've discovered the loophole that it can technically be used anywhere.

    I'm guessing if anything happened to go wrong with your transaction, they would just pull out the T+Cs and you would get no support from Westfield Gift Cards if you use it at a non approved/authorised merchant.

    If the main issue is you think it is dishonest or misleading for them charge slightly more for the gold one, then perhaps you have a point. But again, I assume there are additional costs/variables for the gold version (even something as simple as having the EFTPOS logo on them maybe), which might be why they charge more?

    • Neoika on 01/12/2018 - 09:51

      That's why I always use it up in one transaction to avoid any possible trouble later. For example, buy a 7-Eleven (definitely a not participating merchant) giftcard and charge up the fuel APP.

    • catchpossum on 02/12/2018 - 11:57
      -1

      Yes that's correct you're paying for very clever advertising, the fact its Gold and it has an EFTPOS logo - that's it

    • [Deactivated] on 02/12/2018 - 13:10
      +2

      From my understanding of the T&C's, there aren't any approved/authorised merchants. Only participating merchants, ie any retailer with EFTPOS facilities that chooses to accept it.

      "Gift cards may be used to purchase goods or services at participating retailers in Westfield shopping centres in Australia with “EFTPOS” facilities, when the retailer elects to accept the gift card and the gift card has enough unused value to make the purchase. Westfield XS Gift Cards can also be used at certain retailers outside of Westfield shopping centres with “EFTPOS” facilities which elect to accept the gift card. A list of participating stores and centres is available online at westfieldgiftcards.com.au. Some retailers may choose not to accept the gift card."

      • John Kimble on 02/12/2018 - 13:15
        +1

        Fair enough. Basically the same thing though, agree?

      • catchpossum on 02/12/2018 - 18:24
        -1

        ah Yes I forgot about this, notice when you click on the link of 'accepted retailers' it shows you a list of Westfield locations. I imagine most people would like to see a list of accepted retailers IN a Westfield - The Reason they don't have this is because they can be accepted everywhere :)

  • GourmetFoodie on 01/12/2018 - 08:19
    +1

    Only issue I can foresee is if you want to return something?

    • jacktator on 02/12/2018 - 08:42
      +1

      I can confirm. Got double charged once, and refund is NOT possible by card.
      Poor merchant had to refund me cash instead.

    • catchpossum on 02/12/2018 - 11:56
      -1

      I've returned food at Woolworths, I had my reciept - the lady behind the counter gave me cash as I said it was a 'Gift Card' ( didn't mention Westfield ) and I had thrown it out.

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