meumax » user profile

I don't know about that. I think it would make it so that your skillz determines who wins, not who has the biggest wallet. I mean everyone…

If you give people the option to "pay to win", then those with the means to do so will take it. I myself will take it as I have the means…

No. I wish there was no choice so everyone had to send their kids public. Then I would do the same happily knowing the rich kids will be at…

TBH, I plan to send my kids to a low fee paying high school when the time comes too. But that's because as I said, the quality of the kids…

>local (usually, low-cost) independent school. That's all it takes to weed out children of poor parents. Sadly this results in a system…

I would like us to be more like Finland, the worlds best. Australia is a global outlier on the number of kids in non-govt schools. We need…

There can still exist streaming within public schools to identify and nurture talent. I stand by my opinion that society is better of when…

It's currently "better" because all the rich kids go to the fee paying schools. Schools can only do as well as the quality of the feed…

This is a good thing. As shown by the mess we are in, when you give parents choice, wealthier parents will tend to send their kids to…

Irrelevant in the sense that, yes, it is likely it can be "proven" it is the tenants hair that caused the blockage. BUT, that falls within…

It was obvious. On previous visits we observed the oversized rolls squeezed on to the holder causing it to slightly deform. It must have…

In this case, neither party can prove their case. That being the case, I still think the onus is on the owner to provide a habitable home.…

But how would you know if it was the tennants hair? Could easily have been building up for many years from previous tennants and it is just…

Impossible to prove whose hair was causing the blockage. Could have been build up from previous tennants for all we know. Therefore the…

Looking at the camera footage, the other driver didn't run into you, YOU ran into them. You should have done an over shoulder check before…

No problem paying for all of that expertise in complex consultations. What I object to is having to pay $100 to get a sick note to get the…

Probably an old house built circa 1900-1930 when there were no car parking requirements.

Anyone knows a login for Choice online? I find it more useful than online versions of the physical magazine as you can easily search and…

I get two SMSs. One saying, "It's going to be processed". This arrives around 5 days before. Then I get a second that says "Your Citi…

!@#$% I used this account to instantly credit my Citi Mastercard when a Payall payment is due. I can Osko instantly from my mortgage offset…

Sure. But the point I am trying to make is that an unleveraged investment has to do A LOT better than the leveraged investment to beat the…

It's hard to get a return on the difference in rent to repayments that'll beat the capital gain on a house due to the leverage. A bank will…

You either buy in the expensive areas and send the kids to public school knowing only rich people can afford to live there and hence the…

You're getting ripped off on your current mortgage rate if your repayments have doubled. I borrowed approx $1M and refinanced from 1.99% to…

You don't need to go overseas to spend quality time with your kids.

You won't have a problem. If you keep up the repayments it is guaranteed to amortise itself after exactly 30 years. But I know you will do…

Because you're being too tightass. On your figures you'll have around $9k free cash flow per month to spend and save. That's more than…

Holy moly, just realised it's $150k AFTER tax. That's roughly what we were on when we borrowed $1M which more than the entire value of the…

I sense disbelief. But it's not so hard to achieve given how much assets have grown over the last 20 years which is about how long I've…

The only thing that is a no no is advertising a room without a window as a "bedroom". As long as it has a window, I think it can de…