Interested in getting a new mobile phone (S10+), but spreading the cost over 24 months.
The plans I have seen so far, don't appear to be too appealing (as yet).
Are there any 'plans' that just give you a phone, but let you get a decent phone usage plan elsewhere?
I looked at HN interest free, but there are setup fee's and monthly management fee's, so you are still paying 'interest' - they just call it something else.
Pretty sure you can do this on an iPhone with Apple. They sign you up to Latitude finance or whoever it is with the credit card and you can then pay off a new device over 24 months.
Apple sell Samsung now?
I meant just as a general comment.
Have you heard of Amex's "Pay Your Way"? Supposedly interest free and you can choose to pay it off in 3, 6 or 12 months. I haven't used it myself but sounds like a good alternative to afterpay/zippay. They do have an establishment fee for it though.
https://www.americanexpress.com/au/credit-cards/pay-your-way…
So you want a loan to buy a phone?
Considering there are phones theses days that cost more then my first car it kind of makes sense doesn’t it?
It does.
Just summarising the unnecessarily convoluted OC.
Save up money in your bank account…. If you don't have some cash saved up you shouldn't really be buying a $2k phone
That's not how it is now. If it can't be financed, it's not worth it.
I know, cos I learned a lot in skool, as well as from my distracted parents
However you cut it, it's called borrowing.
You can either get a personal loan, put it on credit card, arrange store credit or whatever, or you can get in bundled with a plan.
In the first case, you are explicitly charged interest, fess, etc.
In the second, those fees, interest, etc. is baked into the plan price.
You don't get nothing for nothing.
Sign up with Vodafone on a 24/36 month plan and you would be able to move your sim plan(number) to an other provider after a month. But you will be paying off Vodafone for the cost of the phone at RRP divided by 24/36 months.
Vodafone don't charge you a termination fee or interest for the plan, as long as you keep paying off the monthly installments for the phone.
You could take up the S10+ on a 24/36 month payment term and add a plan for a month to it and then port out to someone else where you find better value. Do this only if you can't afford other carriers as I can guarantee you, which ever way you work it out, this would cost way more than any of the recent S10/S10+ deals on the long run.
Samsung offer it directly through their stores "interest free"…. but it's through latitude finance so there is bound to be hidden charges, monthly charges etc.
If someone already has a GEM VISA card,Good guys has a 60 month interest free plan.
https://www.thegoodguys.com.au/samsung-galaxy-s10-plus-128gb…
Why not use afterpay, zip pay etc to buy the handset? I doubt a mobile carrier would give you just a phone on a plan unless it's an add-on device for an existing plan.