Can I Claim Electric Oven Motor Burnout from Insurance or does It Only Contain Fan ?

I have electric oven which has stopped working. It went off after a spark and some smoke.

I have a feeling that motor is burnt out and I can claim it with insurance but one of the electrician suggested that it might be fan which is burnt out as it does not contain motor.

The model is Primera PR 600 SX.

Thanks

Comments

  • +1 vote

    Perhaps you should consider ringing your insurance company and asking them?

    •  

      I called them and they have no idea. They recommend getting an electrician do the inspection.

    • -1 vote

      No… Surely Australia's favourite bargain site knows more than OP's insurance company?

      •  

        I am with RAC and they literally said they have no idea about it and I need to get an electrician to confirm.

        •  

          You need to get an electrician to confirm what?

          An electrician cannot decide whether it's claimable on your insurance. Perhaps your insurance company has asked you to get something in particular from the electrician?

          Oh, hang on. I think I understand now. You want someone here, without having seen your oven, to declare that there's a motor in your oven, AND that the motor has burned out, AND that the burnout is the reason that your oven no longer works, AND that it's therefore claimable on your insurance. Is that correct?

          •  

            @pjetson: I think you have over engineered my question mate.

            I wanted to clarify the comment made by an electrician that oven runs using fan and usually that burns out and not the motor. I have doubt in his statement as I thought any electrical equipment will have motor in it.

  • +1 vote

    u might be able to depending on pds.
    also what's ur excess and the price of repairing or replacing, got to factor those things in

  • +1 vote

    you can claim it. and if they say you can't then they are lying. /s

  •  

    You'd want to check what the excess is on a claim. May not be worth it - eg if your excess is $500 or $1000.

  • +2 votes

    If it does not have a motor, then what drives the fan?

  •  

    Are you talking about ciaiming under warranty? Did your kitchen catch fire…i don’t get where insurance fits into this scenario

  • +1 vote

    A "fan" is a motor. The motor turns a fan blade to circulate the air. If you have motor fusion then yes it would technically be covered if the motor was burnt out, however;

    A) If it was to be the motor, I reckon your excess would be more then the cost of repair.
    B) If you seen the spark and smoke from inside the oven I'd say it was the element that has blown and that is not motor fusion.

    Primera just appears to be a cheap OEM oven.

    •  

      Thanks for the detailed information. My excess is $500 and I don’t think the motor of this discontinued model will be available. I probably have to get a new one. Insurance company says that they will cover the cost of new one if the motor is not available in the market.

      I will call an electrician now to check and give a report.

      Thanks

      •  

        I think the motor will be available. If not there will be something that will fit it, even a universal motor will fit it.

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