Best Ways to Use NAB Rewards

Hi Guys,
Currently I've ~400k points build up on my NAB rewards. Looking for options to best utilize these. I think buying wish gift cards (or any others) is not very economical as we can buy those on ebay with upto 18 % and 5% off all the time from rewards sites.
Planning to travel to Nepal in Jan 2020 and USA in Dec 2020.
Any help would be greatly appreciated.

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)

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