spiff » user profile

| Member Since | 30/07/2013 | 
|---|---|
| Last Seen | 1 hour 12 min | 
| Badges | 11 3 | 
Recent Activities
spiff replied to 
 pandaman on Borrow or Refinance with CommBank Digi Home Loan, Get up to 300,000 Qantas Points (Loan from $300,000) @ Commbank
    ANZ has the same fee
    
  That's right, there aren't many banks offering $3-4k. $2k makes you question whether the effort is worth it. They also may have clauses…
    
  I don't know, I haven't spoken to every single bank. But the rate you see advertised can be negotiated dependent on your LVR.
    
  Of course at 1% discrepancy the numbers will blow out. But out of the banks that are offering cashbacks, the rates don't appear to be this…
    
  I don't think it is assessable income from a tax perspective but best to check with your accountant. Allow around $800 in costs to…
    
  spiff replied to 
 Ryder08 on 3 Shirts or Polos for $135 + $19.95 Shipping ($0 with $199 Order) @ Charles Tyrwhitt
    Yeah TM Lewin super slim used to be my go to. The problem with Hawes and Curtis is shipping is only free above $500 so can't just buy 1 to…
    
  spiff replied to 
 sav11 on 3 Shirts or Polos for $135 + $19.95 Shipping ($0 with $199 Order) @ Charles Tyrwhitt
    I don't think CT has a "Fitted" category? Only Extra Slim Fit, Slim Fit and Classic Fit Hawes and Curtis has Extra Slim Fit, Fitted, Fitted…
    
  spiff commented on 3 Shirts or Polos for $135 + $19.95 Shipping ($0 with $199 Order) @ Charles Tyrwhitt
    Is Hawes and Curtis slimmer than CT extra slim? CT extra slim is still too baggy
    
  spiff replied to 
 soulink on Qantas AmEx Ultimate: 100,000 Qantas Points ($3,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee
    I was rejected a year ago but then got approved this year in Feb, having had more than 2 other applications in the last 12 months. Not sure…
    
  spiff replied to 
 King Steuart on Red Rock Deli Potato Chips 165g $3 ($2.70 S&S) + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
    Have you considered getting new kids
    
  Voucher expires and need to activate by 31 Dec 2024
    
  spiff replied to 
 Embaloo on 3 Shirts or Polos for $135 + $19.95 Shipping ($0 with $199 Order) @ Charles Tyrwhitt
    Thanks! Usually im size 40 collar but CT only had 41 which is fine. But the slimmest fits are still too baggy. TM lewin was a decent fit…
    
  spiff commented on 3 Shirts or Polos for $135 + $19.95 Shipping ($0 with $199 Order) @ Charles Tyrwhitt
    Are there slimmer shirts than CT business shirts for around the same price?
    
  Another tall poppy syndrome post
    
  spiff replied to 
 threeseed on Tesla Model Y Inventory: RWD fr $63,780 (Was $65,700), LR fr $71,970 (Was $74,700), Perf. fr $82,210 (Was $84,700) + ORC @ Tesla
    Still better than inferiority complex fuelled rants on ozbargain.
    
  spiff commented on Trump: The Art of The Deal Paperback $19.25 + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
    So many triggered commies lol
    
  No it shouldn't.
    
  spiff replied to 
 [Deactivated] on Hyundai MY23 IONIQ 6 TECHNIQ AWD EV ~$79,000 Driveaway (Save $10,500), EPIQ ~$90,000 Driveaway (Save $5,288) @ Hyundai Australia
    Calling someones argument meaningless and pointless is meaning and pointless. What are you adding to the conversation?
    
  spiff replied to 
 Outsider on [Pre Order] Apple iPhone 15 (Pink, 256GB) $1499 (11.8% off, RRP $1699) Delivered @ Amazon AU ($1424.05 PB @ Officeworks)
    Tell me you have no idea about economics without telling me you have no idea about economics
    
  spiff replied to 
 rooster7777 on Free Bible Commentary for NIV Application - Letters of John (Was US$26.99) @ Logos
    Religion may not be my cup of tea but it certainly is better than filling the spiritual void by preaching about climate change, social…
    
  Meh
    
  Nah no suv. Van. Family of 6.
    
  Never owned an SUV before kids, only owned Corollas. So I didn't know what it was like to "drive high". After kids, there's no way a…
    
  Too late now unfortunately
    
  spiff commented on Credit Card with Price Protection
    Coles and 28D price protection policies were the best but are discontinued for new cardholders. Other price protection policies are too…
    
  I thought ozb was full of libtards but the vote count has restored my faith in humanity
    
  spiff replied to 
 ab g on Huggies Ultra Dry Nappies Boy/Girl Size 3 (6-11kg) 180 Count $60 ($51 with Prime & S&S) Shipped @ Amazon AU
    Pampers are not good compared to Huggies
    
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