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AmEx Explorer Credit Card 70,000 AmEx Reward Points + $400 Travel Credit & More ($395 Annual Fee)


Explore the benefits

Receive a $400 Travel Credit each year that can be used on eligible flights, hotels, car hire or unique experiences when booked through American Express Travel4

Enjoy two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport5

Travel with peace of mind knowing you’re covered with complimentary domestic and international travel insurance when you pay for your return trip with your Card6

Take advantage of 0% p.a. on balance transfers for the first 12 months.7 A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases. Learn More

Your Rewards, Your Way

Earn points every day
Earn 2 Membership Rewards points per $1 spent on purchases excluding government bodies in Australia8
Earn 1 Membership Rewards point per $1 spent at government bodies in Australia8
Earn points faster by adding an Additional Card for up to 4 family members or friends, at no extra fee9
Enjoy no limit on the amount of Membership Rewards points you can earn, no matter how much you spend each month
Choose your rewards
Redeem points with your choice of 9 Airline Partner Programs10 including Virgin Australia and Singapore Airlines or with our Hotel Partner, Hilton Honours
Book travel online with Webjet11 or American Express Travel12 and pay with points
Use points for gift cards13 from leading retailers, or to pay for charges on your Account13
Turn your points into unforgettable experiences at Ticketmaster 15


$400 Travel Credit4 each Membership year for flights, hotels, experiences or car hire when booked and paid for online at American Express Travel
Two complimentary entries into the American Express Lounge at Sydney International Airport or Melbourne International Airport5
Book two consecutive nights' stay and enjoy a hotel credit up to US$100 and a room upgrade, (when available) at properties part of The Hotel Collection16.
Complimentary domestic and international travel insurance for you, your partner and your dependent children under the age of 22 when you pay for travel on your Card including:
⁃ Medical Emergency Expenses Cover6 up to $2,500,000
⁃ Personal Liability Cover6 up to $2,000,000
⁃ Travel Cancellation Cover6 up to $30,000
⁃ Travel Inconvenience Cover6 for flight or luggage delays and missed connections
⁃ Up to $10,000 cover for loss or damage to baggage, money or documents;

Protection when you need it most

Smartphone Screen Insurance6, covering up to $500 for repairs if you break your screen
Buyer’s Advantage6, extending the manufacturers' warranty by up to 12 months on eligible items purchased with your Card
Purchase Protection6, covering you for the replacement of stolen or damaged items purchased on your Card
Refund Protection6, cover for new items purchased on your Card should a store refuse a return
Online Fraud Protection Guarantee17 , keeping you protected from unauthorised charges made on your Account
Emergency Card replacement18, for lost or stolen Cards virtually anywhere in the world.
Use your Card securely around the world and check-out with Apple Pay, Samsung Pay and Google Pay

Referral Links

David Jones Card: random (51)

Referrer: 15,000 Reward Points
Referee: 25,000 Reward Points with 3 purchases outside DJ in 1 month

David Jones Platinum Card: random (6)

Referrer: 30,000 Reward Points
Referee: 40,000 Reward Points with 3 purchases outside DJ in 1 month

Related Stores

American Express
American Express

closed Comments


    Income required = $65,000


    I got it earlier this year at 100k bonus sign up points. 70k is not a big deal.

  • +3 votes

    Even at 100k sign up bonus now it's not worth it.

    • +1 vote

      What Amex cards worth it? I'm mainly after a card that has nil annual of enough benefits to cover the annaul fee?

      Reason for the card was all the amex deals.


        Just go for one of the three no annual fee cards (whether you care about Velocity, Qantas or Amex points)


      Better than no points at all!

      Churn this card just like every other card.

      There's nothing special about AMEX cards anymore.


        Better to wait for FF points card deal if you're paying that annual fee. 100k Qantas or Velocity points is like 200k Amex points…


    Referral link showing 60,000 points not 70,000 as in title.

    60,000 points was the bonus on offer (using a referral link) when I applied for this card 3 months ago.


    You can get 100k points twice per year so this is pretty average.


    I had a pleasant experience with Amex. As promised I received the 100K points and the $450 Travel Credit. I received bonus points for every dollar I spent on Qantas Website using the same card. Their App is great! Love the notifications and transparency.


    It says the points can be used with TicketMaster, but what about the 'travel' credit?

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