AmEx Statement Credit: 10 Bonus Points for Each $1 Donated to Red Cross Online Bush Fire Relief Appeal

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10 Bonus Membership reward points for each $1 donated

Online only

DETAILS

Help support the Australian Bushfire Crisis. Save offer to Card and for each $1 donated online at Red Cross by 29/02/2020, as a thank you, you'll receive 10 bonus Points, up to a maximum of 10,000 bonus Points. Exclusions and limits apply.

OFFER TERMS

Limited to the first 16,000 Cards to save the offer.
Excludes purchases of raffle tickets.
Maximum of 10,000 bonus Points can be earned per Card to which the offer is saved and only spend on this Card counts towards the Offer.
Excludes transactions where you do not spend directly with your Card to which the offer is saved, at Red Cross Online at fundraise.redcross.org.au/drr. Offer valid at Australian website only.
Excludes transactions made through a third party establishment or payment processor.
You must be enrolled in the relevant loyalty program and have an active loyalty account to receive the points.
Additional Cards are not eligible for this offer.
Points are not redeemable for cash.
Points should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from offer end date.


Edit 22/1. Further terms from BeauGiles provided by AmEx:

Terms and Conditions

  • Bonus points will be awarded based on the relevant loyalty program your Card is enrolled in. You must have an active loyalty account to receive the points. Each loyalty program has a limit to the number of Cards that can save the offer:
  • Limited to the first 30,000 Cards to save the offer for Cards enrolled in Membership Rewards.
  • Limited to the first 16,000 Cards to save the offer for Cards enrolled in Qantas Frequent Flyer.
  • Limited to the first 5,000 Cards to save the offer for Cards enrolled in Velocity Frequent Flyer.
  • Limited to the first 2,000 Cards to save the offer for Cards enrolled in Altitude Rewards.
  • Limited to the first 2,000 Cards to save the offer for Cards enrolled in Altitude Qantas Rewards.
  • Limited to the first 1,000 Cards to save the offer for Cards enrolled in Altitude Velocity Rewards.
  • Maximum of 10,000 Bonus Points can be earned per Card to which the offer is saved and only spend on this Card counts towards the Offer.
  • Excludes purchases of raffle tickets.
  • Excludes transactions where you do not spend directly with your Card to which the offer is saved, at Red Cross Online at fundraise.redcross.org.au/drr. Offer valid at Australian website only.
  • Excludes transactions made through a third-party establishment or payment processor.
  • Additional Cards are not eligible for this offer.
  • Points should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from offer end date.

Referral Links

David Jones Card: random (49)

Referrer: 15,000 Reward Points
Referee: 25,000 Reward Points with 3 purchases outside DJ in 1 month

David Jones Platinum Card: random (5)

Referrer: 30,000 Reward Points
Referee: 40,000 Reward Points with 3 purchases outside DJ in 1 month

Related Stores

American Express
American Express
AmEx Statement Offers
AmEx Statement Offers
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Red Cross
Red Cross

Comments

  • +1 vote

    Max 10,000 points (ie. $1,000 donation)

  •  

    Keep getting a "Your card was declined" in the payment portal.. :/

  •  

    How much is 10 points worth

  • +15 votes

    If I donate $100, how much can be used for bushfire relief purpose? I believe the Red Cross should be a fully disclosure entity, I will read the financial report first.

    • +1 vote

      Also interested in this

      • +2 votes

        I chose to not donate to them based on what your saying, we sent our money elsewhere.

        • +1 vote

          Where did you donate to?

        • +1 vote

          I didn't say anything negative about Red Cross, just raise a question for myself - to make sure majority of the donation actually go for the intended bushfire relief purpose.
          Don't take my comment wrongly, make your own decision after reading the financial disclosures.

          So far I donated non perishable food through my workplace and child care.

          • +2 votes

            @gstfree: Absolutely agree. When we donate we all think that 100% of the funds go to those in need but this is always not the case as some have running costs which they need to cover.

            It would be great to see full disclosure of where funds go for every charity and how quickly they reach to those in need. Unfortunately this is not always the case.

            Either way this shouldn't discourage donations and helping others in our times of need. Band together, we will get through this disaster!

          • +6 votes

            @gstfree: Non-perishable food has good intentions but limited uses and the wasted logistics of transporting it the destination. Most of the time, transport logistics cost more than the worth of the donation. Money also means local businesses start to get their income back.

            Money isn't just limited to food but the actual recovery/rebuilt process which is the biggest cost. Feed a farmer and he is happy for one day or help them rebuild their farm and is happy for much longer.

            • +5 votes

              @Sweetnsour: Agree. There was a call out for monetary donations instead of clothes and food from the VIC government recently as they no longer have the capacity to manage those donations, and it's not what people require in the long term.

        • +1 vote

          For the Victorian fires, the Gippsland Emergency Relief Fund is an excellent choice. Run by volunteers so a huge proportion of money received goes directly to those in need rather than admin.

          That said, I'm led to believe that the Red Cross are quite efficient (but have nothing to back that up). Personally though they're on my blacklist as are any charity that use chuggers for fundraising, but I have donated to others for the same purpose.

    • +4 votes

      I had the same thoughts but on further thought im assuming that all these admin costs are fixed and occurring regardless therefore of my donation all will go directly to the cause. It's not like of my 100 dollar donation they take 20 of every donation to give to the CEO. That's my understanding anyways.

      • +2 votes

        Yes that's a good point. These are largely fixed costs that are incurred by running their business. It's a fine line as you're donating to these charities that need to carry substantial infrastructure to do their charitable work.

        I was looking into the NSW Rural Fire Services & Brigades Donation Funds and this fund is entirely run by 6 trustees that appear to be volunteers. I would assume that every dollar that goes into this trustee is more likely to go to the cause. Will they be as effective to the cause compared to an organisation like the Red Cross?

        Interestingly the NSW RFS & Brigades recoded C. 800k in donations according to their financial reports in 2018. Celeste Barbers FB donation page has recorded something like $49m and counting… This is insane!

        At the end of the day every dollar will help those in need and that's the most important.

    • +11 votes

      I think you're looking at it the wrong way. We should be focused on the outcome of the donations - what they're able to achieve with the money.

      Let's run a hypothetical comparison - Red Cross vs Charity X. Red Cross (let's say) spends 70% of the donation on bushfire relief, while Charity X spends 90%. But (again hypothetically speaking) the 70% reaches those affected weeks sooner due to the Red Cross already being active in the area and gets spent on essentials. Charity X spend the money on less important items like concerts to raise their spirits or sporting equipment for them to use (just a couple of random ideas, I'm sure there are worse/more plausible things that donated money can be used on). So overall, even though fewer of the dollars spent on the Red Cross goes towards the affected people, that money actually does more good than the amounts donated to Charity X.

      As an analogy, you wouldn't look at the proportion of revenues spent on staff wages for BHP or Rio Tinto - just what their dividend/share price increase is.

      • +2 votes

        This is a very reasonable analysis, Thank you. Agree!

      •  

        As an analogy, you wouldn't look at the proportion of revenues spent on staff wages for BHP or Rio Tinto - just what their dividend/share price increase is.

        This is 100% wrong. Profitability is revenue minus costs. Cost increase negatively affects value.

        I for one am super skeptical on donating to the Red Cross, particularly looking at their commission-based ‘charity muggers’ on the street

        • +2 votes

          Cost increase negatively affects value.

          But not if it brings about value greater than that cost. Otherwise under your logic, a company wouldn't invest $1m to make $5m because it's an increase in their "costs".

          I for one am super skeptical on donating to the Red Cross, particularly looking at their commission-based ‘charity muggers’ on the street

          I think you've missed the point of what I'm saying. It's up to the Red Cross to spend their money however they like - it should then be up to us to evaluate the effectiveness of the outcomes they achieve. If charity muggers were losing money for the Red Cross (or other charities), they wouldn't be employed in the first place. So overall it's an investment by the Red Cross that has a positive ROI which they then use to fund the rest of their operations.

          • -1 vote

            @Fexofenadine:

            … Otherwise under your logic, a company wouldn't invest $1m to make $5m because it's an increase in their "costs"….

            Spend more to make more makes sense I guess but with charities, cost base shouldn’t scale equally with donations.

            If charity muggers were losing money for the Red Cross (or other charities), they wouldn't be employed in the first place.

            From an effectiveness standpoint, totally agree but commission-based dealings go against the core of NFP. Just feels wrong.

  • +2 votes

    correct me if I’m wrong, but wouldn’t the company receiving the donation via credit card be slugged for a transaction fee in the range of around 1.5-3%?

    If so, with this deal, you’re really donating about $97 to charity and $3 to amex, for every $100 sent.

    Bank transfer always gets the most money into the charity’s accounts, and since you’re not worried about getting goods or services in return, you don’t need chargeback ability.

    • +5 votes

      Charity and non profits can get eftpos facilities with no transaction fees I believe.

      • +3 votes

        That’s a possibility. I’d like to see some evidence that they are not being charged transaction fees before making use of this deal. Otherwise, you’re far better off just donating $97 to red cross via bank transfer and keeping the $3for yourself (or also donating that $3 via bank transfer)

    •  

      You have the option of covering the merchant fee. Not sure why online payment processors don't waive this fee for charities..

      •  

        Because the payment processors still have costs to pay? Servers to power? Data centres to run? Staff to pay?

  • +1 vote

    You have to donate $2,160 to get $100 DJ Gift Card.

    $100 DJ Gift Card = 21,600 Altitude points.

  • +1 vote

    As AMEX is giving you points wont that mean it's not tax deductible any more? Therefore you loose 30%+ tax credit for 5% in points??

    • +3 votes

      Don't think so? As you're not receiving the points from the charity.

      Otherwise it'd be the same if you were donating on any card that gives you points to any charity?

      Although I'm not an expert, so interested

      • +1 vote

        Amex giving you bonus points is separate, it's amex being nice and giving you free prizes and there for wont be taxed, they have no right to tax bonuses or winnings unlike in USA.

        EDIT: Actually ok wow 'If you receive something for your donation (e.g. raffle ticket, pen, bandanna), you cannot claim that donation on your tax return. This is because the ATO sees this as a transaction where you receive a good/service in return for the money you donate.'

        • +1 vote

          Any ideas about the tax implications of all the homeloan refinance deals going around lately. I'm guessing banks would need to declare it and therefore we need to as well?

        •  

          points have no value in the eyes of the ATO that's why you don't need to pay tax on the points you earn (even if they come with the business spends you put through your corporate credit card) nor can you claim a deduction if you use the points to redeem flights for work travel. Therefore i am not sure whether receiving something that has no value can be count as "receiving something".

    • +1 vote

      No.

    •  

      I would also like to know.
      If I donate via this Australian Red Cross site, is it 100% tax deductible when it comes to end of financial year?
      Usually charities makes this statement very clear, but I see no such information in the site provided.

      • +1 vote

        After donation there’s a link to a downloadable PDF tax receipt.

        Edit: it’s also emailed

  • +2 votes

    Mine came up as 10 velocity points as mine is a velocity amex card

  • +1 vote

    The link to redeem is broken?

    http://fundraise.redcross.org.au/drr

    Keeps getting gateway error

    EDIT: Seems to work now

  • +1 vote

    Aww… made a big donation last weekend

  • +2 votes

    Where can I see how much Redcross spends in Australia? Are funds consolidated across the globe? I can see no reference to Oceania region in latest available form 990.

  • +1 vote

    While this might sound harsh, for what the Red Cross do, I'm sure they've already received more than enough to hire more staff to support the ongoing community support efforts around this. Their main focus is on providing non-professional psychological support?

    The government should have set up a consolidated donation page and then allocated it accordingly. Most of the donations need to go towards tackling the issue at hand and trying to prevent and deal with further catastrophies in future.

    And Amex shouldn't be encouraging to donate to just one charity. It should do a number of them.

    • +1 vote

      And Amex shouldn't be encouraging to donate to just one charity. It should do a number of them.

      But then that would make them lose their own money.. Amex isn't a charity, it's a business.

      It's just encouraging collection on behalf of their userbase so they can say they facilitated a larger amount of donations (made up from amex card holders) than rather donating.

      You could say the government should just "do a number of them" as well. But Scotty from Marketing will have to affect his budget of looking good, Budget Surplus

  •  

    After reading this article, we will be donating to a different fund. Would love the points, but nah!

    It’s not even guaranteed to goto bushfire related things. God damn misleading!
    “ Disaster Relief and Recovery
    Your donation means Red Cross can be there as soon as an emergency strikes in Australia and further afield. With your support, we can help communities to prepare, respond and recover from disasters.”

    https://au.finance.yahoo.com/news/bushfire-donations-going-r...

  • +2 votes

    Has anyone been paid out in points yet?
    I made my donation on the 14th of last month, and still no points from it.

    Thanks!

    • +2 votes

      I’ve still got not points either, not sure when they will be given

    • +2 votes

      No points either. Guess I’ll keep checking my statements. Could take 90 days.

    • +1 vote

      Thanks for the quick responses, good to hear I'm not the only one…

      • +2 votes

        I just had bonus points under “ Red Cross Offer” added to my account for a donation a few days ago, but no points for my donation a day after I activated in January

    • +2 votes

      Yep. We donated last week. No points showing. Doesn't show the Amex 'offer' as used either.

    •  

      Yeah I still have no points. And similarly have no e-mail and the Amex offer hasn't been displayed as used either. Looks like I'm not the only one from the above.