Home Loan: New Borrower, Loan Approx $280k, Want Offset and Rate 2.xx%

2jzzzz on 09/03/2020 - 08:05

Hi all,

if someone has recently gone through this, who did you end up going with?

This is not a refinance, loan will be approx. $280k, offset is pretty important to me. I don't need credit cards, don't want to pay a $395/year fee and don't mind if it isn't a big 4.

At this stage, I'm leaning towards Athena/TicTok or St George.

Thanks, Sam

Financial Home Loan

Comments

  • hhbb555 on 09/03/2020 - 08:34

    for simple loan, reduce home loans seems to be one of the cheapest one
    otherwise, athena, or state of custodian
    or contact a broker?

    • kati on 09/03/2020 - 09:03

      Following as I have the same requirements. Offset is a must for me as I may turn my PPOR into a IP. Athena doesn't have offset unfortunately.

      • hhbb555 on 09/03/2020 - 14:50
        +1

        state custodian does

        • dcep on 09/03/2020 - 16:10

          For new applicants only.*
          *By the manner in which funding is purchased for new customers due to market conditions this rate is only available to new customers.

  • uncompressed on 09/03/2020 - 11:10

    Currently looking at Bank of Melbourne. If you go via a mortgage broker, you could get a 2.79% variable rate with an offset account and get a $4,000 cash rebate. Worth checking out?

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