Bought a 2017 C43 shortly after the car was released for $115k on a notated lease with a balloon of $57k this August. The car has been great but has depreciated substantially over the past 3 years as i happened to buy the car 4 months prior to the MY18 face lift :(. Current selling price is ~$65k. Warranty also expires in August. And I'm expecting do do around 55,000 to 60,000km by the end of the lease (at 46k now).
I'm stuck on whether i should refinance the car with a novate lease (and pay the balance down to 0) and keep it for another 4 years - but run the risk of out of warranty repairs + trouble in selling a high mileage AMG (would end up with around 120 - 130k on the clock) or if i should downgrade the car to a 2019 VW Golf R which is selling ~$35 - 40k - will have warranty till 2024 and I can run it to the ground and still be able to sell it for a decent price in 4 years time.
The reason for not getting an even cheaper car is, "spirited' driving is my way of dealing with stress after work. So I
Some thoughts would be appreciated.