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Get $50 with a New Westpac Choice Everyday Bank Account (Deposit $500 & Make 5 Purchases within 30 Days)

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Get $50 with a New Westpac Choice Everyday Bank Account (Deposit $500 & Make 5 Purchases within 30 Days)
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LTro2733 on 08/07/2020 - 17:55 westpac.com.au (1652 clicks)
Last edited 08/07/2020 - 21:32 by 2 other users

Apply online by 6th October 2020, deposit $500 and make 5 eligible purchases within 30 days. Under 30? You can also apply in branch. T&Cs apply #

# $50 Offer: Fees and charges apply. Read the terms and conditions available at westpac.com.au before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: open a new Westpac Choice account online between 01/07/2020 and 06/10/2020, or in branch if you’re under 30 years old; and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. ​

Referral Links

Westpac Choice Account: random (115)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Bank Account Transaction Account

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closed Comments

  • eltito on 08/07/2020 - 18:09

    So am I correct in understanding that anyone is eligible for this offer, but you have to be under 30 if you apply in a branch?

    • Tro2733 on 08/07/2020 - 18:16
      +1

      Yes, open to all but needs to apply online if above 30

    • demiurge on 08/07/2020 - 18:21
      +7

      "must not hold or have held a Westpac transaction account"

  • jpee on 08/07/2020 - 18:25

    I’m interested in the age requirement

    • [Deactivated] on 08/07/2020 - 20:01

      Yes, what is the skinny?

    • 7hours 44min ago on 09/07/2020 - 07:37
      +1

      It has to do with their new savings account that gives under 30yos 3% interest I'd imagine. Could be stricter ID process in place to stop misuse? E.g. parents opening account in kids name.
      https://www.ozbargain.com.au/node/550359

  • Iluvfreebies-freeDel on 08/07/2020 - 18:31
    +6

    Monthly service fee
    $5
    This fee is waived for:

    Customers that deposit at least $2,000 each month
    Customer under the age of 21 or full-time tertiary students
    Australian Pensioner Concession or Health Care Card holders
    New to Australia or expatriate customers (for the first 12 months).

  • [Deactivated] on 08/07/2020 - 18:31
    +2

    Don't think I've ever had a Westpac account, easy money, thanks OP.

  • TomGum on 08/07/2020 - 18:58

    Can I open one for my child?

  • jacko milz23 on 08/07/2020 - 19:20
    +3

    I just asked a Westpac rep on web chat if under 30 that apply online are also eligible. The answer was yes. So stackable with the 3% interest offer.

    • RockyK9 on 08/07/2020 - 20:50

      100%? Can't find it in T&C

      • jacko milz23 on 10/07/2020 - 09:25
        +1

        Same here, that's why I asked a rep. Lets just say I will be blowing up if the rep was wrong!

        • IDontKnowWhyImHere on 20/08/2020 - 20:04

          Hi jacko milz23, did you open westpac choice acc and got your 50$? Under 30 and applied online as well. Also, interested if 3% interest rate was applied. Thanks.

        • Hellcrusher3304 on 11/09/2020 - 21:52

          It says we need to deposit $500 into Westpac Choice Account

          Does that mean the minimum balance inside the Choice account must be above $500, or can I just transfer $500 into Choice account from a 3rd party bank and then do a internal transfer to Westpac Life Account (so that I can take adv of the 3% interest rate)?

          • jacko milz23 on 12/09/2020 - 08:41
            +1

            @Hellcrusher3304: Nah but unless you study full time you should deposit $2k into choice to waive the $5monthly fee on the choice account. I believe it's just a deposit required and no minimum balance, however it must be above $0 at all times and account balance must be higher at the end of the month than the start of the month. Lots of hoops to jump through but not impossible.

    • shadowangel on 28/08/2020 - 14:18

      Offer is limited to one eligible account and is not available in conjunction with any other offer. ​

  • AussieBogan on 08/07/2020 - 19:49

    I had an account but closed years ago so I'm not eligible for this offer am I right?

    • vikvance on 08/07/2020 - 20:35

      No, you won't be eligible.

      Westpac's rules are ridiculously strict.

  • rizza on 08/07/2020 - 20:25

    I am under 30 but I have had a Westpac choice account for 12 years…Bummer

  • TimeOrMoney on 08/07/2020 - 22:34

    Still waiting for a decent Westpac credit card points offer…

  • Judicat0r on 09/07/2020 - 07:58

    After Westpac's recent negative stint in the news, I think I'd rather keep my morality for $50, but thanks for posting.

  • sagrules on 09/07/2020 - 17:46

    It just gave me error message its experiencing technical difficulties after entering all of my personal info

  • 18 on 09/07/2020 - 18:52
    -1

    What if I had a Westpac Bank Account 2 years ago? Would I still qualify?

    • kerfuffle on 10/07/2020 - 07:40
      +1

      Did you read the second last sentence in the OP?

  • aneil915 on 10/07/2020 - 10:40
    +1

    In regards to - Customers that deposit at least $2,000 each month if you want to avoid the $5 monthly account fee.

    Can I just deposit $1000, then withdraw, and re-deposit again?

    Also I assume there is no requirement to keep the required deposit off $500 in the account?

  • freemoneyhunter on 11/07/2020 - 09:53
    +1

    I did their last deal and when I went in to close the account the teller was irritated at me because I was closing it on a Saturday, for $50 not worth the bother, last one I did was HSBC which was $100, well worth it.

  • aneil915 on 13/07/2020 - 10:28

    Has anyone been able to verify their ID online and not been required to visit a branch? I'm over 30 and have been asked to visit a branch to verify my ID. I have called Westpac and was told every new customer must visit a branch to verify their ID when opening an account.

    • jacko milz23 on 15/07/2020 - 13:53

      Yep I only had one form of ID (passport) when I made an account online, and had no probs all online (i'm under 30) account opened and started using the digital card instantly. I was quite impressed with ease of it all.

  • Iluvfreebies-freeDel on 17/07/2020 - 11:47

    Did anyone get their bonus $50?

    • rzg on 17/07/2020 - 11:57

      Yeah I did yesterday :)

      • Iluvfreebies-freeDel on 17/07/2020 - 12:00

        How long after the 5 transactions did you receive the bonus?

        • rzg on 17/07/2020 - 12:04
          +1

          8/6/20 - deposit $500
          16/6/20 - completed 5 transactions
          16/7/10 - $50 credited to account

          • Iluvfreebies-freeDel on 17/07/2020 - 12:08

            @rzg: Takes a month to credit. Thanks

          • macr0hard on 17/07/2020 - 17:24

            @rzg: When were you charged the $5 monthly fee?

            • rzg on 17/07/2020 - 22:42
              +1

              @macr0hard: No fees charged but I moved 2k in and out to avoid the fee

              • macr0hard on 18/07/2020 - 11:37
                +1

                @rzg: Thanks. Is the $500 included in the deposit? I.e. should I deposit $2000 all up or $2500?

                • rzg on 18/07/2020 - 11:44
                  +2

                  @macr0hard: @macr0hard Just did $2500 just to be safe, think you’d be right with just the 2k though 😊

                  • macr0hard on 20/07/2020 - 10:28
                    +1

                    @rzg: thanks. Did you just deposit $2k and a few days later took it out right way? I dont need to wait for the whole month right?

                    • rzg on 20/07/2020 - 20:49
                      +1

                      @macr0hard: I took it out all but $50 and then done my purchases, doesn’t have to stay in the account as long as it was deposited at some stage :)

  • Shane34 on 17/07/2020 - 21:11

    No minimum size for the 5 transactions?

    • rzg on 17/07/2020 - 22:42

      Nope

      • Iluvfreebies-freeDel on 18/07/2020 - 19:21

        Do these 5 purchases need be tap and go?

        • rzg on 18/07/2020 - 20:30
          +1

          I did them all as tap and go

  • Shane34 on 19/07/2020 - 20:33

    Is the sign up process easy or tedious?

    • rzg on 19/07/2020 - 20:35

      Easy for me, never been with Westpac and didn’t have to go into branch.

      • Shane34 on 19/07/2020 - 20:47

        Ah cool. What type of identification do they want. Do you have to post them photocopies of passport or anything?

        • rzg on 19/07/2020 - 23:16
          +1

          Nah just drivers licence and Medicare did the trick. Online verification during the sign up, account was then opened instantly.

  • Shane34 on 27/07/2020 - 12:12

    Can anyone here over 30 confirm that they have received the $50. The westpac chat just told me its only for under 30s :/

    • kerfuffle on 27/07/2020 - 12:21
      +1

      Did you read the terms and conditions before you applied?

      To be eligible for the $50 offer you must: open a new Westpac Choice account online between 01/07/2020 and 06/10/2020, or in branch if you’re under 30 years old; and deposit $500 and make 5 eligible card purchases within 30 days of account opening.

      • Shane34 on 27/07/2020 - 12:48
        +3

        I read it briefly and understood that because I'm over 30 I'd have to sign up online to be eligible. Which I did.

        • kerfuffle on 27/07/2020 - 12:50
          +1

          Fair point. Did you try pointing that out to the Westpac representative?

  • Shane34 on 28/07/2020 - 14:01
    +1

    Can confirm this current deal is available for over 30s who meet the requirements. Before July it was only for under 30s- hence my confusion.

  • macr0hard on 01/08/2020 - 15:07

    Has anyone had problems using this card with eftpos (not online)? I’ve tried 3 times now and it keeps declining. The card is activated with money in it so not sure what’s happening, on the phone with Westpac now and just got hung up on. I chose eftpos savings as the option at the machine, not sure what else to do.

    • kerfuffle on 01/08/2020 - 15:10

      Press Cheque, not Savings.

  • skido on 10/08/2020 - 14:14

    does anyone know if transferring money out using "Beem It" counts as a purchase ?

    • RyanG01 on 19/08/2020 - 00:51

      Unfortunately as Beem It uses the Eftpos payment system it does not count. I found the easiest and cheapest way for me was to do five 1 cent card transactions to my phone bill.

      • NeoM on 20/08/2020 - 15:01

        People are saying that Beemit counts for the 3% interest. Don't see why it would count in this case.

        • RyanG01 on 20/08/2020 - 17:24

          My best advice is to not rely on Beem It as I have heard people from both sides of the fence. I think on Whirlpool (I can't find the exact thread at the moment) someone said that Beem It did not work for them. Below are the exact terms and conditions.

          To be eligible for the $50 offer you must: open a new Westpac Choice account online between 1/07/2020 and 6/10/2020, or in branch if you’re under 30 years old; and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. ​

  • aneil915 on 19/08/2020 - 08:09
    +1

    Have many people got their $50 yet? Trying to workout how long the $50 takes after your 5 payments.

    • Steve238 on 21/08/2020 - 17:31

      It takes 45 days

  • synn on 20/09/2020 - 13:58
    +1

    Laughably boomer product. Their passwords are limited to only 6 characters. I don't want anything to do with that level (or rather lack) of security. Their online identification process doesn't seem to work either, even trying 4 types of identification. As a test I got some credit reports sent out using the same ID and they worked fine. Same IDs also worked for opening accounts with other more modern banks.

    • Harold Halfprice on 26/09/2020 - 14:38
      +1

      Their passwords are limited to only 6 characters

      Ridiculous… Password length is the most important factor.

      Not only is it 6 characters max, but NO consecutive characters and NO special characters. Incredible level of incompetence.

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