I've applied for a home loan with ANZ and have been pre-approved. My broker says there's unlikely to be any complications with getting formal approval as they are just waiting for valuation of the property. This is estimated to occur in the next couple weeks.
I am planning to apply an ANZ credit card separately to the home loan (as opposed with the home loan) to take advantage of the bonus QF points. After I receive the points, I plan to link it to the home loan Breakfree package to waive annual fee.
Question is, should I wait until I get formal approval before applying for the credit card or is it okay to apply now?