Just received an email from Citibank that Citi premier cards will now have smartphone screen insurance cover. I have the lifelong free Citi premier card but use it sparingly. Last week applied and got the Amex Explorer card that has this insurance but the new Citi's one is better. All you need to do is pay the monthly bill using the card. Thought may be useful for some.
Each claim up to $1000, Yearly max $1650, Excess $50
Each claim up to $500, Yearly max $1000 (two claims), Excess 10% of repair cost.