Just got an email from Coles Pet Insurance suggesting 20k points ($100 value when converted to $ off shop) for new pet insurance policies.
Terms & Conditions state:
Flybuys points (Offer) is only available to members who receive this communication, purchase a new Coles Comprehensive or Premium Pet Insurance policy between Thu 22 Jul 2021 and Sun 5 Sep 2021 (Offer Period), provide their Flybuys number at the time of purchase, and keep the policy in force for at least the 21 day cooling off period and until the points are loaded to the member's Flybuys account. Each Coles Comprehensive or Premium Pet Insurance policy you sign up to within the Offer Period will be eligible to receive the Offer. The Offer will be credited to the member’s Flybuys account up to 45 days after the policy start date. For full terms and conditions see coles.com.au/insurance/pet-flybuys-points.
Assuming you get the points land within 2 months (or 45 days as suggested above) you'd still be in front here!
For example - domestic cat, female, 1 year old (in a VIC post code) is around $23 p/month… just gotta hope they credit points quickly to be in front before cancelling.