First select your numbers for your 2 free games, then you need to create an account with Oz Lotteries to receive them. I already have an account with them so I'm not eligible, but I can recommend it as a really easy way to play Lotto online.
2 Free Powerball Lotto Games - When You Join Oz Lotteries Online
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I think it may depend on your financial institution. I buy lotto online every week and it just shows up as a normal purchase on my credit card account.
Last time I bought Lotto tickets online with a credit card, they were classified as a cash advance and I was charged some extra fees from the CC Co. That was with Tatts about a year ago. Can anyone confirm if this is the norm?