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Up to $400 Virtual Visa Account for Joining New Combined Hospital and Extras Policy @ Nib


The Offer consists of one (1) Virtual Visa Account valued at AUD$200 (inclusive of GST) for single policies, or AUD$400 (inclusive of GST) for couple, family, or single parent family policies (“gift” or “Virtual Visa Account”). The Virtual Visa Account can be used at any website online that accepts Visa. It cannot be used in-store

This Offer is open only to permanent residents of Australia who are 18 years or over as at the date of joining (being the date of completion of join) (Eligible Members).

The Offer is only available to Eligible Members who join an nib combined Hospital and Extras Australian resident’s health insurance product (nib ARHI product) through nib’s approved online channels during the Offer Period (Eligible Product), and does not apply to a purchase of nib Overseas Students Health Insurance, nib International Workers Health Insurance, nib Corporate Private Health Insurance, Qantas Health Insurance, Suncorp Health Insurance, GU Health Insurance, AAMI Health Insurance or Apia Health Insurance, ING, or those moving from one of these products to an nib ARHI product

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closed Comments

  • +1

    FYI - Must keep policy until at least 12 January 2022

    • So could you sign up for 2 months at the lowest cover and still be ahead?

      • Actually if you join on n 31 October 2021 (Last day of promotion) and keep it till 12 Jan 2022 that's pretty much 2 months worth of premiums.
        Based on my quote on the cheapest policy I'd still be $56 in profit if I was to cancel then.

  • I literally signed up to NIB health insurance the day before. Dammit!

    • +2

      Use the Cooling off period clause 🙂

    • +1

      Give them a call..

  • 6 weeks free promos are more valuable for me. I am on to my third this year!

  • This works well for me. This year I have used $180 of massage, some general dental and all my optical.

    I have very good cover now, but suspended second time for pandemic, it starts in a few days, so my choice was either to cancel completely or switch provider.

    If I pay for 2.5 months until 12/1/22, Basic Essential Hospital Plus and Core and Wellbeing Extras $130.89* Monthly, that is about $325 out of pocket but $200 back, so $125 out of pocket.

    For that, I get 60% back on osteo and myo (gotta use it now from sitting through lockdown!) so about $450 back maybe $600 if I go to physio as well, then can use up $300 on optical early january, plus another general dental scaling in november and next year (need scaling frequently). So all up I get at least $500 or maybe $800-$1000 value for $125. That's my specific situation but it is decent.

    I wouldn't stay to NIB long term from the reviews about their hospital cover and previous threads and comments on here.

    I'm gonna cancel my cover completely from Jan until July, when I will be earning over 90k for FY22-23 so makes sense to get it back.

    Probably try AIA with Vitality next, depends what deals are on in July. Six months membership if you are on Silver Vitality level, free excess on hospital visit, and I need a gastroscopy/colonoscopy.

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