endolphin » user profile

| Member Since | 09/01/2018 |
|---|---|
| Last Seen | 6 hours 16 min |
| Badges | 2 1 |
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endolphin replied to
Lifetimedeal on 25k KrisFlyer Miles ($4,000 Spend in 90 Days) + 20k Miles 2nd Year, $499/Yr Fee ($0 1st Year) @ HSBC Star Alliance Credit Card
If you state that you already have gold status then they give you 40k star alliance rewards points instead (which transfer to 32k krisflyer…
endolphin commented on 25k KrisFlyer Miles ($4,000 Spend in 90 Days) + 20k Miles 2nd Year, $499/Yr Fee ($0 1st Year) @ HSBC Star Alliance Credit Card
So if you just select Yes, you have already obtained gold status (when you haven't), then this offer effectively becomes 57k krisflyer…
endolphin commented on 1,500 Bonus Flybuys Pts (Worth $7.50) on $100 & $250 Visa Gift Cards (+ $5.95 & $7.50 Fee, Exclusions Apply) @ Coles (In-Store)
These don't seem to work with the new portal for child support payments?
endolphin commented on 2,000 Bonus Flybuys Points (Worth $10) on $100 & $250 Coles Mastercard Gift Card ($5 & $7 Fees Apply) @ Coles (In-Store Only)
Has anyone tested if you can receive the bonus points on 5x $100 cards as well as 5x $250 cards? On the one flybuys account.
endolphin commented on 3x Qantas Points and No Purchase Fee on TCN Digital Prepaid Mastercard @ Qantas Marketplace
So many drama queens here that have zero patience. How about give the company a chance to sort out the mess? The one card I bought is still…
endolphin replied to
djones145 on What’s The Worst Shocking Thing You Have Seen in Your Line of Work?
Similar experience, but much worse. There was some IT glitch which meant that a company wide email (about 5k staff) was repeatedly being…
endolphin commented on Wedding Gift $ Expectations in Sydney?
Not sure I understand the correlation between gift size and working out how much per head the venue would be? That suggests that the couple…
endolphin commented on Westpac Altitude Black Card: 1st Year - 130,000 Points $200 Fee ($6,000 Spend in 120 Days), 2nd Year - 50,000 Points $295 Fee
The 5.8% return on investment is pretty terrible (net $350 from $6000 spend). In fact I've never achieved worse than 8% across many many…
Nah disagree on BMI. That's absolutely relevant because it increases the chance that the child will lose a parent/s earlier than otherwise.…
endolphin replied to
wallahcuz on American Express Velocity Platinum Card - 100,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee
So, if for example a business class flight is $10k cash but can be had for 200k points, you'd value the points at 5c per point, right?…
endolphin replied to
wallahcuz on American Express Velocity Platinum Card - 100,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee
The logic is fine. What would you select in the poll within this thread? https://www.ozbargain.com.au/node/533413
endolphin replied to
Miroslav on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)
For economy you're very likely better off selling your Qantas points and using that money to pay for a cheaper cash flight on another…
endolphin replied to
dogzilla on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)
Considering that you could have sold those 90k points here for about $1100, any regrets? FWIW I've done something similar but felt pretty…
endolphin replied to
xiaozaocha on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)
Yeh but would you ever actually pay $3-4k to fly business one way to Japan? Another way of looking at it. If you booked that flight on…
endolphin replied to
MTW on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)
I just looked at a random June day and you can book a direct Syd to LAX flight with United for $743, so with your example there with $240…
endolphin replied to
endolphin on $15 Voucher ($70 Minimum Spend) @ Target (Existing Newsletter Subscribers)
Code has now been used :)
endolphin commented on Free Priority Pass Membership for Westpac Altitude Black Mastercard Cardholders @ Priority Pass
Never understood the hype about lounges. I have PP through Citi and rarely set foot inside a lounge. But have raided multiple cafes per…
I also have a code if anyone wants it
endolphin commented on Affordable Mens Perfume for Office ?
Wtf
So, I presume if you had 750k citibank points and were offered $10k for them, you'd knock it back, right??
endolphin replied to
Oh Daddy on HSBC Star Alliance Credit Card: Star Alliance Gold Status (with $4,000 Minimum Spend in 90 Days), $0 Annual Fee First Year
And according to me it's worth approximately zero (as I already get lounge access via Priority Pass). And regardless, lounge access is…
endolphin commented on What’s The Most You’ve Paid for a Latte?
Brisbane CBD, $6.30 for medium oat flat white at a decent place. Delicious, though. Bought two today, no regrets.
I bought a Woolworths one and added it to my google wallet. Is this similar to the 711 gift cards that can be used at any petrol station.…
endolphin replied to
WwDesi on Skibidi Toilet Mystery Surprise Toilet $79 Delivered / C&C / in-Store @ BIG W
Yeh, how? Now I'm even more confused. Usually a viral sensation begins with something very funny / very entertaining. Which that video…
That's 4.56% per year, which seems an underestimate IMO. We've seen rents rise by 10-30% in the last 2 years, so I think a lot of people…
endolphin commented on 10x Everyday Rewards Points on Vanilla Mastercard Gift Cards ($5.95/$7.95 Purchase Fees Apply) @ Woolworths (In-Store Only)
One left at my local, however, it was only there because it had been tampered with. Slightly ripped packaging. Showed the staff and sure…
endolphin replied to
Spending2Much on Random $0.10-$50 Bonus Cashback on $1+ Gift Card Spend (Activation Required, 35013 Rewards) @ ShopBack App
Everyone can access shopback. Can everyone access Perkbox?
endolphin replied to
littlesoldier on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Never said min spend is a cost. It does change the equation completely though. If this deal only required $1k spend then it would be an…
endolphin commented on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
For those new to churning, it must be quite confusing looking at this deal and wondering why so many upvotes. It's all relative, as this is…
Weird that no one has pointed out that it's ludicrous to spend that much money on a first car in the first place.
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