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Westpac Altitude Qantas Platinum MasterCard: 70k QFF Points ($4k Spend in 90 Days), Year 1 Fee $49, Qantas Fee $50

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Westpac Altitude Qantas Platinum MasterCard: 70k QFF Points ($4k Spend in 90 Days), Year 1 Fee $49, Qantas Fee $50
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RyanMK on 04/07/2022 - 19:18 westpac.com.au (3157 clicks)
Last edited 05/07/2022 - 07:35 by 1 other user

Similar to this deal but with 5,000 less bonus QFF points. Deal is directly with Westpac, but is also available via Pointhacks if that's the preference.

70,000 bonus Qantas Points with $4k+ spend on eligible purchases within 90 days of card approval.

Plus, a reduced first year annual card fee of $49 ($150 thereafter). If you are already a Westpac customer the first year annual fee is waived. A popular way to get around this is to become a customer is just to create a savings/transaction account.

Referral Links

Westpac Choice Account: random (116)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Credit Card Frequent Flyer MasterCard Qantas Frequent Flyer Reward Points

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closed Comments

  • mudkipz on 04/07/2022 - 19:42

    Anyone know if there's anything stopping an existing customer of the Westpac group from getting this deal? Currently have a St Georges Amplify card as well.

    • yojabbajabba on 04/07/2022 - 19:55
      +3

      Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

      • mudkipz on 05/07/2022 - 09:07

        I did see that clause. My card isn't listed on there. I'm not a Westpac customer, but a St George's customer (owned by Westpac). Does that mean I should be right to apply?

        • MrTweek on 05/07/2022 - 10:44

          yes

    • starburstyellow on 04/07/2022 - 19:57

      You are good to apply.

  • kimlo on 04/07/2022 - 19:50

    Is there any easy way to calculate qantas points to $ for their flights?

    Is 50k points enough for a business class return flight say to Sydney, or is it like an economy ticket return.

    • yojabbajabba on 04/07/2022 - 19:55

      From where? Economy is 8k MEL-SYD one way.

      • kimlo on 04/07/2022 - 20:42
        +2

        Thanks, that's exactly what I was after. So 70k points is roughly 2x return business class flights BNE to SYD.

        Gives me some idea of worth at least, I know converting to straight dollars has pretty weak value.

        • [Deactivated] on 05/07/2022 - 07:44
          +3

          plus nearly $200 tax. seems a waste to fly business for such a short flight

          • kimlo on 05/07/2022 - 08:23

            @[Deactivated]: I'm not saying I would, just gives me a rough ballpark for the value of the points.

            More than likely would put it towards an overseas flight, but I'm skipping the deal. I haven't had a CC for years so I'd need a better offer to be tempted to carry one again.

            • coffeeinmyveins on 05/07/2022 - 08:28

              @kimlo: you also need to book a flight that has points available, it's not like every business seat can be purchased using points, and it's hard at the moment to find them.

        • MrTweek on 05/07/2022 - 10:46
          +1

          If you want to fly business internationally, you get pretty good value by booking economy with money and then using points to upgrade

  • veetor on 04/07/2022 - 20:04
    +6

    Don't forget to pair this with the 20K sign up bonus.
    https://www.ozbargain.com.au/node/709590

    • hongd on 04/07/2022 - 22:54

      I checked that only applies who didn't have Q card in last 12 months

  • sfac on 04/07/2022 - 20:15
    +6

    You can apply directly with Westpac?
    https://www.westpac.com.au/personal-banking/credit-cards/rew…

    • SleepingBanana on 04/07/2022 - 23:33
      +1

      you can, but I think better of apply through the link to give them some commission if it doesn’t cost you a cent

    • RyanMK on 05/07/2022 - 07:36

      Thanks, updated.

  • tinothy on 04/07/2022 - 20:51
    +2

    No annual fee if you're already with Westpac

    • cook99 on 04/07/2022 - 21:33

      And getting an everyday deposit account is dead easy, nobody should pay an annual fee on this one

      • fullspend on 04/07/2022 - 23:25

        Where did you find this?
        The "Westpac Choice" account has a $5 monthly fee if you don't deposit $2k a month into it

        • cook99 on 05/07/2022 - 01:32

          I put $2k deposit in and then withdraw the $2k the next day

        • Autonomic on 05/07/2022 - 10:01

          Apply for the card then cancel the account once you receive it.

    • RyanMK on 05/07/2022 - 07:36

      Thanks, updated!

  • karseeeejaaaa on 04/07/2022 - 20:57

    Is it 70k points bonus on top of base points or total of 70k points?
    Couldn’t find anything on the main website.
    Thanks

    • dorikin on 04/07/2022 - 23:38

      70k is bonus points once you meet the spend criteria

      You still earn base points per dollar spent according to their point ratio
      I think it’s 0.5pt per dollar

  • adrianhughes1998 on 04/07/2022 - 22:07

    So $100 for a 70k card. Sheesh ANZ and others do it better.

  • themeadowlands87 on 04/07/2022 - 22:08
    +2

    Was very slow for the points to come through for me with this one. They arrived eventually but I had to make a few phone calls.

    • Juggernauto on 05/07/2022 - 06:47

      I reached spend requirements 2 months ago and still no bonus points for me :/

    • tinothy on 05/07/2022 - 08:38

      Strange. I pretty much met the criteria within the first month and got my points the very same month

  • Drakesy on 04/07/2022 - 22:14
    +2

    Really should be a $99 annual fee
    But I'm just nitpicking

    • itsme56 on 04/07/2022 - 22:24
      -3

      Some people have free Qantas membership

      • Drakesy on 04/07/2022 - 22:25
        +1

        ?
        The $49 is what you have to pay to earn qantas points

        You can't dodge it unfortunately

        • itsme56 on 04/07/2022 - 23:21
          -6

          "Really should be a $99 annual fee"
          $49 is to the bank where you earn the points and they pay Qantas to add them your your account, $50 is just a membership fee to Qantas. There are ways to get free Qantas memberships and you don't have to pay the $50.

          • fullspend on 04/07/2022 - 23:29
            +5

            @itsme56: "Ongoing annual rewards program fee | Altitude Qantas: $50"

            I read this as you have to pay $50 on top of whatever other fees apply to you in order to earn QFF points instead of homebrand Altitude points

            • rne88 on 04/07/2022 - 23:41
              +2

              @fullspend: This is correct. I’ve just closed the Altitude Black card and the $50 one time fee applies if you want to earn Qantas points.

          • Drakesy on 04/07/2022 - 23:54
            +1

            @itsme56: Unfortunately thats not it

            • itsme56 on 05/07/2022 - 14:31
              -2

              @Drakesy: I get it for free. Downvote me all you like.

              • Drakesy on 05/07/2022 - 14:33
                +1

                @itsme56: It's not the membership that the $49 covers, thats a separate area.

                It's what Qantas charges Westpac to earn Qantas points rather than amplify
                And it's charged every year as part of the annual program fee.

                @Fullspend summed it up well.

                • itsme56 on 05/07/2022 - 14:35
                  -3

                  @Drakesy: If you are already a Qantas Frequent Flyer member of another reward program and link this card to the same Qantas FF account - the $50 fee isn't changed……

                  • Drakesy on 05/07/2022 - 14:36
                    +2

                    @itsme56:

                    $150 Ongoing annual card fee
                    $50 Annual Altitude Qantas program fee

  • dorikin on 04/07/2022 - 23:31

    Damn these spend amounts are increasing

  • tobi3421 on 04/07/2022 - 23:55

    Might be dumb but with the 12 month waiting period to be eligible for the bonus, is it just basically 365 days after closing your card?

    • dorikin on 04/07/2022 - 23:56
      +2

      exactly that

      • tobi3421 on 04/07/2022 - 23:59

        Thanks!

  • bigbadboogieman on 05/07/2022 - 11:17

    I got the 140K Altitude Rewards with $49 annual fee for year.

    • bohn on 05/07/2022 - 13:35

      what do you do with the altitude points?
      I think they convert to velocity/krisflyer 3:1 ratio which is pretty crappy.

      • dorikin on 05/07/2022 - 13:56

        Check out the Annual fee rebates

      • bigbadboogieman on 05/07/2022 - 15:25

        Get gift cards.

  • Cheeseplate on 11/07/2022 - 11:11

    How do you get your customer id or get a virtual card before getting it in the mail. i'm going in circles as i don't have a card number or id

    • Whatsworthbuy on 15/07/2022 - 09:37

      I remember I had to call customer service to get my customer id.

  • FB00037887 on 18/07/2022 - 19:20

    So the $50 annual Altitude Qantas Rewards fee applies even if you hold QFFP? So you cant get away with these fees regardless?

    • kerfuffle on 19/07/2022 - 07:17

      Yes and no.

  • xdivino on 03/08/2022 - 19:19

    Any guidance on how to as a new new customer avoid the annual fee?
    ie. do i sign up for any basic account with them and can I do this online?
    once setup then apply as existing customer?
    any tips/guidance apprecaited.

    • ol mate on 10/08/2022 - 15:12

      Yep, just sign up for any account. Once opened, apply for this.

      I'd recommend waiting a few days - when I signed up for this a couple of days after opening the normal account, their fraud team flagged the accounts and I couldn't get it unflagged/activated over the phone. I had to get my ID verified in branch which took a little while as the branch hadn't seen it happen before

  • Everest99 on 18/08/2022 - 12:19

    1 year fee of $49 can be avoided by creating westpac account, is there any way to avoid $50 Qantas fees? Thanks

  • bargainhunt21 on 20/08/2022 - 14:04

    Has anyone waited more than 21 days to receive a response to their application (after uploading payslips etc)?

    I have never had to wait this long for a credit card application to be finalised before. Does anyone know if Westpac is usually this slow?

    • ol mate on 26/08/2022 - 10:06

      I got a response within 2 days - I suggest calling the number in the email and they can approve on the phone if everything is there.

  • bobwokeup on 25/08/2022 - 19:46

    I logged into my Westpac account even though I don’t have any open cards and I can still see the offer, do you think it will work as an existing customer?

    • ol mate on 26/08/2022 - 10:06

      Yep previous comment shave said it’ll work as long as you have a log in.

      • bobwokeup on 26/08/2022 - 10:12

        Ah okay cheers.

  • blonky on 26/08/2022 - 14:12

    Anyone else running into errors applying for this?
    On the final page it says "The credit card application form is currently unavailable. We apologise for any inconvenience caused"

    • blonky on 10/09/2022 - 11:28

      Update: wouldn’t allow me to apply via my customer login but could do it via their main website strangely enough
      Means I won’t get the $49 fee waived but it went through overnight and had the digital card the next day via their app

  • Omarko on 24/09/2022 - 06:06

    how soon to Westpac give the points ? anyone got theirs yet?

    I did the min spend within few weeks and paid the card off, so just waiting for points to arrive and was wondering how long it takes.

    cheers

  • BuyLowLetsGo on 28/10/2022 - 13:54
    +1

    FYI, had this card for two statement cycles, got my bonus points. Called them up to say I want to close and asked for the Qantas Rewards Fee refund of $50, got it instantly.

    • bobwokeup on 28/10/2022 - 13:55

      No way good to know they’ll refund the $50 and they didn’t ask for a reason why?

      • BuyLowLetsGo on 28/10/2022 - 13:57

        No questions asked. Maybe I got lucky, but worth a shot for everyone else. Good luck!

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